For your reference, I get the info from here, and try my luck to call the card centre.

Just a call, no need any document, the card sent to my office within 10 days (include PH).

I'm happy for the whole process! No need to go bank at all!

P/s: I'm existing 2card user, and my salary bank in there.

Kns Maybank reject me
First kena reject after so many yeara

I guess he was asking if can collect within few hours as well...

Don't be sad, I got rejected twice for Ikhwan and only approved recently after requesting them to split limit from my existing MBB2Cards Plat.

You may try this.

i kena reject, but they approved after reducing my other CL (on my cancelled card dunno why) and we agreed new CL... but then in the end got approved for even higher CL. maybe they realised it was a mistake? weird... if possible ask them why you kena reject. maybe your CCRIS sucks?

Don't assume as if you know everything.

I hate people saying my CCRIS sucks when you know nothing about it.

After Ikhwan rejected my first application, HLB, UOB, CIMB, RHB and AmBank approved all my additional 6 cards.

This post has been edited by fruitie: Oct 23 2015, 10:50 AM

No lah, got rejected few months back for this green charge, now got new income documents and cancelled my SC card, hope this time they can approve.

walao. chill lah... im not accusing you of anything. dont need to be so defensive. i said maybe. even i dont know whats on my own CCRIS. hai... oh well.

Don't assume then, you may not know how offended the person will get.
Moreover, do you know banks are not supposed to share the rejection reason?

However, knowing Ikhwan rejects people due to high exposure reason, I'm not surprised for mine. Definitely not CCRIS reason.

This post has been edited by fruitie: Oct 23 2015, 11:00 AM

i apologize if any offense was taken. it was not my intent.

Nah, no issue. I apologize too but I don't like people commenting others' CCRIS when knowing nothing about it.


Anyway, I haven't started using my Ikhwan card and was thinking will it be deactivated if I don't use it for months.

i baptized it by filling my car full tank hahahaha.

btw. i saw your tag says beijing. you from beijing or live there? or just love it heheh.

This post has been edited by panda-man: Oct 23 2015, 11:15 AM

I will pump using it when I go back hometown on weekends, but I don't go back often and my car is not in KL. Well, it is a free for life card. Much better than UOB Plat for my case.


OT: I stayed in Beijing before for few months and every year I will be there to spend some time with my friend. This year, I will go during Dec because my friend came and stayed in KL for around 4 months. Last year, I was there for around 4 months in total.

This post has been edited by fruitie: Oct 23 2015, 11:19 AM

actually this is my only credit card (dont like to manage so many cards, i dunno how you do it hahah), so just wondering. how to pay for car loan & homeloan and stuff through CC? i was on M2U but seems no option. is it possible? i mean its money i pay every month anyways. might as well get treatspoints... anyone doing that? would like some advice. my car is under maybank but home under RHB.

OT: i spent 5 years there. also head back often. got familia there. i moved to KL back a year ago because pollution was getting to me.... and well... look at us now.

This post has been edited by panda-man: Oct 23 2015, 11:30 AM

you cant pay loan with cc

No, you cannot pay another credit with another credit (credit card).
If not, we would have maximized everything.

even with other bank? like my RHB one?

why bank so smart one? i feel wasting my treats points.

Yes, all banks. Not about smart or not. Loan is already a credit, if you keep adding your credit, people will go bankrupt soon. This is the requirement from BNM.
I doubt any country allows you to pay loans with another credit cards.

oh well. on another note. did any of you take the zing TnG card? i kinda feel its a scam with reload fee of RM2. i dont really see purpose of automatically topping up at RM50. i wish we could set the values. how often we really need RM150 on a TnG card.

This post has been edited by panda-man: Oct 23 2015, 12:03 PM

We don't take it because we can easily reload TnG with better benefits.
I reload RM 200 every time. Some reload RM 500.