QUOTE(cklimm @ Jun 3 2015, 07:53 PM)
For my case, i pledged my 30k FD for a HSBC advance credit card, hopefully will get another RM150 cash back by taking their BT promotion. 
Oh..? How did you do it..?
Can explain step by step?
Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2
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Jun 3 2015, 08:04 PM
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2,490 posts Joined: Sep 2011 |
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Jun 3 2015, 08:13 PM
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QUOTE(gchowyh @ Jun 3 2015, 04:28 PM) Gary, Thanks so much for the clarification about my issue.. That is what I thought....Berjangka should be no problem, it will credit interest to our iRakyat accounts as usual... I guess the issue is Mubeen, it seems BR bought back my Mubeen, and exchanged me with Berjangka instead. So I guess BR will credit interest to my "new" Berjangka on 16 June instead of 1st June for expired Mubeen.. Let's see... This post has been edited by BoomChaCha: Jun 3 2015, 08:14 PM |
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Jun 3 2015, 08:32 PM
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2,337 posts Joined: Oct 2014 |
QUOTE(BoomChaCha @ Jun 3 2015, 08:04 PM) well, i asked whether i can apply for credit card by pledging my FD, she said OK, and told me about the promotion, below HSBC |
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Jun 3 2015, 08:59 PM
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636 posts Joined: Jul 2012 |
QUOTE(aeiou007 @ Jun 3 2015, 04:13 PM) » Click to show Spoiler - click again to hide... « thanks for the information, found the term... 15.The Organiser will send an email confirming the address of the Eligible Customers and deliver the Gifts to the Eligible Customers’ mailing address as provided by the Eligible Customers within sixty (60) days upon its receipt of UOBM’s confirmation of the Gift entitlement. The Gift cannot be sent to an address outside of Malaysia, nor collected from any UOBM branch. |
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Jun 3 2015, 09:11 PM
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QUOTE(BoomChaCha @ Jun 3 2015, 07:40 PM) I just withdrew my HSBC FD at 5% for 3 months tenure, and also closed Advance current account Thanks BoomChaCha at the same time this afternoon. My 3 FDs with HSBC: (1) A ----> RM 30K (2) B ----->RM 30K (3) A + B ----> RM 30K My total net profit is RM 1144.17 for 3 FDs, after deduct RM 5.83 (GST included banker's check. I asked the HSBC staff about your question, here is the answer: To skip paying the RM 10 management monthly fee for HSBC Advance current account, we have to place a minimum FD deposit of RM 30K. If place FD less than RM 30K, HSBC Advance account will charge RM 10 for each month. And be aware that we can only withdraw the FD one day after the FD maturity date; and FD will only be effective after the check is cleared, so we will lose at least 3 days interest. But for my case, I brought cash to HSBC |
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Jun 3 2015, 09:35 PM
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2,276 posts Joined: Jan 2013 |
QUOTE(cklimm @ Jun 3 2015, 08:32 PM) well, i asked whether i can apply for credit card by pledging my FD, so you are going to cancel your credit card after 3 months? or your FD will be renewed using board rate...she said OK, and told me about the promotion, below HSBC |
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Jun 3 2015, 09:42 PM
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743 posts Joined: May 2014 |
QUOTE(cklimm @ Jun 3 2015, 07:58 PM) CIMB promotion getting worse, what are the privileges we will get under CIMB prime?3.9%p.a for 3 months, 4.0% for 1 yr, minimum 50k, do remember to apply for CIMB prime if you can fork out such amount cimb QUOTE(cklimm @ Jun 3 2015, 08:32 PM) well, i asked whether i can apply for credit card by pledging my FD, only if their credit card have no annual fee she said OK, and told me about the promotion, below HSBC |
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Jun 3 2015, 10:41 PM
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3,902 posts Joined: Jul 2007 |
QUOTE(low yat 82 @ Jun 3 2015, 04:33 PM) for ocbc just done it today, can direct open FD. 3) Fresh Deal: Tiered interest rates - First 6 month (180 Days) @ 4.00% p.a. & subsequent 6 month (180 Days) @ 4.40% p.a., min RM5k fresh fund those this 1 need open saving / current acc wit them? or can direct open FD? |
