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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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fruitie
post Oct 7 2015, 12:32 AM

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QUOTE(PeowYong @ Oct 7 2015, 12:26 AM)
received my card by poslaju just to found out that it is a gold card instead of plat which the bank fella offer. Anyway, no harm activate it rite since no annual fee and no whatever fee? also, how do i apply a supp card for this? the best of this card is just the 5% groceries and petrol on friday and saturday rite?
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No difference in term of benefits. So, please use it. biggrin.gif
victorywp
post Oct 7 2015, 12:33 AM

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QUOTE(PeowYong @ Oct 7 2015, 12:26 AM)
received my card by poslaju just to found out that it is a gold card instead of plat which the bank fella offer. Anyway, no harm activate it rite since no annual fee and no whatever fee? also, how do i apply a supp card for this? the best of this card is just the 5% groceries and petrol on friday and saturday rite?
*
yeah, that's the best of this card.
szaku89
post Oct 7 2015, 07:06 AM

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QUOTE(PeowYong @ Oct 7 2015, 12:26 AM)
received my card by poslaju just to found out that it is a gold card instead of plat which the bank fella offer. Anyway, no harm activate it rite since no annual fee and no whatever fee? also, how do i apply a supp card for this? the best of this card is just the 5% groceries and petrol on friday and saturday rite?
*
There is no cashback for the supplement card of this MasterCard ikhwan.
SUSDavid83
post Oct 7 2015, 07:29 AM

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QUOTE(szaku89 @ Oct 7 2015, 07:06 AM)
There is no cashback for the supplement card of this MasterCard ikhwan.
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Got. Like MBB2 AMEX, it's shared among principal card and will be credited to principal card.
szaku89
post Oct 7 2015, 07:46 AM

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QUOTE(David83 @ Oct 7 2015, 07:29 AM)
Got. Like MBB2 AMEX, it's shared among principal card and will be credited to principal card.
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Very sorry for the wrong information. I remember I read the terms n conditions few months back, supplementary is not entitled for cashback. But just only I go read back the tnc, cashback is there for supple card.
chiahau
post Oct 7 2015, 08:25 AM

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QUOTE(victorywp @ Oct 7 2015, 12:33 AM)
yeah, that's the best of this card.
*
The best card is now MBB signatures.

Income requirement dropped to 70k PA.

40,000 = 50 bucks CB ( If not mistaken )

laugh.gif

I can consider potong Ikhwan and make space for VI already in my wallet. brows.gif
SUSDavid83
post Oct 7 2015, 08:39 AM

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QUOTE(szaku89 @ Oct 7 2015, 07:46 AM)
Very sorry for the wrong information. I remember I read the terms n conditions few months back, supplementary is not entitled for cashback. But just only I go read back the tnc, cashback is there for supple card.
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I'm also sorry to say that whatever I shared is also quoted from cash back TnC:

» Click to show Spoiler - click again to hide... «


URL: http://www.maybank2u.com.my/WebBank/IkhwanCashBack-TnC.pdf

I don't know where you quoted your earlier info from as I don't pluck my info from the sky!
SUSDavid83
post Oct 7 2015, 08:40 AM

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QUOTE(chiahau @ Oct 7 2015, 08:25 AM)
The best card is now MBB signatures.

Income requirement dropped to 70k PA.

40,000 = 50 bucks CB ( If not mistaken )

laugh.gif

I can consider potong Ikhwan and make space for VI already in my wallet.  brows.gif
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Not everybody is qualified for those high end or high level cards.

Please be considerate.

This post has been edited by David83: Oct 7 2015, 08:41 AM
geekfiredog
post Oct 7 2015, 08:48 AM

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QUOTE(David83 @ Oct 7 2015, 08:39 AM)
I'm also sorry to say that whatever I shared is also quoted from cash back TnC:

» Click to show Spoiler - click again to hide... «


URL: http://www.maybank2u.com.my/WebBank/IkhwanCashBack-TnC.pdf

I don't know where you quoted your earlier info from as I don't pluck my info from the sky!
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Did they change the T&C for sup card cash back eligibility recently? I remembered when I checked it out a couple of months back, cash back is only limited to principal card only (and you can refer to 1st post of of this thread - it is still hilited as Principal card only).

If they changed it recently to include sup card spending into cash back, then I might consider this card.
SUSDavid83
post Oct 7 2015, 08:50 AM

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QUOTE(geekfiredog @ Oct 7 2015, 08:48 AM)
Did they change the T&C for sup card cash back eligibility recently?  I remembered when I checked it out a couple of months back, cash back is only limited to principal card only (and you can refer to 1st post of of this thread - it is still hilited as Principal card only).

