Hi Sifu-s here,

Can anyone advice which of the cards below is better in terms of cashback / rewards

1. HSBC Visa Signature Credit Card
2. HSBC Amanah MPower Platinum Credit Card-i

For spending scenario like this:
Food : 600
Petrol : 250
Utilities: 250
Apparel & Retail Purchase : 200
Online shopping : 250
Groceries : 100
Others & Insurance : 200

I'm wondering , there's a minimum retail spend of 2k for Mpower card, in order to get 8% cashback for each category, is ewallet reload of RM 500 considered as part of the 2k minimum retail spend?

For visa signature, is ewallet reload entitled for cash back? Cuz I dont really spend in foreign currency , but the Premium lounge access seems attractive to me

Any advice would do , thank you in advance