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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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szaku89
post Sep 14 2015, 04:18 PM

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QUOTE(fruitie @ Sep 14 2015, 03:58 PM)
Why am I not surprised Maybank still hasn't received my Ikhwan application?

The agent gave me an impression that he is not reliable at all. laugh.gif

I'll give him a call tomorrow as I left the business card at home.

Let's see what sort of excuse he will come up with.
*
that's why it's better to apply via phone call lol. Fast and efficient. Don't need to fill up or submit anything also.
fruitie
post Sep 14 2015, 04:20 PM

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QUOTE(szaku89 @ Sep 14 2015, 04:18 PM)
that's why it's better to apply via phone call lol. Fast and efficient. Don't need to fill up or submit anything also.
*
My last application in April was via phone and got rejected. laugh.gif

I'm thinking if I should intercept this whole thing now and apply again via phone, don't bother about the application I submitted in MATTA Fair? hmm.gif
MGM
post Sep 14 2015, 04:23 PM

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QUOTE(fruitie @ Sep 14 2015, 04:20 PM)
My last application in April was via phone and got rejected. laugh.gif

I'm thinking if I should intercept this whole thing now and apply again via phone, don't bother about the application I submitted in MATTA Fair? hmm.gif
*
Applying by phone, so easy? Thru CS and don't need to submit docs?
szaku89
post Sep 14 2015, 04:25 PM

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QUOTE(fruitie @ Sep 14 2015, 04:20 PM)
My last application in April was via phone and got rejected. laugh.gif

I'm thinking if I should intercept this whole thing now and apply again via phone, don't bother about the application I submitted in MATTA Fair? hmm.gif
*
lol, the agent sure drag here drag there, better call up, within 1 week can settle d. Maybank card centre is quite efficient.
chiahau
post Sep 14 2015, 04:29 PM

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QUOTE(fruitie @ Sep 14 2015, 03:58 PM)
Why am I not surprised Maybank still hasn't received my Ikhwan application?

The agent gave me an impression that he is not reliable at all. laugh.gif

I'll give him a call tomorrow as I left the business card at home.

Let's see what sort of excuse he will come up with.
*
Go to MBB's FB and give them a yelling.

Someone will magically call you within 1 day and sort everything out tongue.gif
fruitie
post Sep 14 2015, 04:48 PM

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QUOTE(MGM @ Sep 14 2015, 04:23 PM)
Applying by phone, so easy? Thru CS and don't need to submit docs?
*
Yes, I wasn't requested to send in any documents. Some required but the ultimate point is mine was rejected eventually. laugh.gif

QUOTE(szaku89 @ Sep 14 2015, 04:25 PM)
lol, the agent sure drag here drag there, better call up, within 1 week can settle d. Maybank card centre is quite efficient.
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OK lo... Will give a try.

QUOTE(chiahau @ Sep 14 2015, 04:29 PM)
Go to MBB's FB and give them a yelling.

Someone will magically call you within 1 day and sort everything out tongue.gif
*
Not their problem ma, it is the agent.
Why yell at them? Not fair...
MGM
post Sep 14 2015, 04:51 PM

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QUOTE(szaku89 @ Sep 14 2015, 04:18 PM)
that's why it's better to apply via phone call lol. Fast and efficient. Don't need to fill up or submit anything also.
*
Call CS or Card Centre?
fruitie
post Sep 14 2015, 04:55 PM

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QUOTE(MGM @ Sep 14 2015, 04:51 PM)
Call CS or Card Centre?
*
03-5891 4777
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

At the right panel, it says this:
Call now
Call us now at 03-5891 4777 to get your pre-approved card
chiahau
post Sep 14 2015, 04:56 PM

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QUOTE(fruitie @ Sep 14 2015, 04:48 PM)
Yes, I wasn't requested to send in any documents. Some required but the ultimate point is mine was rejected eventually. laugh.gif
OK lo... Will give a try.
Not their problem ma, it is the agent.
Why yell at them? Not fair...
*
Same one.

It works.

Draft a polite but direct message bout the agent's behavior.