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Jun 3 2015, 11:07 PM
Show posts by this member only | IPv6 | Post
#2529
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Jun 3 2015, 11:09 PM
Show posts by this member only | IPv6 | Post
#2530
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Open a new FD with Affin today for RM10k @ 15 mths n was asked to open a SA for RM100
Was informed interest will b credited to SA upon maturity |
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Jun 3 2015, 11:49 PM
Show posts by this member only | IPv6 | Post
#2531
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Jun 3 2015, 11:52 PM
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2,337 posts Joined: Oct 2014 |
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Jun 3 2015, 11:52 PM
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2,337 posts Joined: Oct 2014 |
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Jun 3 2015, 11:54 PM
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QUOTE(cklimm @ Jun 3 2015, 08:32 PM) well, i asked whether i can apply for credit card by pledging my FD, Thanks for the link... she said OK, and told me about the promotion, below HSBC Unfortunately I just withdrew my HSBC FD.. QUOTE(sav123456 @ Jun 3 2015, 09:11 PM) You are welcome.. QUOTE(wil-i-am @ Jun 3 2015, 11:09 PM) Open a new FD with Affin today for RM10k @ 15 mths n was asked to open a SA for RM100 I did the same.. Was informed interest will b credited to SA upon maturity I tried to ask for free gift, but the staff said no.. Affin FD Promo & CASA Promo, valid until 31 December 2015 (1) 13 months FD at effective rate 4.20% (2) 15 months FD at effective rtae 4.33% Minimum RM 10K Alliance Bank CASA Promo to Get A Free Good Quality Umbrella Get a free good quality umbrella if either: (1) Deposit RM 3K to CASA and earmarked for 2 months (2) Deposit RM 1.5K to CASA and earmarked for 4 months This post has been edited by BoomChaCha: Jun 3 2015, 11:57 PM |
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Jun 4 2015, 12:02 AM
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QUOTE(cappuccino vs latte @ Jun 3 2015, 09:42 PM) what are the privileges we will get under CIMB prime? Priority Queuing, relationship manager, complimentary hot drinks |
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Jun 4 2015, 12:05 AM
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Jun 4 2015, 12:09 AM
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QUOTE(bbgoat @ Jun 3 2015, 02:27 PM) In AmBank around 11.30am. Uplift FD and do Rentas at RM4.24. But up to 2pm still fund not at CB ! So Rentas is not really immediate ?? Uplifted FD from BR last Fri. Despite whatever I read here, BR refused to issue BC and insisted the only cashless way I can get my money out was via Rentas. trans done at about 11.30 am. I split the amount to Alliance Band and CIMB. No show of funds at both banks until at about 11 pm AmBank FD promo 4 months at 4%, 9 months 4.15%. Until end of July. Update: The Rentas fund showed up at 2.40pm, about 3hrs after the OTC transaction. Despite my frenly RM at both banks allowing me to pre sign forms for FD placement and waiting until 6 pm to effect the FD, it cannot be done until the foll Monday. Lost 3 days' interest there. Wonder if I can lodge a complaint to BNM .. i thought the guideline says latest before 5 pm? 1 more cert maturing soon and will not step back into BR again. This post has been edited by ??!!: Jun 4 2015, 12:11 AM |
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Jun 4 2015, 12:13 AM
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CIMB prime & CIMB preferred same?
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Jun 4 2015, 12:52 AM
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QUOTE(cklimm @ Jun 3 2015, 07:58 PM) CIMB promotion getting worse, ... 3.9%p.a for 3 months, 4.0% for 1 yr, minimum 50k, do remember to apply for CIMB prime if you can fork out such amount cimb QUOTE(bbgoat @ Jun 3 2015, 05:27 PM) BR is always giving me a headache.... This post has been edited by BoomChaCha: Jun 4 2015, 12:59 AM |
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Jun 4 2015, 01:47 AM
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But Affin's long term FD also they will reduce the rate if OPR reduce.
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