If they changed it recently to include sup card spending into cash back, then I might consider this card.
*
You can always challenge the bank if they said they have changed the cash back TnC, they need to release a notice like MBB2 AMEX.
SUSsupersound
post Oct 7 2015, 08:52 AM

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QUOTE(chiahau @ Oct 7 2015, 08:25 AM)
The best card is now MBB signatures.

Income requirement dropped to 70k PA.

40,000 = 50 bucks CB ( If not mistaken )

laugh.gif

I can consider potong Ikhwan and make space for VI already in my wallet.  brows.gif
*
While I can get this card approved at any 1 time following old annual income, but I don't see there's any pros on it, I need to pay rm800 of AF.

QUOTE(geekfiredog @ Oct 7 2015, 08:48 AM)
Did they change the T&C for sup card cash back eligibility recently?  I remembered when I checked it out a couple of months back, cash back is only limited to principal card only (and you can refer to 1st post of of this thread - it is still hilited as Principal card only).

If they changed it recently to include sup card spending into cash back, then I might consider this card.
*
Well, this card if gold the requirement are not high, just get principle card.
geekfiredog
post Oct 7 2015, 08:53 AM

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QUOTE(David83 @ Oct 7 2015, 08:50 AM)
You can always challenge the bank if they said they have changed the cash back TnC, they need to release a notice like MBB2 AMEX.
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I don't have proof and I don't keep the previous T&C.

However - I won't challenge this change (it there is really a change in their T&C) as it benefits the user, so why challenge the bank if it is to the user advantages?
cybpsych
post Oct 7 2015, 09:03 AM

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QUOTE(geekfiredog @ Oct 7 2015, 08:53 AM)
I don't have proof and I don't keep the previous T&C.

However - I won't challenge this change (it there is really a change in their T&C) as it benefits the user, so why challenge the bank if it is to the user advantages?
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no change in T&Cs. same copy since June 2014.

all these while, cashback is for Principal, but Supp cashback will be accumulated with Principal.
szaku89
post Oct 7 2015, 09:09 AM

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QUOTE(geekfiredog @ Oct 7 2015, 08:48 AM)
Did they change the T&C for sup card cash back eligibility recently?  I remembered when I checked it out a couple of months back, cash back is only limited to principal card only (and you can refer to 1st post of of this thread - it is still hilited as Principal card only).

If they changed it recently to include sup card spending into cash back, then I might consider this card.
*
I think both of us misunderstood about the tnc.
cybpsych
post Oct 7 2015, 09:17 AM

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QUOTE(szaku89 @ Oct 7 2015, 09:09 AM)
I think both of us misunderstood about the tnc.
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actually both are correct, just intepreted differently geh.

this question cannot be answered completely by a single liner response sweat.gif

the Supp card itself doesnt carry standalone cashback pool. however, its spending will contribute back to the Principal's calculation for cashback.
vin_ann
post Oct 7 2015, 09:54 AM

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QUOTE(chiahau @ Oct 7 2015, 08:25 AM)
The best card is now MBB signatures.

Income requirement dropped to 70k PA.

40,000 = 50 bucks CB ( If not mistaken )

laugh.gif

I can consider potong Ikhwan and make space for VI already in my wallet.  brows.gif
*
just revised???



chiahau
post Oct 7 2015, 09:56 AM

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QUOTE(vin_ann @ Oct 7 2015, 09:54 AM)
just revised???
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Yes.

Head to the VS thread for discussion.

Here's for Ikhwan mostly.


jern25
post Oct 7 2015, 10:02 AM

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is it normal for your date of transaction appeared as 1 day after your actual transaction? because i just received my card last thursday, and use it on friday and saturday to get the CB. unluckily for me, the both transaction date appear 1 day later than the actual date of transaction, which means my saturday transaction will not entitled me for CB. am i right?
fruitie
post Oct 7 2015, 10:08 AM

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QUOTE(jern25 @ Oct 7 2015, 10:02 AM)
is it normal for your date of transaction appeared as 1 day after your actual transaction? because i just received my card last thursday, and use it on friday and saturday to get the CB. unluckily for me, the both transaction date appear 1 day later than the actual date of transaction, which means my saturday transaction will not entitled me for CB. am i right?
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It follows transaction date not posting date, so not to worry.
helob
post Oct 7 2015, 08:17 PM

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I just applied for Maybank Islamic Ikhwan card to replace Maybankard 2 platinum cards(Amercan Express & Visa).
Just received today Maybank Islamic Ikhwan American Express and Maybank Islamic Ikhwan Visa Platinum cards.
On checking, I found both these Ikhwan Platinum cards do not have 5% Cash Back offer.
Only the Islamic MasterCard Ikhwan offer cash back.
Now I end up with 4 useless cards.
Pls advise what I should do with the Ikhwan Platinum cards?
Thank You

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