QUOTE(Limmf77 @ Jun 2 2015, 12:32 PM)
QUOTE(bbgoat @ Jun 2 2015, 01:30 PM)
OK, found out the problem. Firefox was having problem with the link. Used IE and can go in. Thanks !
Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2
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Jun 2 2015, 01:36 PM
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Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(Limmf77 @ Jun 2 2015, 12:32 PM) QUOTE(bbgoat @ Jun 2 2015, 01:30 PM) OK, found out the problem. Firefox was having problem with the link. Used IE and can go in. Thanks ! |
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Jun 2 2015, 01:44 PM
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All Stars
24,333 posts Joined: Feb 2011 |
By the way, how much is affin interest rates? Is it as high as M2U savers?
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Jun 2 2015, 01:58 PM
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Senior Member
668 posts Joined: Mar 2006 |
Thanks for the suggestion, i m interest to put my fd in HSBC for the 5%PA interest
if i m going to have 4 FD account FD A (mine) - 30k FD B (mine + mother) - 30k FD C (Wife) - 30k FD D (mine + wife) - 30k after 3 month, i should gain 120000x5%= 6000 am i correct? Did some google but couldn't find the T&C for the FD promotion. So the promotion end on 30th june 2015? anyone have the link? TQ |
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Jun 2 2015, 02:06 PM
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24,333 posts Joined: Feb 2011 |
QUOTE(ivzh @ Jun 2 2015, 01:58 PM) Thanks for the suggestion, i m interest to put my fd in HSBC for the 5%PA interest Yes. You are right. But make sure you close account after 3 months or else the rates will revert back to board rates.if i m going to have 4 FD account FD A (mine) - 30k FD B (mine + mother) - 30k FD C (Wife) - 30k FD D (mine + wife) - 30k after 3 month, i should gain 120000x5%= 6000 am i correct? Did some google but couldn't find the T&C for the FD promotion. So the promotion end on 30th june 2015? anyone have the link? TQ |
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Jun 2 2015, 02:28 PM
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668 posts Joined: Mar 2006 |
QUOTE(Ramjade @ Jun 2 2015, 02:06 PM) Yes. You are right. But make sure you close account after 3 months or else the rates will revert back to board rates. the interest will be distributed to principal account after 3 month right? then it will be renewed automatically with the board rate, correct?thanks |
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Jun 2 2015, 03:22 PM
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Junior Member
179 posts Joined: Dec 2008 From: BP, JH |
5% is per annum right? so u need to divide rm6k / 12mths x 3mths isnt it?
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Jun 2 2015, 03:26 PM
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Senior Member
5,867 posts Joined: Feb 2006 |
QUOTE(ivzh @ Jun 2 2015, 01:58 PM) Thanks for the suggestion, i m interest to put my fd in HSBC for the 5%PA interest You haven't completed the interest calculation.if i m going to have 4 FD account FD A (mine) - 30k FD B (mine + mother) - 30k FD C (Wife) - 30k FD D (mine + wife) - 30k after 3 month, i should gain 120000x5%= 6000 am i correct? Did some google but couldn't find the T&C for the FD promotion. So the promotion end on 30th june 2015? anyone have the link? TQ Rm6000 x 3/12 = xxxxx is the correct answer. |
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Jun 2 2015, 03:35 PM
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119 posts Joined: Oct 2008 |
QUOTE(Ramjade @ Jun 2 2015, 02:06 PM) Yes. You are right. But make sure you close account after 3 months or else the rates will revert back to board rates. 5% per annum means you are getting RM6k if you leave it there for 1 whole year (provided the rate remain the same for 12 months).You are only getting RM1,500.00 for 3 months base on RM120k you park with HSBC. Btw, any forum or website i can refer to for corporate fixed deposit? |
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Jun 2 2015, 03:44 PM
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All Stars
65,270 posts Joined: Jan 2003 |
