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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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fruitie
post Nov 10 2022, 03:50 PM

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QUOTE(sijun @ Nov 10 2022, 03:40 PM)
user posted image

Reload tng e-wallet also consider retail spend??
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In your screenshot, 4.1 did mention it very well.
Wolgie
post Nov 10 2022, 03:57 PM

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QUOTE(sijun @ Nov 10 2022, 03:14 PM)
What. Then thats kinda a dealbreaker for me. I thought is was swipe 12 timea any amount in a yr. Compared to 2k monthly is huge difference
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QUOTE(sijun @ Nov 10 2022, 03:40 PM)
user posted image

Reload tng e-wallet also consider retail spend??
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QUOTE(fruitie @ Nov 10 2022, 03:50 PM)
In your screenshot, 4.1 did mention it very well.
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Means just everymonth reload 2k consider retails spend. that is okie
algorhythm
post Nov 11 2022, 01:23 PM

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Hi Sifu-s here,

Can anyone advice which of the cards below is better in terms of cashback / rewards

1. HSBC Visa Signature Credit Card
2. HSBC Amanah MPower Platinum Credit Card-i

For spending scenario like this:
Food : 600
Petrol : 250
Utilities: 250
Apparel & Retail Purchase : 200
Online shopping : 250
Groceries : 100
Others & Insurance : 200

I'm wondering , there's a minimum retail spend of 2k for Mpower card, in order to get 8% cashback for each category, is ewallet reload of RM 500 considered as part of the 2k minimum retail spend?

For visa signature, is ewallet reload entitled for cash back? Cuz I dont really spend in foreign currency , but the Premium lounge access seems attractive to me

Any advice would do , thank you in advance

MystiqueLife
post Nov 12 2022, 02:12 AM

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HSBC does not really have good cashback cards, you are better off getting MBB Amex 5% cashback on weekends or Affin Duo, I feel la.
gooroojee
post Nov 12 2022, 09:49 AM

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QUOTE(algorhythm @ Nov 11 2022, 01:23 PM)
I'm wondering , there's a minimum retail spend of 2k for Mpower card, in order to get 8% cashback for each category, is ewallet reload of RM 500 considered as part of the 2k minimum retail spend?
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Yes. If you want to optimize this then you can spend rm187.50 in each category, and then spend rm1437.50 anywhere else including ewallets if you want. MPower also has a 0.2% cashback for all other spend.
Fantastic1218
post Nov 12 2022, 11:45 AM

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I just use my card HSBC MPOWER platinum card last month, anyone knows how they calculate RM18 cashback? I thought should be more
gooroojee
post Nov 12 2022, 11:52 AM

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QUOTE(Fantastic1218 @ Nov 12 2022, 11:45 AM)
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I just use my card HSBC MPOWER platinum card last month, anyone knows how they calculate RM18 cashback? I thought should be more
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8% cash back for groceries, petrol and ewallet up to rm15 each category ... Others 0.2%
MARVIN333
post Nov 13 2022, 10:08 PM

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QUOTE(katowwe @ Nov 7 2022, 09:09 PM)
My cc just got approved in this afternoon, I submit documents on 14 Oct, 16 working days than got approved. SMS write need 8 working to delivery, but don't know where it delivery to...
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Finally mine got approved last Tuesday and now still awaiting
for the card to arrive
katowwe
post Nov 14 2022, 09:50 PM

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QUOTE(MARVIN333 @ Nov 13 2022, 10:08 PM)
Finally mine got approved last Tuesday and now still awaiting
for the card to arrive
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It take 3/4 days to delivery, very fast. They will sms to you when the courier start delivery.
adele123
post Nov 15 2022, 12:33 PM

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Messaged hsbc today using the chat function.

Got offer rm50 but need to spend 3 times in 30 days. Exclude auto billing.

This post has been edited by adele123: Nov 15 2022, 12:33 PM
MGM
post Nov 15 2022, 12:51 PM

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QUOTE(adele123 @ Nov 15 2022, 12:33 PM)
Messaged hsbc today using the chat function.

Got offer rm50 but need to spend 3 times in 30 days. Exclude auto billing.
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U mean u msg to cancel the cc and was counter-offered with rm50 cb?
iZuDeeN
post Nov 15 2022, 12:53 PM

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those who want to use HSBC with Google Wallet ... need to wait longer.. they dont support it yet.. despite press release in Lowyat said they do
adele123
post Nov 15 2022, 01:02 PM

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QUOTE(MGM @ Nov 15 2022, 12:51 PM)
U mean u msg to cancel the cc and was counter-offered with rm50 cb?
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Messaged to get offset for SST. Dont need to say want to cancel

This post has been edited by adele123: Nov 15 2022, 01:02 PM
MGM
post Nov 15 2022, 01:18 PM

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QUOTE(adele123 @ Nov 15 2022, 01:02 PM)
Messaged to get offset for SST. Dont need to say want to cancel
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I requested for the same thing but was only offered rm25 to offset the sst with the same condition. cry.gif
adele123
post Nov 15 2022, 03:06 PM

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QUOTE(MGM @ Nov 15 2022, 01:18 PM)
I requested for the same thing but was only offered rm25 to offset the sst with the same condition. cry.gif
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Fruitie got 25 no condition.

Just really depends on how they decide who gets what.
joice11
post Nov 15 2022, 03:18 PM

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QUOTE(adele123 @ Nov 15 2022, 03:06 PM)
Fruitie got 25 no condition.

Just really depends on how they decide who gets what.
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normally they only give rm25 to off set the sst, how come u can get extra? hmm.gif any special request?
fruitie
post Nov 15 2022, 03:23 PM

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QUOTE(adele123 @ Nov 15 2022, 03:06 PM)
Fruitie got 25 no condition.

Just really depends on how they decide who gets what.
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Not really. I had conditions. 3x no minimum within 60 days. laugh.gif
adele123
post Nov 15 2022, 03:44 PM

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QUOTE(fruitie @ Nov 15 2022, 03:23 PM)
Not really. I had conditions. 3x no minimum within 60 days. laugh.gif
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Oops my bad. Misunderstood your previous post. You get 60 days.

I'm gonna cincai spend 3 times in 30 days for that rm50

QUOTE(joice11 @ Nov 15 2022, 03:18 PM)
normally they only give rm25 to off set the sst, how come u can get extra? hmm.gif any special request?
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I just live chat. Dunno why they gave more. I wish i know though i'm not complaining. Just need to spend within 30 days.

This post has been edited by adele123: Nov 15 2022, 03:47 PM
lalahehe90
post Nov 18 2022, 11:30 AM

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QUOTE(Wolgie @ Nov 8 2022, 09:35 AM)
Processing now  brows.gif

https://media.ringgitplus.com/s/pdf/campaig...llet_Credit.pdf

Is this confirm? i see this statement at Ringgitplus website, but no see at aggrement?
Will annaully wave?
Annual Fee
RM240 primary card
Waived when you swipe 12 times with no minimum spend each year
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How long does it takes for hsbc to call you? Applied on 12 Nov till now haven't receive any call from hsbc.
MystiqueLife
post Nov 18 2022, 01:54 PM

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QUOTE(adele123 @ Nov 15 2022, 03:44 PM)
Oops my bad. Misunderstood your previous post. You get 60 days.

I'm gonna cincai spend 3 times in 30 days for that rm50
I just live chat. Dunno why they gave more. I wish i know though i'm not complaining. Just need to spend within 30 days.
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Just use TNB quickpay and pay RM 10 x 20.


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