The CART/day is depend on engine displacement of ur car and the number of days is subject to adjuster's discretion

go fight for your right. say BNM say can. or else threaten to report to bnm

Can u share a bit what did u say to them?

Unfortunately, I find it necessary to decline your offer, as it is below my expectation.

I find your offer of Loss of Use claim for only 7 days is unfair to me, instead it should be the actual 14 days of which my car was in XXX workshop for repair. Please reconsider the days of repair and amount offered to me.

According to PIAM (Persatuan Insurans Am Malaysia), I am eligible to claim from the third party insurance company for `compensation for actual repair time’ (CART) and compensation of excess. For the actual repair time of your vehicle, this is based on the adjuster’s recommendation on the number of days required for your car to be repaired. Insurance companies, at their own discretion, may allow an additional seven working days for any unforeseen or unavoidable delaybeside the standard scale of daily CART has been specified by the PIAM.

Alternatively, I may also claim the cost of hiring a replacement vehicle of equivalent type and capacity for the recommended number of days of actual repair time as evidenced by a receipt from a licensed car rental company.


Therefore, I am again seeking to recover the following losses:
_____________________________________________________

Car Rental (14.0 x RM75.00/day)  :  RM 1050.00
                                        TOTAL :  RM 1050.00
_____________________________________________________

Hi. Accident from 2015 but haven’t claim LOU still can claim now ke? I have all the documents just always forgot to claim one.

The reason is physiological trauma from the accident and only had overcome it recently 

Hi all, i submit lost of use claim to msig for 20 days x rm30 = rm600. After waited almost 3 months, i got the offer letter, they offer 5 days only which is rm150. Any advise?

Gais .. I baru kena accident .. tak buat report lagi .. budak yang langgar takde lesen .. how ? his car punya insurance akan cover ke ? atau need to use my insurance ?

My car was sent back to service center to repair for 28 days and the insurance of faulty party only offer 5 days CART, sweat... any sample of appeal letter?

Dear Sir/Sirs/Madam,

ACCIDENT ON : 00/00/201X
INVOLVING : XXX1234 & ZZZ4321
______________________________________________________________________________________

The above matter refers.

I, (your name) received your offer letter on 00-00-201X for sum of RM210.00.
Unfortunately, I find it necessary to decline your offer, as it is below my expectation.

Please put into consideration that my car was sent to workshop for repair for a period 14 days. During the 14 days repair period, I’ve rented a Perodua Myvi 1.3cc as a means of daily transportation (Car rental: 14.0 X RM75.00/day = RM1050, car rental receipt (invoice# 0123 & 4567) was given as supporting document on 00-00-201X during submission of Loss of Use claim).

I find your offer of Loss of Use claim for only 7 days is unfair to me, instead it should be the actual 14 days of which my car was in workshop for repair. Please reconsider the days of repair and amount offered to me.

According to PIAM (Persatuan Insurans Am Malaysia), I am eligible to claim from the third party insurance company for `compensation for actual repair time’ (CART) and compensation of excess. For the actual repair time of your vehicle, this is based on the adjuster’s recommendation on the number of days required for your car to be repaired. Insurance companies, at their own discretion, may allow an additional seven working days for any unforeseen or unavoidable delaybeside the standard scale of daily CART has been specified by the PIAM.

Alternatively, I may also claim the cost of hiring a replacement vehicle of equivalent type and capacity for the recommended number of days of actual repair time as evidenced by a receipt from a licensed car rental company.


Therefore, I am again seeking to recover the following losses:
_____________________________________________________

Car Rental (14.0 x RM75.00/day)  :  RM 1050.00
      TOTAL :  RM 1050.00
_____________________________________________________


For further clarification, you may contact me at 012-345 6789.



Yours faithfully,


____________________
(your name)
(IC no)

Let say my car at workshop since 1-11-2019 but its not yet finished repaired. When should I submit claim of use?