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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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mywife
post Jul 27 2015, 10:45 AM

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Haha finally!! Finished reading through all the pages.
So me too planning to head on this card but problem is i just got my hlb essential approved (didn't even applied for it...they said the application was automatic when i applied for their PL hmm.gif )

Currently holding M2C and since i don't wanna jeopardise my ikhwan application, planning to terminate this hlb essential very soon....with unlimited 1% cb i think this card is considered hopeless doh.gif
mywife
post Jul 27 2015, 04:47 PM

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QUOTE(saitong09 @ Jul 27 2015, 01:32 PM)
HLB Essential is good for others expenses such as insurance etc. Don't think it will affect your application due to many cards.
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Not due to many cards lah...but more on affordability issue here laugh.gif
Got 6k CL on M2C (already big figure to me hehe) and 5k on hlb essential....commitments on PL...car loan...house summore sweat.gif
With me just a small salary earner, just wonder how will bank categorised me as when thay see my CCRIS huhuhu.

I think la kan...maybe with 1 card less, the chances is there for the card to get approve hahaha....dreaming rolleyes.gif
Mind u....really desperate to get this card worr but after november lah...after clearing up my PL with hlb (yeahh...another effort to tidy up my CCRIS report)

This post has been edited by mywife: Jul 27 2015, 05:19 PM
mywife
post Jul 27 2015, 04:49 PM

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sowieee....double post!! Blame on the Digi's internet yawn.gif

This post has been edited by mywife: Jul 27 2015, 04:51 PM
mywife
post Jul 27 2015, 04:58 PM

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QUOTE(Human Nature @ Jul 27 2015, 02:26 PM)
actually it is wrong for the banks to say the application automatic with PL. you can report this to bank negara if you want to, and get it terminated/withdrawn.
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Too late for that as i swipe the card already sweat.gif
Anyway, thanks for the info yaa....never knew it was wrong practice by the bank..

mywife
post Jul 27 2015, 06:32 PM

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QUOTE(Human Nature @ Jul 27 2015, 05:34 PM)
Just make it a practice to clear off the CC monthly statement and you will be fine.
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Yeaa...already on that...have never given a cent to bank so far icon_rolleyes.gif
But reading from forumers experience here (especially fruitie...hi there!), chances of getting rejected still high sweat.gif

This post has been edited by mywife: Jul 27 2015, 06:33 PM
mywife
post Aug 27 2015, 09:17 PM

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Wowww!! After 2 weeks of submitting my application (just to test my luck with no hope of being approved), only now received their sms telling my app has approved blush.gif
Straight away login to m2u and this's it...hahaha

Time to focus on this thread then sweat.gif
and oh yaa...gonna cancel my hl essential soon enough

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mywife
post Aug 28 2015, 11:44 PM

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QUOTE(kelvinlzy @ Aug 28 2015, 11:15 AM)
You use HL Essential for grocery? It still give you unlimited 1% rebate on anything except petrol. For me I used it for 2 years until I got Watami. wink.gif
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Actually i never applied for the card. The card application come together with hl personal loan (which i never aware of in the 1st place).
So when my pl got approved, so did the card doh.gif (this according to their cs lah)

Just got my 1st statement with the card this month with usage of RM128 (itchy hand still want to swipe blush.gif )
Don't like seeing many cards in wallet, so with ikhwan mc coming in, i think better just discard this essential.

offtopic sekejap, if u don't mind, what's ur highest cb earned for the essential card in it's 2 years service? flex.gif
mywife
post Aug 30 2015, 03:18 AM

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QUOTE(kelvinlzy @ Aug 29 2015, 09:03 AM)
sign0006.gif I think it was about RM78 cash back. Don't know what I spent on though. After that I did BT for it.
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Pheww!! RM78 is really a lot for a 1% card sweat.gif

mywife
post Sep 13 2015, 09:54 AM

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One quick question guys....

Why my Payment due date & Statement date in m2u still showing "N/A" till now? hmm.gif
Already swipe 2 times with the card for petrol and Mydin with total outstanding RM100++.


mywife
post Sep 13 2015, 11:36 PM

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QUOTE(cybpsych @ Sep 13 2015, 10:00 AM)
ur card got approved late Aug, right?

how many bills you've gotten since approval?
the PDD and Statement Date only reflected upon bill date. do you know your bill date?
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Bill? None so far as my card was approved on 28 of August if not mistaken. No info on bill date either blush.gif

QUOTE(sj0217 @ Sep 13 2015, 10:01 AM)
I believe you are new card holder right ??

Both will show the date once your first statement is out
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Yup, very new...less than 3 weeks old huhuhu nod.gif
Hope u're rite.

If my memory serve me well, when my maybank2card got approved last year and showed up in m2u, i can see straight away the SD and DD.
Nevermind lah....will wait for my 1st statement then.

I thank you all for fast feedback notworthy.gif

mywife
post Sep 15 2015, 07:29 AM

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QUOTE(fruitie @ Sep 13 2015, 11:42 PM)
No la, statement and due date will not appear so fast. Usually when the first statement is out.
It appears to all banks. I'm quite sure you remember it wrongly, we are also using M2Cards. biggrin.gif
I have started using since 2011 when it was just introduced. laugh.gif
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Hohoho! When fruitie said so, i must admit that i remember it wrongly...bad memory..bad memory!!! blush.gif
Thanks again guys for the info icon_rolleyes.gif

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