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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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SUSsupersound
post Oct 27 2015, 08:55 PM

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QUOTE(sg999 @ Oct 27 2015, 08:38 PM)
I think i use this to replace amex.
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Ikhwan as primary card for petrol and groceries(assuming you only have MBB cards), AMEX keep for collecting TPs on other transactions.
sg999
post Oct 27 2015, 09:20 PM

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QUOTE(supersound @ Oct 27 2015, 09:55 PM)
Ikhwan as primary card for petrol and groceries(assuming you only have MBB cards), AMEX keep for collecting TPs on other transactions.
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just called to cs
they told me cannot share limit with mbb2cards
either transfer it from mbb2cards or apply a NEW ikhwan card. cry.gif
fruitie
post Oct 27 2015, 09:29 PM

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QUOTE(fruitie @ Oct 17 2015, 11:08 AM)
Of course you can apply like normal but Ikhwan till date has one of the highest rejection rates compared to other cards. I have been rejected twice and just approved recently after I agreed to split limit.

Ways to get Ikhwan MasterCard:
I) Apply like normal applications
II) If method I fails, then ask to split limit from your existing conventional credit limit to Islamic credit limit.
III) If method II still fails, convert your existing Maybank card to Ikhwan.
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QUOTE(sg999 @ Oct 27 2015, 09:20 PM)
just called to cs
they told me cannot share limit with mbb2cards
either transfer it from mbb2cards or apply a NEW ikhwan card. cry.gif
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Refer above. Have you applied first? First apply like a normal application.
SUSsupersound
post Oct 27 2015, 10:53 PM

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QUOTE(sg999 @ Oct 27 2015, 09:20 PM)
just called to cs
they told me cannot share limit with mbb2cards
either transfer it from mbb2cards or apply a NEW ikhwan card. cry.gif
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Don't call CS, better go straight to your nearest bank branch and ask for it, preferably the branch you open your account.

jern25
post Oct 28 2015, 08:56 AM

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hi im wondering. if my statement cycle is on 28th, whatever i spend on 28th, will it appear during the same cycle, or the following statement?
SUSDavid83
post Oct 28 2015, 09:03 AM

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QUOTE(jern25 @ Oct 28 2015, 08:56 AM)
hi im wondering. if my statement cycle is on 28th, whatever i spend on 28th, will it appear during the same cycle, or the following statement?
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It depends if the transaction is being posted or not.
cybpsych
post Oct 28 2015, 09:07 AM

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QUOTE(jern25 @ Oct 28 2015, 08:56 AM)
hi im wondering. if my statement cycle is on 28th, whatever i spend on 28th, will it appear during the same cycle, or the following statement?
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depends on the posting date of the transaction. if posting > bill date, then you get billed next cycle.

for ikhwan, i noticed the posting is quite slow compared to Amex (mostly, transaction = posting).

e.g.

1) you swipe today, 28 Oct.
2) Bill statement 28 Oct.
3) the swipe got posted on 29 Oct.
4) that means, this swipe will be billed on next statement cycle at 28 Nov (~30 days extension).
5) you pay your bill at payment due date (PDD), ~20 days more.
6) in total, about ~50 days baru you repay your transaction that you did on 28 Oct earlier biggrin.gif

benefits of slow posting is you can extend the repayment further to next bill+PDD (at most about ~50 days). if the amount is large, can temporary park the money for 1mth eFD (eFixed Deposit) to generate some minor interest.
LalaluSan
post Oct 28 2015, 01:24 PM

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Hey all, just wondering, does 1 month epf (annual > 30k) sufficient to apply for this CC?
Got my increment few months back, but sadly company back pay me early this month (which mean epf statement only shows October having annual > 30k instead of 3 months back).

*aherm* petrol monthly usage > RM320 , can easily apply UOB, but i choose not to. (1st time user, dont want to manage that many CC)
fruitie
post Oct 28 2015, 03:11 PM

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QUOTE(LalaluSan @ Oct 28 2015, 01:24 PM)
Hey all, just wondering, does 1 month epf (annual > 30k) sufficient to apply for this CC?
Got my increment few months back, but sadly company back pay me early this month (which mean epf statement only shows October having annual > 30k instead of 3 months back).

