double post...delete pls

This post has been edited by geelim77: Nov 22 2018, 11:18 AM

The reason is physiological trauma from the accident and only had overcome it recently

later they ask for medical documents to confirm......
I claim loss of use 2 months after the accident also they ask why.....in the end, I list down a detail timeline from the day of accident till car fixed to convince them.

I also had to write my insurance a reasoning letter since delay 14 days of informing that I'm involve in the accident. That one still less than 30 days. But, don't know the max allowable limit.

Hi, may I ask, if a workshop approach me during accident, they are not panel of my insurance but a paim panel workshop. Is that okay?

Better not. Though no harm. Usually they sapu loss of use claim

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This post has been edited by nawkaz: Nov 29 2018, 08:41 PM

even if i claim from 3rd party? not my insurer?

Hi guys, I am trying to make a 3rd party claim for loss of use. However, one of the requested doc from MSIG is final police investigation result. Only initial investigation result is currently available from the police station as the sergeant told me that he is unable to proceed with the final investigation report as the other party did not make any police report. I did provide MSIG this initial report, however, MSIG will only proceed with the claim with a finalized investigation report and not initial. Any advice?

nicee lah

Hi Sifus,
my car hit by CAUSEWAY LINK bus , can i claims my loss from the bus company?

Btw, i made police report, sarjen received the bus driver report as well, he report me the 1 hit him.. luckily i have my dashcam recorded.
But have to wait 10 working days for the final report from police traffic.

Now i heard that is hard to claims from public transport like taxi, bus .. is that true?

Secondly, Sarjen refer a car workshop for me and he said that wont affect my NCD, n i dont have to pay anything. Is that real? (i rejected as i insist wanna send back service center as my car just 1 yr n 9months old, affraid that void warranty if repair outside)

Pls advise.

TQVM

Just this morning, got smacked by bike. Rider had banks licence but short of proving legal road tax as he claimed the bike belongs to his brother whose in another state

I was informed its hard to claim against bike.. What the adv..


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Hi all, i submit lost of use claim to msig for 20 days x rm30 = rm600. After waited almost 3 months, i got the offer letter, they offer 5 days only which is rm150. Any advise?

3 months?!......that's farked up!.....usually it will take 14 working days for them to reply with offer.
They will low ball you with their 1st offer, u need to Write letter n make appeal, state the period your car was in workshop for repair.

Can claim. Just ask hm what is his insurance co. Contact tje insurance com make sure both make police report within 24 Hours

A red proton bang me from the back this morning in Sri Petaling area.

We negotiate and I requested him to pay me RM200 but that guy keep saying he only have RM50.

I told that guy just give me whatever you have first and please pay RM150 later.

I followed up with sms later which ask that guy to paid me by end of today otherwise I shall report to police.

He was not please with my request and said that I have agreed earlier that RM50 is the settlement and went ahead to police to lodge report first.

Later police called me and told me if I want to claimed insurance and make police report, please refund the RM50 to him. Otherwise there will be complication later when police issue saman to him and claim insurance from his insured.

I tried to call that guy but he is not answering now. Is what police said correct and anything else I can do?

U will have problem if he didnt make police report. To confirm it happened. Pls notify ur insurer oso.

So, in future if I receive compensation from the driver who bang me, whether partially or full...

I am not supposed to make police report?

Because it is considered the accident already settle between ourself?

No. You can actually still make A police report. In order for you to make a claim, both parties need to make a police report. If he already compensate you, will unlikely make a police report.

When both parties make a police report police will determine who is the party at fault. The police will produce a document call ed keputusan. And the report is the one insurance need to process your claim.

thanks for info.

I finally able to get hold of him yesterday and already back in RM50 back to his bank account.

Now it is up to him to make police report. My workshop pic also told me it will be quite hard to claim his ncd if he don’t make police report. Police may still come out with keputusan report w/o his report but it will be worded in such a way that is not acceptable to the insurance company