Definitely they'll assign someone from HQ to assist you.
jenli_84
post Sep 14 2015, 04:57 PM

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My MC Ikhwan Card is approved. Got the SMS. Waiting for collection SMS now.
wjleong15
post Sep 14 2015, 05:18 PM

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QUOTE(suadrif @ Sep 14 2015, 04:01 PM)
i see
i forgot that 12 months is actually charging a flat rate interest of 3%
whereas the 24 months is actually charging 0.375% based on reducing balance.

doh.gif
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24 months although annum is 4.5%, but if you can confident that settle in 6-7 months, interest paid definitely lesser than 12 months one. Unless you BT to public bank which offer truly 0%.
suadrif
post Sep 14 2015, 05:19 PM

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QUOTE(wjleong15 @ Sep 14 2015, 05:18 PM)
24 months although annum is 4.5%, but if you can confident that settle in 6-7 months, interest paid definitely lesser than 12 months one. Unless you BT to public bank which offer truly 0%.
*
ya good suggestion
will proceed with the 24 months first
and then initiate 2nd balance transfer to Public Bank
fruitie
post Sep 14 2015, 05:22 PM

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QUOTE(chiahau @ Sep 14 2015, 04:56 PM)
Same one.

It works.

Draft a polite but direct message bout the agent's behavior.

Definitely they'll assign someone from HQ to assist you.
*
Well, to be fair the agent told me to wait for 2 weeks. laugh.gif
I gan jeong only. tongue.gif

That said I will make a call to the agent tomorrow and after that and plan my next step. biggrin.gif
wjleong15
post Sep 14 2015, 05:26 PM

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QUOTE(suadrif @ Sep 14 2015, 05:19 PM)
ya good suggestion
will proceed with the 24 months first
and then initiate 2nd balance transfer to Public Bank
*
I also did BT last month, next week statement will start to pay first installment, hopefully wthin 5 months can settle.
Save interest. hmm.gif
SUSDavid83
post Sep 14 2015, 08:06 PM

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I think I missed a call from Maybank telemarketer (+0358855700)
mywife
post Sep 15 2015, 07:29 AM

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QUOTE(fruitie @ Sep 13 2015, 11:42 PM)
No la, statement and due date will not appear so fast. Usually when the first statement is out.
It appears to all banks. I'm quite sure you remember it wrongly, we are also using M2Cards. biggrin.gif
I have started using since 2011 when it was just introduced. laugh.gif
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Hohoho! When fruitie said so, i must admit that i remember it wrongly...bad memory..bad memory!!! blush.gif
Thanks again guys for the info icon_rolleyes.gif
fruitie
post Sep 15 2015, 08:56 AM

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QUOTE(mywife @ Sep 15 2015, 07:29 AM)
Hohoho! When fruitie said so, i must admit that i remember it wrongly...bad memory..bad memory!!!  blush.gif
Thanks again guys for the info  icon_rolleyes.gif
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Eh, I'm not so powerful one la. Not really an expert in this area yet. Buat me malu. blush.gif
genko123
post Sep 15 2015, 02:22 PM

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QUOTE(cybpsych @ Sep 5 2015, 12:55 PM)
something like this?

user posted image
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Thanks for u guys, I managed to get 10 voucher by using cimb card to top up touch n go,

but I asked the cashier, he said can't use credit card for payment if wan to buy prepaid reload, have to pay cash.

Is it true?

Like this tak boleh earn RM10 voucher cry.gif blush.gif
cybpsych
post Sep 15 2015, 02:25 PM

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QUOTE(cybpsych @ Sep 6 2015, 08:56 AM)
been chatting with Sam's Groceria rep over FB about utility bill payment there...

1) Sam's accepts payment for Celcom, U Mobile, RedTone, Astro, and TM only.

2) About TM, Sam's have been accepting all TM bills, as long as the server is linked.

3) About TNB, right now Sam's have facing technical glitch with TNB billing system and as such, cannot accept this bill for payment. Only when TNB sort it, then they are good to go.

4) Sam's accepts payment using Credit Cards and Touch 'n Go cards.

5) About bringing hardcopy bill statement, NOT required. You can show the eBill and do ensure the account number is correct before you make the payment.

6) No service charge/fee for paying bills

7) You can collect member points as long as you present your member card before the payment.
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QUOTE(genko123 @ Sep 15 2015, 02:22 PM)
Thanks for u guys, I managed to get 10 voucher by using cimb card to top up touch n go,

but I asked the cashier, he said can't use credit card for payment if wan to buy prepaid reload, have to pay cash.

Is it true?

Like this tak boleh earn RM10 voucher  cry.gif  blush.gif
*
should be bill payment (postpaid) for selection payees saje, not prepaid reloads.

fruitie
post Sep 15 2015, 02:26 PM

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QUOTE(genko123 @ Sep 15 2015, 02:22 PM)
Thanks for u guys, I managed to get 10 voucher by using cimb card to top up touch n go,

but I asked the cashier, he said can't use credit card for payment if wan to buy prepaid reload, have to pay cash.

Is it true?

Like this tak boleh earn RM10 voucher  cry.gif  blush.gif
*
Not sure about reload but can use CC to pay for UniFi/TM/Astro bills. smile.gif

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