Got a conversion form you can fill up to convert.

Just found out my application for this card got rejected, have to wait 3 months before can re-apply again

Now have to look at other cards got petrol and groceries cashback

you have outstanding bills before?

Mine is 6 months but that was in April, so I will re-apply again in September or something like that. I still don't need this card at the moment.

Not necessary. Many reasons, a quick search on this topic and you will see many got rejected even though with clean record.

if your salary is above 100k per annum, can consider applying for VS. ikhwan rejected me last year but my VS got approved this year.

you can try appeal by writing email to the mbbcardservices@maybank.com.my and tell them your reason and ask them to reconsider your application.

My fren did it and successfully got it after appeal.

can i convert my m2c to ikhwan via the garden branch and get same day approve?

3-5 days, if you rush them.

Longer, if you don't.

No same day issuance for conversion.

thanks. may i ask if conversion will be almost certainly successful ? i tried applying ikhwan but was rejected. Has m2c currently..

just got mine 2 days ago...got m2c and apply ikhwan...
weird mbb reject this card application despite clean record...

but my salary masuk mbb, i apply dunid provide payslip...just goto any branch then 1 week, got my card ady...

maybe, just maybe (my personal opinion), Maybank tend to approve for those who have outstanding balance, for example as B below?
u see, bank normally gain profit via interest, therefore:

a. People using CC with clean record, enjoy benefit without any late payment - no profit to bank
b. People using CC with average record, enjoy benefit but sometimes paying minimum and sometimes full - good for bank. they can rolling more on interest with this secured customer
c. People using CC with bad record, enjoy benefit but so much miss payment - bad customer. no point of charging interest when no payment is made.

I see.
Thanks for the info.
Therefore i need to go to Maybank card center to fill in the conversion form and wait for the procedures right?

for me...absolutely no...never once late payment or got any outstanding...
imo, banks need to see steady amount of cash flow in order to determine your financial status...
just like when i apply car loan few years ago, fresh grads, no credit card no fd nothing at all...
so i place 2 fd then get official letter from my company saying i'm working there to confirm i got steady cash flow/salary..

furthermore mbb increase my credit limit to 4k in ikhwan, where in m2c is 6k combine limit..

what is the split limit?

is it previously your combined limit is 20k for 2 cards,
then you requested to split the limit to 20k for each card?

currently m2c = 8k

split to m2c (6k) + ikhwan (2k) ...and result = failed.

If you lazy, can even scan and email.

But slow processing la.

If you go to those center and rush them a little, faster results

+1

I didnt apply for CC until after 2 years working. It was tough getting one,applied all banks didnt get.

Except for Std Chartered,they had this graduate programme,CL 5K. After few months,applied for CIMB CR card,approved.

Received Maybank 2 cards last year and last month received my Ikhwan card.

So far I have not missed any payment..sked hutang wor

My friend's Ikhwan approved under 3 working days via conversion from M2C.

So it's safe to say, it's doable and highly will be processed.

On the sadder note however, my request for a limit revision hit a roadblock.

Bank is unwilling to give me more

Ok thanks.
But FYI my application just recently got rejected.
I can still go to Card center and convert M2C to ikhwan in your opinion?

Why not?

Why don't you try 1st, and give us feedback later?

Easier, no?