When you place the FD, there is no way to know what product you are getting at BR, unless you ask. Most customer just thought it is an FD. I also did not know until Ah Boom has problem then looked into the FD cert.

OCBC FD 4.2x% promo until end of July.

The cert will print 180 days/4%, 180 days/4.4%.

But RHB got 6.86 for FD not sure which too choose?? Haiz

This one likely to be a bundled product with UT or other CASA product. Is it with ASNB UT ?

This post has been edited by bbgoat: Jun 3 2015, 09:20 AM

Is okay took ocbc

Pleased to know that Maybank is giving 3.5% pa for 1 month FD, minimum 25k.
Source: Maybank MidValley

HL Junior saving account rate no longer same as one month FD rate. But the Islamic Junior Saving rate is the same as one month FD rate. HL bank did not inform customers on this before the implementing the changes. Those of you having Junior saving account can convert to Islamic Junior saving ac. But need to bring along the junior to open the ac.

Thanks for the info

hi all, i am interested on this promotion;

UOB FD with Ringgit Plus - New added by Kelv on 27 May 2015
"RinggitPlus is running an exclusive UOB Fixed Deposit with high 5-month 3.9% p.a. interest rate and exclusive gift. To get a Dyson Air Multiplier fan, all you need to prepare is RM35,000 deposit or RM10,000 to get yourself a brand new Huawei Media Tablet."

Not sure we will get the gift from UOB when making the deposit or the gift will be send by Rinngit Plus.. thanks in advance..

In AmBank around 11.30am. Uplift FD and do Rentas at RM4.24. But up to 2pm still fund not at CB ! So Rentas is not really immediate ??

AmBank FD promo 4 months at 4%, 9 months 4.15%. Until end of July.

Update: The Rentas fund showed up at 2.40pm, about 3hrs after the OTC transaction. So IBFT is immediate while Rentas do take "some" time ? Or is it depending on the banks involved ?

This post has been edited by bbgoat: Jun 3 2015, 02:41 PM

gift by RinggitPlus

Get a Dyson Fan - Terms and Conditions apply. UOBM Click and Save Acquisition Terms and Conditions apply.

thanks for the information, found the term...

15.The Organiser will send an email confirming the address of the Eligible
Customers and deliver the Gifts to the Eligible Customers’ mailing address as
provided by the Eligible Customers within sixty (60) days upon its receipt of
UOBM’s confirmation of the Gift entitlement. The Gift cannot be sent to an
address outside of Malaysia, nor collected from any UOBM branch.

I just got my interest due today without issues, & it is berjangka

for ocbc

3) Fresh Deal: Tiered interest rates - First 6 month (180 Days) @ 4.00% p.a. & subsequent 6 month (180 Days) @ 4.40% p.a., min RM5k fresh fund

those this 1 need open saving / current acc wit them? or can direct open FD?

if not mistaken there are two types of it, instant interbank or Rentas
where Rentas runs batch twice a day..so urs should be waiting for the noon batch run

someone from bank industry can verifies this ?

Ah Boom have problem with BR. Hehe !

The OTC IBG cost RM2.12, Rentas RM4.24 in AmBank. So instant interbank & Rentas the same or like online IBFT ?

So far online IBFT is really INSTANT as far as I am concerned.

RENTAS is processed by batch. It will be floating until it is approved then only will appear in destination bank

For IBFT, most cases should be instant. But any transfer above 10k, can be subject to approval as well. But approval few mins kao tim from my experience

I just withdrew my HSBC FD at 5% for 3 months tenure, and also closed Advance current account
at the same time this afternoon.

My 3 FDs with HSBC:
(1) A ----> RM 30K
(2) B ----->RM 30K
(3) A + B ----> RM 30K

My total net profit is RM 1144.17 for 3 FDs, after deduct RM 5.83 (GST included ) for HSBC's
banker's check.

I asked the HSBC staff about your question, here is the answer:
To skip paying the RM 10 management monthly fee for HSBC Advance current account, we have to
place a minimum FD deposit of RM 30K.

If place FD less than RM 30K, HSBC Advance account will charge RM 10 for each month.

And be aware that we can only withdraw the FD one day after the FD maturity date;
and FD will only be effective after the check is cleared, so we will lose at least 3 days interest.

But for my case, I brought cash to HSBC , so I only lost 1 day interest...

For my case, i pledged my 30k FD for a HSBC advance credit card, hopefully will get another RM150 cash back by taking their BT promotion.

My 5 years FD with BR is Mubeen, BR gave me some Mubeen's buy & sell contract to sign when I placed this
5 years FD with BR couple years ago, BR did not explain anything about Mubeen at that time, and I did not
know what a Mubeen was...

No, BR never sent me any Mubeen's statement.

Anyway, I noticed that my Mubeen FD has changed to Berjangka FD in my iRakyat account yesterday.
So I guess, BR is changing back the credit interest timing back to normal based on the date we placed
FD.

CIMB promotion getting worse,
3.9%p.a for 3 months,
4.0% for 1 yr,
minimum 50k, do remember to apply for CIMB prime if you can fork out such amount
cimb

This post has been edited by cklimm: Jun 3 2015, 07:59 PM


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