oh well. on another note. did any of you take the zing TnG card? i kinda feel its a scam with reload fee of RM2. i dont really see purpose of automatically topping up at RM50. i wish we could set the values. how often we really need RM150 on a TnG card.

Don't assume then, you may not know how offended the person will get.
Moreover, do you know banks are not supposed to share the rejection reason?

However, knowing Ikhwan rejects people due to high exposure reason, I'm not surprised for mine. Definitely not CCRIS reason.

We don't take it because we can easily reload TnG with better benefits.
I reload RM 200 every time. Some reload RM 500.

I got take it. I just make it as a spare touch n go in case I forgot to reload my normal touch n go..

oh well. on another note. did any of you take the zing TnG card? i kinda feel its a scam with reload fee of RM2. i dont really see purpose of automatically topping up at RM50. i wish we could set the values. how often we really need RM150 on a TnG card.

what is high exposure reason?
do you have amex charge card? wondering how to get it approved... 

500?! wow. im scared to lose my card, so always around RM50-80 (if going on trip to penang or something).
got TnG w/better benefits?
i guess that makes sense, esp. if got more than one car. and i see a lot of shops can pay for food now w/TnG. hmm... maybe i should apply as emergency card or emerengy makan card.

Too many cards in a way.
No AmEx Charge Card.
You can always report loss.
You can use Ikhwan and reload in some of the supermarkets as they are considered as groceries. Head over to this thread: https://forum.lowyat.net/topic/3304889

omg... you wonderful person you  . thanks for the tips. can save some money through this. and some place paying for lunch with TnG can also get discount. so extra savings 

Well temporary Maybank I will just put into the drawer since no benefits Hahaha

1. for collection.
2. next year australia trip can use.
3. eventhough it written no preset spending limit, but still there is hidden limit. already studied this card pattern. next month will submit new income documents apply again.
pray4me 

what is high exposure reason?
do you have amex charge card? wondering how to get it approved... 

hi guys i have one question, i read at the maybank card benefit says i would get 1 treat points for every rm1 i spent, but based on the latest statement i received, out of RM800++ spent last month was equally to 500+ treatpoints?? how come it can be lower than rm spent? any idea?

Can do online application? Or open at branch only?

No TP will be given if spend petrol and groceries on Friday and Saturday if no mistaken

Can two months consider recent? Subject to the efficiency of the staff and also the system availability as well as your sufficiency of supporting documents. If all ok, I believe there is a chance to get within couple of hours. The day when I applied at KLCC, it happened that their system down, but midnight the card was reflected on M2U

as for ikhwan, do we get benefits like the HLB 10% everyday and almost anything groceries, bill payment, house installment etc rite ?

ikhwan 5% works only on friday n saturday,
and one more. do ikhwan cover from groceries, bill payment etc..?

Ikhwan is 5%.
None of the credit cards accepts payment for house installments.

Ikhwan covers groceries and petrol. No bill payments unless you pay them at Sam's Groceria's ePay system as it will be considered as groceries.