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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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sj0217
post Nov 4 2014, 09:45 AM

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QUOTE(cybpsych @ Oct 31 2014, 08:23 PM)
Thanks for sharing.

Still, I think the better to take 2 for MBB2card (provide with gf or wife's detail) since the card can be use for every utility fee, petrol & Groceries

Although it will charge for RM100, but it can be redeem from TP by 25,000 which is 4-6 months spend that can be get the enough TP. After that, all the cash back is for your own reward.

Different between MBB2card & Islamic MasterCard Ikwan are only on Friday & Sunday right, correct me if I'm wrong

Below are the comparison holding MBB2card + Islamic and 2 for MBB 2cards:

2 for MBB2card - yearly spend RM24,000 (RM1000 per month per card)
- Cash back = RM1,200 (2 cards)
- point earn = 120,000 (2 cards) (equivalent to cash back RM480)
- Total earn = RM1,680

Minus
- GST Charge = RM200

Total to be earn from cask back = RM1,480

MBB 2 card & Islamic MasterCard Ikwan - yearly spend RM24,000
-cash back = RM600 (MBB2card) + RM600 (Islamic)*
-Point earn = 60,000 (MBB2card) + 12,000 (Islamic)* = equivalent to cash back RM240+RM48
-Total earn = RM1,488

Minus
- GST Charge = RM100 (MBB2card) + RM50 (Islamic)

Total to be earn from cash back = RM1,338

There have different cash back RM150

This is what I'm thinking for both cards to be holding, please let me know if I'm wrong detail given smile.gif

* Cash back is entitled only for Petrol and Groceries on Friday & Saturday



sj0217
post Nov 21 2014, 07:09 AM

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QUOTE(beyond86 @ Nov 20 2014, 09:58 PM)
but can use our existing TP to redeem the GST for this new card
*
is it true?? have you redeemed yet?
sj0217
post Nov 21 2014, 08:16 AM

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QUOTE(beyond86 @ Nov 21 2014, 07:35 AM)
not yet.... but all the TP are combined
*
But can redeem for this particular card ?? since this card is under Islamic card although is share credit limit
sj0217
post Jul 11 2015, 06:25 PM

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QUOTE(fruitie @ Jul 11 2015, 03:56 PM)
OK, I will try to put in my application in August. smile.gif
*
Last time you applies through card center?

Since card center rejected you, you may try apply through MBB booth.

My experience to applied for M2Cards is worked last time. Card center rejected but applies from booth was approved, both application between 1 month only
sj0217
post Jul 11 2015, 07:31 PM

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QUOTE(alexanderclz @ Jul 11 2015, 07:05 PM)
i wonder why the centre will reject while booth will approve
*
I have totally no idea why like this.

I just tries second time as I was angry why reject since fulfill their requirements, end up it was approved... but this was happened 3 years ago.
sj0217
post Jul 12 2015, 08:55 AM

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QUOTE(victorywp @ Jul 12 2015, 08:45 AM)
yeah, every rm50 pump at petron can get rm1.50 tesco voucher.
*
Oh is it???

I didn't see there has offer like this, loss 2 vouchers sad.gif

Voucher can get from counter after pump? May I know the period ??
sj0217
post Jul 17 2015, 09:23 PM

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QUOTE(hebe87 @ Jul 17 2015, 02:45 PM)
today maybankard centre not opening..
plan to go 1U tomorrow to apply for ikhwan card
1- is it same day card issuance still available at 1U card centre?
2- i can ask to reduce CL from MBB2card to apply for islamic card at 1U card centre right?
*
Closed :
16/7 - 4.30pm - 10.30pm
17/7 - 10am - 10.30pm

They are open tomorrow
sj0217
post Jul 21 2015, 09:39 AM

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QUOTE(sonotme @ Jul 21 2015, 08:39 AM)
Well i have one but from another bank. It's useful for highways and smart tags but just remember that everytime it helps you reload RM100, it charges you RM1.50 (not including GST). Where as you can just normally top up at any atm machine for free..
*
MBB's Zing card auto reload charge for RM2 + 6% GST = RM2.12, not RM1.50

There have few option to choose where either you want reload RM100 or more
sj0217
post Aug 1 2015, 12:03 AM

