Thanks! I guess my alternative is to convert the AMEX into Ikhwan.

it's separate. splitting cl is to increase the chance of getting approved for case with high dsr. but not for case of <rm36k max issuers.

mana got booth to apply this card with freebies?

Maybank very cheapskate one.

If you want this card, you might have to forgo the free gift.

Not really a big deal since MBB usually don't give out anything good =.=

Not too sure on tha availability, but you may try checking a booth right at the entrance of TGV @ KLCC... I passed by last month and I saw the booth has a luggage too (I didn't stop by)

the cl of m2c is combined or separate?

MBB2 AMEX + Visa/MC is combined.

Only get the luggage if you apply for Signatures

Was at 1 Utama and they mentioned the same thing.

Not sure how accurate. Not bothered as I already have the best MBB card have to offer

normally the freebies for mbb cc only offer to new mbb cardholders. if you are existing cardholder then too bad...

Hi, few questions here:
1. is this card worth getting?
2. received a call from bank offering this card, she said the RM50 for government is waived. Is it true? No annual fee and no minimum swipe to achieve that. Is this true also?
3. Is it possible to join income with my wife to get a better card (higher annual income)?
4. Do i get the 5% cashback if bills (unifi, maxis postpaid, insurance) are paid with the card?

i thought this is standard practice across all bank?

1. Yes, worth for it.
2. Good, if they call to offer you because this card has a high possibility to be rejected. The Government Service Tax is not waived, it was abolished already to all cards effectively 1st April after Goods and Services Tax came effect. It is a free for life card, so nothing about annual fees.
3. Nope.
4. Nope. It only has 5% cash back for groceries and petrol on Fridays and Saturdays.

1. Depending on your usage. ( If you heavy movie go-er, takes public transport and don't buy groceries, this card is practically useless for you)

2. Yes, no annual fee.

3. Nope. Better card for Ikhwan is still the same as the Gold card.

4. Nope. Nope. Nope. Only for Groceries / Petrol on Friday & Saturday

Sometimes see luck. Existing pun boleh dapat.

If you take public transport and use TnG, then it is very helpful for you because it can be used to reload TnG.

This post has been edited by fruitie: Sep 21 2015, 10:56 AM

Eh? I'm on monthly pass wor. MYR 100 ( Student price )



Yea, if you use TnG heavily, this card is a good card to get

That aside, why are you utilizing student price benefits when you are already working? This is not ethically right, it should be only enjoyed by those supposedly deserved for this benefit.

Err, still enrolled in an education institution for further education.

Any related to tng, can consult you...

or cybpsych... because they are tng experts in lyn advisory board.

Just maximizing the cash back ma. I'm not working for TnG or Sam's Groceria ya.

This post has been edited by fruitie: Sep 21 2015, 11:32 AM