*aherm* petrol monthly usage > RM320 , can easily apply UOB, but i choose not to. (1st time user, dont want to manage that many CC)
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I really don't suggest you to do this until you have at least 3 months, knowing it is MBB Ikhwan, it is not as easy as other card...
kuai_chai
post Oct 29 2015, 01:47 PM

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hi guys, my ikhwan card was approved in august, so i started spending at groceries such as tesco/aeon big on fridays and saturdays until now..
however, until today's statement, i did not receive any cashback yet..
are there any hidden T&C to receive the cashback??
fruitie
post Oct 29 2015, 01:53 PM

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QUOTE(kuai_chai @ Oct 29 2015, 01:47 PM)
hi guys, my ikhwan card was approved in august, so i started spending at groceries such as tesco/aeon big on fridays and saturdays until now..
however, until today's statement, i did not receive any cashback yet..
are there any hidden T&C to receive the cashback??
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No hidden T&C.
It will be posted on 1st or 2nd of following month.
Else, post your transactions out and let us check.

If like what you said, you should receive on 1st or 2nd Sept for Aug transactions and Oct for Sept transactions.
kuai_chai
post Oct 29 2015, 07:46 PM

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QUOTE(fruitie @ Oct 29 2015, 01:53 PM)
No hidden T&C.
It will be posted on 1st or 2nd of following month.
Else, post your transactions out and let us check.

If like what you said, you should receive on 1st or 2nd Sept for Aug transactions and Oct for Sept transactions.
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Ok.. here u go..
I started spending in September..
Attached Image
fruitie
post Oct 29 2015, 09:13 PM

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QUOTE(kuai_chai @ Oct 29 2015, 07:46 PM)
Ok.. here u go..
I started spending in September..
Attached Image
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That's strange. hmm.gif
I think you need to check with CS, unless both of these transactions have no groceries MCC. Aeon Big may have, probably not the Aeon. hmm.gif
eddievh
post Oct 29 2015, 09:29 PM

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QUOTE(kuai_chai @ Oct 29 2015, 01:47 PM)
hi guys, my ikhwan card was approved in august, so i started spending at groceries such as tesco/aeon big on fridays and saturdays until now..
however, until today's statement, i did not receive any cashback yet..
are there any hidden T&C to receive the cashback??
*
Is your ikhwan correct ikhwan mastercard not petronas ikhwan right ?
kuai_chai
post Oct 29 2015, 10:09 PM

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From: Kepong


QUOTE(fruitie @ Oct 29 2015, 09:13 PM)
That's strange. hmm.gif
I think you need to check with CS, unless both of these transactions have no groceries MCC. Aeon Big may have, probably not the Aeon. hmm.gif
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I have just called the CS.
He said he will make a report for me to check those transactions.

QUOTE(eddievh @ Oct 29 2015, 09:29 PM)
Is your ikhwan correct ikhwan mastercard not petronas ikhwan right ?
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Yes, sure.. smile.gif

cacheblue
post Oct 29 2015, 10:23 PM

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Hi all, I called the CS to check for ikhwan application status today.
It was being rejected.
I ask to split limit from mbb 2 gold to ikhwan but he said cannot do that.
Any suggestion?
!@#$%^
post Oct 29 2015, 10:24 PM

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QUOTE(cacheblue @ Oct 29 2015, 10:23 PM)
Hi all, I called the CS to check for ikhwan application status today.
It was being rejected.
I ask to split limit from mbb 2 gold to ikhwan but he said cannot do that.
Any suggestion?
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try emailing them instead.
cacheblue
post Oct 30 2015, 04:37 AM

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QUOTE(alexanderclz @ Oct 29 2015, 10:24 PM)
try emailing them instead.
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Tried
Got reply that will forward my enquiry to relevant department
fruitie
post Oct 30 2015, 08:50 AM

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QUOTE(cacheblue @ Oct 30 2015, 04:37 AM)
Tried
Got reply that will forward my enquiry to relevant department
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I got mine after sending them email.
cacheblue
post Oct 30 2015, 09:40 AM

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QUOTE(fruitie @ Oct 30 2015, 08:50 AM)
I got mine after sending them email.
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Okay will wait and see
Need card for petrol

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