Hi, few questions here:
1. is this card worth getting?
2. received a call from bank offering this card, she said the RM50 for government is waived. Is it true? No annual fee and no minimum swipe to achieve that. Is this true also?
3. Is it possible to join income with my wife to get a better card (higher annual income)?
4. Do i get the 5% cashback if bills (unifi, maxis postpaid, insurance) are paid with the card?

Thanks all for the reply,

What do you meant by " Good, if they call to offer you because this card has a high possibility to be rejected."?
If i have received the card but not activate yet, does it means that this card is not used and there will not be any statement to it?

I had once received a credit card from CIMB, even though i did not activate it, the statement came in with some charges (RM50 for the government charge i guess), called up and said it is not activated and not used and requested to cancel it, then receive again statement RM50 + RM 10 (for late payment penalty) on next statement, called up many times and finally the card/account is officially closed (which i had not activate or use) after around 6 months. This is what I don't like about receiving credit card without really applying it.

received my card by poslaju just to found out that it is a gold card instead of plat which the bank fella offer. Anyway, no harm activate it rite since no annual fee and no whatever fee? also, how do i apply a supp card for this? the best of this card is just the 5% groceries and petrol on friday and saturday rite?

is it better if i pay bills (Maxis, Unifi, Insurance,tnb) using credit card so that i can collect points instead of direct bank transfer to pay for the bill?

thanks for the info