You cant .

Actually can if you have a saving or current account there, but will not be eligible for fresh fund FD promo

Well they told me can. Need to use my IC and scan my thumbprint like normal withdraw. After that, they take the cert

Bro, how much you paid for the CIMB Banker's Cheque when you uplifted your FD (not from CASA)?

As for your experience with HLB, it's nothing new and it has been the case for years. Some bank need letter whereas some banks only need you to sign on their forms.

Example, for UOB, when I gave new instruction on my FD which was maturing, all I did was tell my RM what I wanted and she made me sign some forms.

gsc has posted many times before about giving instruction to OCBC if one is not around when their FD matures.

twl04046 - let me elaborate on the above two replies.

You can transfer funds electronically from Bank A to Bank B - but like Human Nature mentioned, you need a Current Account or Savings Account (CASA) with Bank B.

So if you have a Savings Account with Bank B, you can then open a NEW eFD account online and deposit your money into eFD without even stepping into Bank B.

However, if you want to open a NEW conventional Fixed Deposit account with Bank B over the counter, then of course your body needs to be at Bank B and sign some documents. Therefore what magika mentioned is correct. And most FD Promotions are over the counter and you need to be present.

Now, as for Fresh Fund requirement,some banks (e.g. UOB and MBB) that offer FD Promos do allow funds to be electronically transferred into a CASA be utilized for their FD Promos subjected that the money was credited into the CASA on the same day or just recently like a day or so. And once again, if you want FD Promo, your body needs to be in Bank B to give instruction to the teller.

This post has been edited by Gen-X: Jan 6 2015, 08:28 PM

Gen-X RM5.15/cheque

Ha..ha he say transfer to FD account not CASA so say cannot leh..

Like that, then possible . Your previous statement a bit confusing, if authorisation letter only then confirm cannot, but if authorise and keyin the system plus scan thumbprint then its posssible.

I remember MBB took all my certs when I changed SI . That also after I complain to their HQ about not allowing me to changed SI.


This post has been edited by magika: Jan 6 2015, 10:10 PM

FD upliftment at a few banks that i know off need a bit of insistence only then its free. Its also provided amount upliftment is unchanged even for a few cents difference.
I even managed to RENTAS free a few times recently.

Taiko High Magic !

Even BR allowed you free RENTAS ! May be able to fix issues there ?

nothing new, just that HLB compiled all the deposit promos into a single catalogue for pa/ma/grandpa/grandma/son/daughter/kiddo

Festive Deposits Catalogue

More info: HLB | Deposits Catalogue (EN) | Deposits Catalogue (Chinese)

i am confused. i have money in pbb. I'm confused with the concept of fresh fund.

Please let me know the best fd package to take. I'm on 6-month >10k package.

dont be lazy and expect us to spoonfeed. everyone has different preference to the banks. read post 2 for available FD packages, study the T&Cs.

on the concept of fresh fund, it means that the money that you are going to place for a FD with such fresh fund condition must come from another source (not within the bank that you are placing your FD to). as for the best package, as stated above, refer to post #2. our fellows here have done a very good deed in compiling the FD packages.

My Maybank PW RM came to see me with diary and highlighter stationary set. Says the 4.12% 12 mth FD is extended till 9th Jan. They will have a new update on 15/1/15.

In MBB to uplift 3 mth FD at 3.87%. Did ibg and 2 bankers' cheque.

No fee for bankers' cheque for the FD. IBG RM2. Was a bit surprised as was reported earlier that it will cost RM5 or RM5.15. So for MBB if FD goes to bankers' cheque, zero cost.

This post has been edited by bbgoat: Jan 7 2015, 01:30 PM

From what I know from MBB's funding executive, the 4.12% 12 mth FD (step up) is until end of 2015.

My HLBB RM also came with empty hand telling new promo/update will be on 17th Jan & got bank open house that day

MBB 4.12% 12 MTH FD is Stepup and not Pure FD? How is the step up, can't find this promo on this thread or M2U.

This post has been edited by MGM: Jan 7 2015, 04:52 PM

HLB teruk one la.. apa pun tarak ada.. only tau jual unit trust

that was exactly what he needed

hahahaha but think back horrr, yesterday we read mbb got more than 1bil overdue from 1mdb due in Nov but still not collected, now extend again to end Jan. MBB should give more than diary & stationery set imho

btw, my fren visited BR HQ eksklusif center, they gave diary & calendar only, got internet , got espresso machine, meeting room also can use for private mtg maybe can have fdmcgc agm there

oh 1 more... anyone know why yesterday Ambank got hentam on volume? Do they have exposure to 1mdb?

ps: note to alexkos... do a search topic for "fresh funds" here and/or in FD V7... haha adult also spoonfeed meh?

This post has been edited by okuribito: Jan 7 2015, 04:52 PM