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QUOTE(sonnas @ Aug 1 2015, 12:01 AM)
i had collected by credit card from branch, but where is the zing card?
*
You need to apply for it if you need, not like CIMB zing card
sj0217
post Aug 13 2015, 08:49 AM

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QUOTE(Kilohertz @ Aug 13 2015, 08:44 AM)
I have an old TnG card just that I'm not using it, so I don't see a point of getting another TnG... but how does this Zing works? it will automatically top up when it belows RM50 each time?
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Yes, Auto reload will be kick in if RM50 and below
sj0217
post Aug 13 2015, 08:57 AM

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QUOTE(Kilohertz @ Aug 13 2015, 08:54 AM)
What will happen to the credit in the card once I cancelled the card?  unsure.gif
*
The balance in the Zing card will be transfer back to your MBB account after cancelled.
sj0217
post Aug 13 2015, 09:15 AM

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QUOTE(vin_ann @ Aug 13 2015, 09:08 AM)
yeah...
thinking of getting islamic card that come with FREE TnG Zing card... should b a good reason right?
*
Got FREE Zing card for MBB Islamic card ?

No registration fee (RM10 + GST) will be imposed??

Every auto reload will be imposed RM2 + GST, but normal TnG for reload each time by credit card more valuable I would say

After TP revised, auto reload fee of RM2 for TP earning is not valuable at all
sj0217
post Aug 26 2015, 04:51 PM

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QUOTE(WhitE LighteR @ Aug 26 2015, 04:47 PM)
Applied mine yesterday. Awaiting approval now.
*
Me too, applies from 1u card center yesterday afternoon

now still under processing as I have just checked from them, will know the result by today
sj0217
post Aug 26 2015, 10:14 PM

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Get my card today... Initially requested to split credit limit for 1/4 since I have been rejected to increased my credit limit application back to June.

And now credit limit for this card (Islamic MC) has grant for 50% increased from current limit. rclxms.gif
sj0217
post Aug 27 2015, 10:20 PM

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Just noticed that my Islamic account indicated this "Account is not authorized". hmm.gif

Is it because there is no any transaction yet ?

This post has been edited by sj0217: Aug 27 2015, 10:32 PM


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sj0217
post Aug 27 2015, 10:50 PM

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QUOTE(cybpsych @ Aug 27 2015, 10:44 PM)
nah, that's normal. currntly account is "offline", usually for acct maintenance/refresh.

try checking it later tomorrow morning. should be fine.
*
I see... alright noted with thanks
sj0217
post Aug 28 2015, 06:27 PM

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QUOTE(HeReLiSm @ Aug 28 2015, 06:14 PM)
Just drop at the MBB Card Centre Gardens to apply Ikhwan. The advisor told me its a new application, even I already have MBB 2Cards, hence I need to submit my pay slip. Is it true?
*
Same goes to me when applying from 1u card center
sj0217
post Sep 1 2015, 08:58 PM

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QUOTE(HoNgZ @ Sep 1 2015, 08:44 PM)
is ikhwan card can process in 60 minutes just like maybank2card in 1u, the gardens, and KLCC during weekdays? or ikhwan card is different story?
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Yes process within 60 min at 1U, not sure other

Applies mine last week, I asked no 60 min approval for Islamic card? System down at the moment, said by CS from 1U card center
sj0217
post Sep 1 2015, 09:10 PM

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QUOTE(HoNgZ @ Sep 1 2015, 09:07 PM)
so you got your ikhwan card within 60 minutes in maybank 1U? What are the documents required for fast approval? Might thinking to go and apply these few days during lunch break  hmm.gif
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No, I received the card the next day due to system down, said by CS in 1U

Still, you need to provide 3 months payslips even though you having MBB2card with them
sj0217
post Sep 1 2015, 09:20 PM

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QUOTE(HoNgZ @ Sep 1 2015, 09:14 PM)
So they'll just post the card to you by mail?
FYI, i dont have CC yet, ikhwan probably would be my first credit card ever, any additional documents needed for a CC first timer besides 3 months payslips?
*
I think 3 months payslip should be good enough.

They will still process as a new application like me during applying Islamic card since I having MBB2cards, said by CS

I just walked in and collect my card on the next day

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