sry lo...tot got spoonfeed ma...haha...i selected hlb 12-month 4% package d. Went to counter and they say 4-8month package tarak d.

Prob is...i dunno what is a banker cheque. Shame on me.

I only know interbank giro =D

Fresh fund concept (correct me)

i take money out from pbb to put in hlb. It's fresh from hlb perspective.

Then, after 12 months, i take out all money from hlb and put back to pbb. It's fresh from pbb perspective.

Yes? If yes, next time i take pbb step -up

This post has been edited by alexkos: Jan 7 2015, 05:09 PM

With the matured FD from MBB, play FD musical chair to AmBank this afternoon. Went for another 3 yrs 4.5% in AmBank. This time got 2 lucky pick tickets. Last week the branch did not give me the lucky pick tickets. So top up again and got total 4 lucky pick tickets.

Got one barbeque set, RM20 cash (to SA) and 2 useless add'l 0.1 and 0.4% for 3 and 9 mths FD.

This was earlier reported on Jan 2nd in this thread. Please check post 2 of Ah Boom. I called to MBB funding exec and reported on Monday that only MBB promo is still this one. The step up is rather un-attractive, move slowly until I think last month or so then a big jump in rates. As there are 4.5, 4.38 and 4.2% rates out there, so not too interested in it at that time.

This post has been edited by bbgoat: Jan 7 2015, 05:25 PM

Bros,

1. MBB 12 months Promo is step up.
2. MBB 4.12% Effective Interest Rate Promo until 9th January 2015.
3. Effective 10th January 2015 and valid till 31 January 2015, the Effective Interest for MBB 12 months reduced to 4.07%
4. The MBB 12 months 4.12% IS NOT UNTIL END OF YEAR!!!

To see details of the Step Up Interest Rates please click here to my FIXED DEPOSIT PAGE

Someone reported last week that the MBB promo is until end of the year. Ah Boom also reported that it is strange. On Monday 5/1 I called and got the same info from MBB funding exec. Will call again tomorrow to confirm.

Thanks Bro for the link, I have previously read it but brain overload, still can't find it on Post#2. Still prefer the PB stepup 3-mth FD of 3.88%+4.18%+4.28%.

I have withdrawal all my FD as i see there is no benefits and low % for it. I withdrawal and re-invest into ASW2020 better 6.5-6.9% p.a. The only disadvantages no PIDM for ASW2020

Boss, I think you forgot to change the 13th mth rate for the new ave eff rate of 4.07% ?
hehe agree with mgm ... pbb's stepup structure much better, mbb's force you to stay the course

And re OCBC's rates, your details diff than boomchacha's post #2


This post has been edited by okuribito: Jan 7 2015, 07:19 PM

got available units now? I mean big amount Normally I see have small amount only, unless u have some insider help like one forummer I know

currently parking some in FD, just if gomen open-up new units suddenly

This post has been edited by nexona88: Jan 7 2015, 07:57 PM

correcto!

hahaha, you are right for the MBB (not the 13th month but the 11th and 12th month), I copy and paste and wanted to change it but forgot Anyway, updated the info and thanks a lot for highlighting my error.

I got no idea about Admiral's source but the info on the OCBC posted at my blog was told to me by OCBC staff on 5th January 2015.

This post has been edited by Gen-X: Jan 7 2015, 09:46 PM

Thanks for the links.

Unfortunately CIMB does not have Junior/Youth FD.

Its Junior SA rates are pale in comparison to other institutions

I will give it a pass this time.

Made a FD placement with Ambank's 36-month 4.50%...then baru realised the maturity date falls on Saturday.

Read from here that Ambank doesn't pay interest on non-working day???

If I remember correctly, depositors for this particular FD promo can't transfer the matured FD to SA...only the interest earned is possible.

So I'm bound to lose my interest la

Sir bbgoat, what is this lucky pick tickets? Been searching but don't see any promo on this.

I'm planning to go to AmBank soon. Want to know what I can do to qualify for the tickets.

AmBank has this luck pick/draw for FD placement. Not sure of the minimum amount as mine is >10k per FD. So for FD placed, you are entitled for one lucky pick ticket. But max per customer is 2 lucky pick per day. Yesterday I placed 3 FD but got 2 picks only. Got 2 more picks as they did not give me 2 picks last week.

Prizes include barbeque set, thermos, cash, FD extra interest (useless in a way) etc. I got barbeque set and RM20 cash !

AmBank also has this RM30k grand prize contest, under "I AmBanking on #givealittle" promotion:
http://www.ambank.com.my/eng/promotions

Ha ha, promoting AmBank now.

This post has been edited by bbgoat: Jan 8 2015, 08:45 AM

I envy u. PBB gave nothing, when asked, said cut marketing cost.

This post has been edited by MGM: Jan 8 2015, 09:18 AM

I never ever bother about lucky draw as I don't even know whether I am actually in the draw or not, how the draw being made etc.
Even the exact date of draw sometimes also don't know.
Then winner name just appeared afterwards.

Unless I have the luck like this.
https://forum.lowyat.net/topic/3451572/all

Thank you for your reply.

I will definitely ask Ambank on the luck pick when I place my FD there.

The lucky pick/draw is there and then, immediate as I reported yesterday and got the gift right there. To me, it is just a bonus. Did not even know about it until I placed the FD. Then another one is the grand prize RM30k, that one going to forget about it as cannot track it lah.

Hi All,
I may have a noob question here but I will be very appreciate if you guys can enlighten me...

Lets say I have saving account with Bank A, but I would like to place my moneys in Bank B's FD which I do not have saving account...

Lets say I want to place RM10,000 from saving account Bank A to Bank B's FD,
How to avoid bring cash of RM10,000 from Bank A to Bank B?
Just tell to Bank A I need the RM10,000 in cheque form?
Then bring the cheque to Bank B for FD placement?

Please correct me if I am wrong...
TQ!

Yes, you are correct. It is called either banker's cheque or cashier order. Some banks like cimb, you need to take the form to fill up. Ask from the counter.