You need to have at least 2 bank's card to get more cash back out of your spending

This 5% only applicable to dinner, grocery and petrol? or any transaction like 2 card?
and I heard that this card only can swap for halal items?

1. groceries and petrol on Friday and Saturday only
2. halal only

thanks for the info

If I buy pork bacon in AEON, does that consider violate the rule. What I mean is how they can detect whether I buy halal or non-halal items?

that I'm not sure. but what I meant was those casino or alcoholic places.

Different checkout counter, isn't it?

yep but don't think the counter is tagged as non halal in the cc

buy voucher under supermarket and use there

I don't think so, It's NOT consider violate the rule...

As Islamic CC holder since 2011, It NO problem to ME use my Islamic CC at Non-halal Restaurant like Dragon-i or Airport Duty Free Shop as I'm Holding a HSBC Amanah Credit Card-i for so long.

Definition:
The Holder of Islamic CC are Permitted to Carry out HALAL Transaction, which Exclude Transaction Related with 6 Categories that Don't meet Shariah Requirement, These Categories are Bars, Disco, Night Clubs, Purchase of Beer, Massage Service, Escort & Gambling (Casino)

Btw, I also Own a MBB Islamic Ikhwan CC

This post has been edited by fly126: Oct 8 2015, 11:04 PM

Getting > 1 card is the best way now, but yet you need to know your spending habits before applying a card. Like me, my typical spending are groceries, petrol and utilities and very seldom spend on departmental(except nearing CNY where I need to buy cloths) and once a while spend on dining. So in my wallet I got MBB's dual card(free for life), AMEX gets 5% cash back for dining on weekend and others 5X TPs which translates to 1.25% cash back by redeeming AeonBig's gift card of rm100(get rm105), HLB's STUPID card(due to the T&C) for petrol and groceries, PBB's VS for utilities(using online payment to get cash back) and now waiting for my Ikhwan to cover the balance of groceries and petrol for my wife's car.

Well, kind of grey area for this I can say, since the terminal's print out won't really tell you Halal or non Halal transaction. Maybe this Halal or not thingy are more on where you spend the money. If(could be wrong) you buy from a full pork shop, guess that will not entitled for cash back, but for Aeon or others, you need to test.

I also wonder if i pay all my grocery purchase at NSK from the Non-halal cashier can entitled for the cash back or violate the rules or not..

last time i separate the payment...

1 question guys.. let say my statement balance is RM800, minimum balance is RM45, if i pay RM500 only. Will i get charge interest?

yes. if not, nobody will pay in full right?

You'll be slapped with interest and a bad repayment record.

If you can't make your payment, stop using the card and repay off the amount 1st.

1.5% per month only, daily count.
Like you spend rm800, pay rm300, it will be only rm0.15, but for new transactions also will be charged interest.

Anyway, my Ikhwan approved already, sharing credit limit with my dual cards.
This will be my first "gold" card after I cut my last gold card 8 years ago.

in short, pay back in full what u owe, each month.

always follow statement, and pay back accordingly.

congrats!

Soon will become a supplier of Milo and sugar to kopitiams