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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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MystiqueLife
post May 17 2022, 07:23 PM

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QUOTE(Barricade @ May 17 2022, 07:01 PM)
HSBC is the most stingy bank when it comes to credit limit. My other credit cards varies from 42k to 108k. HSBC gave me RM7k. lol
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I had the opposite of your case, HSBC gave the highest CL lol. laugh.gif

MystiqueLife
post Sep 16 2022, 02:08 AM

127.0.0.1
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QUOTE(jhleo1 @ Sep 15 2022, 02:27 PM)
Agreed with you on sms notifications. System requested to set any value above 0 but not always get sms. My MBB always got notification.
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Last time I called them and asked, minimum amount for notification transactions are above RM 100. I dont know why there's this minimum amount and it's a hit and miss. dry.gif dry.gif
MystiqueLife
post Sep 16 2022, 03:11 PM

127.0.0.1
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QUOTE(jhleo1 @ Sep 16 2022, 01:32 PM)
No. U can requested any amount from zero.
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Yes, different CS tells this too but when checked more, it only triggers when your transaction exceeds 100 shakehead.gif

MystiqueLife
post Sep 16 2022, 05:12 PM

127.0.0.1
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Yea, this is a bummer. Darn annoying, let me know if you got a way to do it. Other bank CCs are okay even for 0.01 transaction.
MystiqueLife
post Sep 22 2022, 02:05 AM

127.0.0.1
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QUOTE(jhleo1 @ Sep 16 2022, 03:20 PM)
My one below RM100 eg swap card received sms notification but not on pump petrol despite more than RM100.
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Which card are you using? I just called again and minimum amount limit for OTC transaction is 100 while for online transaction, there is no minimum limit.

MystiqueLife
post Sep 22 2022, 09:58 AM

127.0.0.1
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QUOTE(jhleo1 @ Sep 22 2022, 07:15 AM)
HSBC Mpower card few years ago asked SC to set it and never changed after that. Online below RM100 include topup  received sms. However exclude pump petrol which never received sms even spend more than RM100.
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Do you get any transaction SMS via contactless paywave or pin below 100?

MystiqueLife
post Sep 24 2022, 12:34 AM

127.0.0.1
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QUOTE(jhleo1 @ Sep 22 2022, 10:34 AM)
Yes for example spent at Village Grocer (RM92.75) & AEON (RM26.35) which below RM100, sms notification immediately received upon waved the card.

Well I got spend at one of the cafe every weekend but never received any sms at all when pay with wave.

That's why I wondered why I sometime get sometime not.
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That's the only drawback with HSBC cards bangwall.gif bangwall.gif


QUOTE(silence94 @ Sep 23 2022, 01:51 PM)
Hi guys,

Just got my HSBC card earlier this month. May I know how do i pay for my HSBC credit card?

I only have the credit card, not the saving account
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Pay from online transfer from existing bank account, put your credit card number as account number and select 'credit card' as the type of payment.


QUOTE(mamamia @ Sep 23 2022, 03:18 PM)
anyone apply this and get contacted by HSBC? submitted on Tuesday, until today still didnt get any call from HSBC for doc submission.
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HSBC called me and said I am not eligible although I don't have the credit card under the promo they offer. Sadding. cry.gif

MystiqueLife
post Sep 27 2022, 07:51 PM

127.0.0.1
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QUOTE(matt_rix @ Sep 26 2022, 10:29 PM)
i can never enter any number when calling hsbc customer service (eg press 1 for english, 2 for malay) they just wont detect the key that i press on my phone (pixel 6). anyone encounter similar problem? any workaround?
thanks
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Need to call another number, have the same damn problem with one of their numbers. Cannot verify any input after reaching customer service for verification. laugh.gif laugh.gif laugh.gif
MystiqueLife
post Oct 1 2022, 01:00 AM

127.0.0.1
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QUOTE(imcrazyz @ Sep 30 2022, 07:33 PM)
Hello peeps. Am here to learn something.
For HSBC Platinum CC, I checked on their webpage, they have both Visa and Mastercard version. Apart from that, no difference at all. Why they wanna introduce both if perks are same?
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Here: https://sp.hsbc.com.my/

MystiqueLife
post Oct 1 2022, 11:58 PM

127.0.0.1
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QUOTE(imcrazyz @ Oct 1 2022, 09:59 AM)
Thanks! Didn't realise there's a HSBC CC promotion page.. From a high-level view, seems like Platinum Mastercard is the go-to since more CC offers.
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Yes and you can redeem the accumulated points here: https://sp.hsbc.com.my/hsbcrewards/
MystiqueLife
post Nov 12 2022, 02:12 AM

127.0.0.1
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HSBC does not really have good cashback cards, you are better off getting MBB Amex 5% cashback on weekends or Affin Duo, I feel la.
MystiqueLife
post Nov 18 2022, 01:54 PM

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QUOTE(adele123 @ Nov 15 2022, 03:44 PM)
Oops my bad. Misunderstood your previous post. You get 60 days.

I'm gonna cincai spend 3 times in 30 days for that rm50
I just live chat. Dunno why they gave more. I wish i know though i'm not complaining. Just need to spend within 30 days.
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Just use TNB quickpay and pay RM 10 x 20.

MystiqueLife
post Mar 8 2023, 11:52 AM

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QUOTE(coolguy99 @ Mar 8 2023, 07:55 AM)
If you travel a lot, it is alright as their visa signature comes with free PPL access. Otherwise there are better cards out there.
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Seconded this. laugh.gif
HSBC cards are just meh. doh.gif

MystiqueLife
post Mar 13 2023, 02:58 PM

127.0.0.1
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HSBC credit cards are just very "MEH" and have 3 years point expiry. Having said that, I just managed to accumulate less than 100K points after 1 year of usage and not sure how much I can get before third year ends.

I think CIMB travel world cards or MBB cashback/Affin cashback are better.

 

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