Have u report to ur insurance co? They will do everything for u.

Ya I have reported. Should I tell them about the witness?

why not. but actually u gonna lose your ncd no matter what. so no need to report also can. court going to favour him. or else who gonna paid for the hospital bill and his suffering.

What if he had his cam working that shows the motorcyclist ran red light?  Will he still lose his ncd?

Car vs moto

Motor got injury, doesnt matter if motor is party at fault, car ounya ncd will burn.

Coz somebody to protect someones life.

So unfair even if ure not at wrong.. Hope those mf accident and cripple for life for breaking the law.

I feel the same way too 
He ran red light and hit into us.

I doubt I can let this go if it goes to court and favor him.  I feel his hurt for getting injured but I'm not gonna bend over.

Hi bro saigetsu, understood this thread is for claiming loss of use, but appreciate if you could share your experience on the below! 

My car (20 year old saga) was hit by a motor (normal motorbike, 125cc type i think) from behind last weekend. Both of us have made police report. The motor rider stated his police report that he hit my car from behind, and he was fined. I wasn't fined. Keputusan report will only be ready in another week.

My car insurance is 3rd party (Tune Protect), while the motor's insurance is comprehensive (Allianz).

I'm planning to claim the motor's insurance and loss of use. I'll be repairing the car at a workshop that doesn't do insurance claims because need it to be repaired fast, thus will pay first and claim later. The repair cost is estimated to be RM 1000.

I need the loss adjuster report to claim the motor's insurance. My insurer and the motor's insurer say i need to get the report myself. A loss adjuster i contacted say the report will cost around RM 500 for damages below RM 5000.

Question:

1. The loss adjuster quote me around RM 500 for the loss adjuster report, the amount is reasonable?

2. The loss adjuster say the insurer will reimburse the fee for the adjuster report, on top of the repair cost for my car, is this true? Say the loss adjuster report cost RM 500 and repair cost is RM 1000, i'll get RM 1500?

2. Since I need to fork out RM 500 first for the loss adjuster report, would like to know how likely my claim on motor's comprehensive insurance would be successful ? I've asked a relative, he say very hard to claim motor insurance...

Thanks!

finally got my claims, more than 3 months after accident, can cover 90% of the repair cost

so Third Party Property Damage claim against motor is possible!

u r lucky guy coz he is not injured. if motorcycle injured gg lah.

he was injured but not serious, called ambulance for him, but not sure if he claimed my insurance since his was comprehensive

if he injured then i'll have issue in claiming his insurance?

Whenever people bang u.
1. u can claim OD kfk (own damage knock for knock)- preferable, ncd wont loose, faster, less hassle
2. u can claim third party against langsi - ncd wont loose, slower claims process, more hassle, u might getting less that what uve paid.

Y? im lazy to explain.

whenever your car at workshop for repair, u cannot use your car. but u can claim loss of use as u unable to use your car.

LOSS OF USE (LOU) claims a.k.a Compenssation assessed repair time (CART)

1. u can only claim from third party insurance. ask your agent.
2. For case no.1 above, after u make claim from your own insurance under ODKFK, u have to claim against 3rd party for LOU. a bit hassle
3. For case no.2 above, u claim one shot lah since u claim from third party anyway.

Scale of Compensation for Assessed Repair Time (CART)

Vehicle Type
Private Use Vehicles
Up to 1500 cc - RM 30
Above 1500 cc up to 2000 cc - RM 40
Above 2000 cc - RM 50

Motorcycles
Up to 250 cc - RM10
Above 250 cc - RM15

Terms and Conditions
1. The above scale defines the minimum amount payable by third party insurers for
CART claims where the claimant is unable to produce satisfactory documentary
evidence, receipts, etc. to support his/her claim for CART.

2. In cases where receipts can be produced for vehicle rentals, insurers shall pay
the amount shown in the original receipts and original car rental agreement
subject to the principle of indemnity and subject always that the claimant shall
only be entitled to the rental of a vehicle of an equivalent nature to the damaged
vehicle. Such rental must be only from a rental agency/company duly registered
and licensed by the relevant authority.

3. The number of days for computation of CART shall be based on the independent
loss adjuster’s recommendation on the number of days for repair of the damaged
vehicle subject to the insurers’ discretion to apply an additional seven working
days grace period for unforeseen delays.

http://imgur.com/5AxuEVq
no.3 is the tricky part, coz adjuster u know lah...

sekian. Thank you

Is this still legit?.. Coz i saw in insurans quotation, need to do some add.on for this (or i didnt understand correctly..)

btw i just read the first post

hi

my car was involved in a hit and run. already made police report and already received the report.

I have the car plate no in the report.

so how do I claim to the offender`s insurance ?

he/she did not make any report as checked by the traffic police.

so what should I do now ?

for the lawyer and stuff, I don't need to pay anything right ?

The CART/day is depend on engine displacement of ur car and the number of days is subject to adjuster's discretion

adoi, just received offer letter....they only offer RM30 x 7days = RM210, instead of actual 14days which my car was in workshop.

I even include receipts of car rental (rm75 x 14days = rm1050) during LOU submission, why they only offer claim of RM210 so low?

now need to write letter to decline their offer n ask for more.

possible still got hope to fight to increase higher claim?

go fight for your right. say BNM say can. or else threaten to report to bnm

adoi, just received offer letter....they only offer RM30 x 7days = RM210, instead of actual 14days which my car was in workshop.

I even include receipts of car rental (rm75 x 14days = rm1050) during LOU submission, why they only offer claim of RM210 so low?

now need to write letter to decline their offer n ask for more.

possible still got hope to fight to increase higher claim?