QUOTE(ivzh @ Jun 2 2015, 01:58 PM) Thanks for the suggestion, i m interest to put my fd in HSBC for the 5%PA interest before u tgh syok-syok with the interest gain, are you sure you are eligible to become HSBC Advance customer?if i m going to have 4 FD account FD A (mine) - 30k FD B (mine + mother) - 30k FD C (Wife) - 30k FD D (mine + wife) - 30k after 3 month, i should gain 120000x5%= 6000 am i correct? Did some google but couldn't find the T&C for the FD promotion. So the promotion end on 30th june 2015? anyone have the link? TQ T&Cs here for 5% p.a. @ 3 months. |
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Jun 2 2015, 03:56 PM
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All Stars
24,333 posts Joined: Feb 2011 |
Sorry. My calculations were wrong
This post has been edited by Ramjade: Jun 2 2015, 04:24 PM |
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Jun 2 2015, 03:58 PM
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All Stars
24,333 posts Joined: Feb 2011 |
sorry. Calculations wrong
This post has been edited by Ramjade: Jun 2 2015, 04:23 PM |
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Jun 2 2015, 05:49 PM
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2,490 posts Joined: Sep 2011 |
QUOTE(bbgoat @ Jun 2 2015, 01:27 PM) I said I got the BR interest up to May month. The last date is 23rd May. Do you have any around that date of 23rd or earlier ? I also received FD interest on 1st May (Product code: Mubeen) & 8th May (Product code: Berjangka).Next one for me on 8th of June. But for the interest I was supposed to receive yesterday (1st of June, Mubeen), I did not receive. Maybe Mubben has problem, but not for Berjangka I know you have Berjangka, let's see if we can receive FD interest on 8th of June.. |
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Jun 2 2015, 07:40 PM
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1,624 posts Joined: Apr 2011 |
QUOTE(Ramjade @ Jun 2 2015, 11:17 AM) Example BSN 10k x 0.0315 x (1/12) =RM26.25 Affin 10k x 0.0325 x (1/12) = RM27.08 If the principal is low, a difference of 0.1% for one month tenure is only 83 sen, or per year RM 9.96. The time used to renew or switching bank, parking fee, petrol money etc may be more costly |
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Jun 2 2015, 08:03 PM
Show posts by this member only | IPv6 | Post
#2494
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10,001 posts Joined: May 2013 |
QUOTE(Ramjade @ Jun 2 2015, 01:44 PM) Click tis linkhttp://www.affinbank.com.my/General/Rates/...on-rate-en.aspx |
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Jun 2 2015, 08:53 PM
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2,490 posts Joined: Sep 2011 |
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Jun 2 2015, 10:08 PM
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65,270 posts Joined: Jan 2003 |
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Jun 2 2015, 10:42 PM
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4,118 posts Joined: Feb 2010 |
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Jun 3 2015, 12:29 AM
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160 posts Joined: Mar 2012 |
QUOTE(BoomChaCha @ Jun 2 2015, 05:49 PM) I also received FD interest on 1st May (Product code: Mubeen) & 8th May (Product code: Berjangka). ... from what I understand Mubben is different from Berjanka. Mubben is sort of an Islamic Investment Deposit Account with a Timeline, and any Investment sort of Instrument does come with some level of risk. Berjangka is the normal Fix Deposit account. All are base on the Islamic principal. How did you end up opening this Mubben account? Like all sort of like Unit Trust or ASN Investment tools, they will need to send you a statement of how well or poorly your investment have done yearly. It is only my personal understanding, and I stand to be corrected ... But for the interest I was supposed to receive yesterday (1st of June, Mubeen), I did not receive. Maybe Mubben has problem, but not for Berjangka I know you have Berjangka, let's see if we can receive FD interest on 8th of June.. |
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Jun 3 2015, 12:51 AM
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1,624 posts Joined: Apr 2011 |
QUOTE(judehow @ Jun 2 2015, 10:42 PM) ocbc FD still the same. Just made a FD placement on 1 June, 180 days 4% and 180 days 4.4%. Islamc FD 12 months at 4.2%. I did not ask the promotion period. Guess it is till end June. |
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Jun 3 2015, 04:04 AM
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4,118 posts Joined: Feb 2010 |
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