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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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Atsumori
post Jul 28 2015, 08:12 PM

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QUOTE(triOz88 @ Jul 28 2015, 04:10 PM)
how many days for normal application for this card?
*
a week
suadrif
post Jul 29 2015, 08:12 AM

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QUOTE(chiahau @ Jul 28 2015, 05:38 PM)
With 3% upfront?
*
yup
even without promo, its still will be charged 3% one time + 0.5% per month
chiahau
post Jul 29 2015, 09:02 AM

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QUOTE(suadrif @ Jul 29 2015, 08:12 AM)
yup
even without promo, its still will be charged 3% one time + 0.5% per month
*
laugh.gif

The 24 months one more interesting then.

And I thought without promo, is 1% per month?

Or at least, the forms said so.
suadrif
post Jul 29 2015, 09:11 AM

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QUOTE(chiahau @ Jul 29 2015, 09:02 AM)
laugh.gif

The 24 months one more interesting then.

And I thought without promo, is 1% per month?

Or at least, the forms said so.
*
the promo is only for 0% easypay for 12 months
the rest of that is normal charge, without promo

3% one time is more or less equivalent to 0.25% per month, flat
as for 24 months is 0.375% per month, or compounding based on monthly balance if not meet minimum payment

12 months is more preferable.

This post has been edited by suadrif: Jul 29 2015, 09:13 AM
chiahau
post Jul 29 2015, 09:15 AM

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QUOTE(suadrif @ Jul 29 2015, 09:11 AM)
the promo is only for 0% easypay for 12 months
the rest of that is normal charge, without promo

3% one time is more or less equivalent to 0.25% per month, flat
as for 24 months is 0.375% per month, or compounding based on monthly balance if not meet minimum payment

12 months is more preferable.
*
Islamic loan/financing no compounding charges, IIRC. Just uber high interest if you can't meet monthly payment laugh.gif

Yeah, 3% upfront is actually much better.
xalim
post Jul 29 2015, 09:49 AM

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Petronas gift card topup consider as groceries ?


SUSDavid83
post Jul 29 2015, 10:20 AM

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QUOTE(xalim @ Jul 29 2015, 09:49 AM)
Petronas gift card topup consider as groceries ?
*
Shouldn't it be considered as petrol if you top up at Petronas?
xalim
post Jul 29 2015, 11:13 AM

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QUOTE(David83 @ Jul 29 2015, 10:20 AM)
Shouldn't it be considered as petrol if you top up at Petronas?
*
Even at their counter?
cybpsych
post Jul 29 2015, 11:16 AM

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QUOTE(xalim @ Jul 29 2015, 11:13 AM)
Even at their counter?
*
why you're interested to know if it's under Groceries?

why not under Petrol? hmm.gif
xalim
post Jul 29 2015, 11:29 AM

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QUOTE(cybpsych @ Jul 29 2015, 11:16 AM)
why you're interested to know if it's under Groceries?

why not under Petrol? hmm.gif
*
Coz i fill my motor tank every 2 days. Mostly on weekdays.
Each session rm5-6...if using cc, wont get any cb...

Or i misunderstood? Topup gift card under petrol category at counter and still can get 5% cb?
SUSDavid83
post Jul 29 2015, 11:31 AM

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QUOTE(xalim @ Jul 29 2015, 11:13 AM)
Even at their counter?
*
QUOTE(cybpsych @ Jul 29 2015, 11:16 AM)
why you're interested to know if it's under Groceries?

why not under Petrol? hmm.gif
*
QUOTE(xalim @ Jul 29 2015, 11:29 AM)
Coz i fill my motor tank every 2 days. Mostly on weekdays.
Each session rm5-6...if using cc, wont get any cb...

Or i misunderstood? Topup gift card under petrol category at counter and still can get 5% cb?
*
Why not as long as its MCC is grouped under petrol?

This card is not as picky as HLB WISE whereby cash back is only rewarded for transaction at automatic dispenser.
victorywp
post Jul 29 2015, 12:07 PM

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QUOTE(xalim @ Jul 29 2015, 09:49 AM)
Petronas gift card topup consider as groceries ?
*
most of the petronas only accept cash for petronas gift card reload. do report if you found any station that accept cc for reload. smile.gif
saitong09
post Jul 29 2015, 01:18 PM

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QUOTE(xalim @ Jul 29 2015, 11:29 AM)
Coz i fill my motor tank every 2 days. Mostly on weekdays.
Each session rm5-6...if using cc, wont get any cb...

Or i misunderstood? Topup gift card under petrol category at counter and still can get 5% cb?
*
Top up with Ikhwan on Fri or Sat to your gift card for 5% CB if PETRONAS accept CC and use the gift card any day.
sendohz
post Jul 29 2015, 02:03 PM

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Anyone here straight away tried to apply for this card again when rejected?

Is there a 6 month cooling period as well?
xalim
post Jul 29 2015, 02:41 PM

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QUOTE(victorywp @ Jul 29 2015, 12:07 PM)
most of the petronas only accept cash for petronas gift card reload. do report if you found any station that accept cc for reload. smile.gif
*
will inform notworthy.gif

QUOTE(saitong09 @ Jul 29 2015, 01:18 PM)
Top up with Ikhwan on Fri or Sat to your gift card for 5% CB if PETRONAS accept CC and use the gift card any day.
*
thx for your advice.. notworthy.gif

just coming back from Maybank Garden Card Center.
apply and split limit between M2card with Ikhwan. Waiting for their calling sweat.gif sweat.gif .

update : rejected cry.gif cry.gif

This post has been edited by xalim: Jul 29 2015, 02:58 PM
chiahau
post Jul 29 2015, 02:58 PM

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QUOTE(xalim @ Jul 29 2015, 02:41 PM)
will inform  notworthy.gif
thx for your advice.. notworthy.gif

just coming back from Maybank Garden Card Center.
apply and split limit between M2card with Ikhwan. Waiting for their calling  sweat.gif  sweat.gif  .

update : rejected cry.gif  cry.gif
*
Split limit also rejected? laugh.gif

So far all that split limit usually go through smooth sailing.
xalim
post Jul 29 2015, 03:03 PM

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QUOTE(chiahau @ Jul 29 2015, 02:58 PM)
Split limit also rejected? laugh.gif

So far all that split limit usually go through smooth sailing.
*
yeah got rejected.
looking for another card
chiahau
post Jul 29 2015, 03:06 PM

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QUOTE(xalim @ Jul 29 2015, 03:03 PM)
yeah got rejected.
looking for another card
*
Convert M2C to Ikhwan.

Problem solved.
xalim
post Jul 29 2015, 03:10 PM

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QUOTE(chiahau @ Jul 29 2015, 03:06 PM)
Convert M2C to Ikhwan.

Problem solved.
*
BT also possible?
sendohz
post Jul 29 2015, 05:25 PM

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QUOTE(chiahau @ Jul 29 2015, 03:06 PM)
Convert M2C to Ikhwan.

Problem solved.
*
Anyone did that?
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