i am confused. i have money in pbb. I'm confused with the concept of fresh fund.

Please let me know the best fd package to take. I'm on 6-month >10k package.

sry lo...tot got spoonfeed ma...haha...i selected hlb 12-month 4% package d. Went to counter and they say 4-8month package tarak d.

Prob is...i dunno what is a banker cheque. Shame on me.

I only know interbank giro =D

Fresh fund concept (correct me)

i take money out from pbb to put in hlb. It's fresh from hlb perspective.

Then, after 12 months, i take out all money from hlb and put back to pbb. It's fresh from pbb perspective.

Yes? If yes, next time i take pbb step -up

This post has been edited by alexkos: Jan 7 2015, 05:09 PM

fuiyo me lihai =D

i opened account at HL d. doing interbank giro pbb -> HL day by day using E_SI....then buka 12-month FD....

who else can beat HL fd?

This post has been edited by alexkos: Jan 8 2015, 03:21 PM

yup =)

standing instruction (telling bank what to do, aka transfer money by my consent)

This post has been edited by alexkos: Jan 9 2015, 03:37 PM