Hi dear Sifus,

My case :
1 yr new car , under warranty still. i got hit from back by car, he was trying to hit n run n i managed to get him, he was drunk.
I made police reported on same day, n next day he made his police report.

Need your advise as per below:
1) Police advised me do not include other party "suspected drunk n drive" in the report, as this will hard to claims insurance, is this true?

2) i want to claims other party insurance, i got my police report n try to submit claims to my car service center, but they required accident report from other party and final report from traffic police which approx need 2 weeks only can get. Are those report mandatory ?

3) How likely the final report from police will in favour to other party who at fault? Am concerning the other party twist the story n affect the final report n cause me cant make claims on his insurance. (i was slowing down as there was a bike cross my lane, but he couldnt stop n hit me from back.)

Thank you for your help in advance.

thank u so much for your advise! very much appreciate it.

for point 2 :

2) dont claim from other party insurance. Lambat. read my first post. call your insurance, tell them u wanna claim od kfk. those report is mandatory and that report is the only way to restore your ncd.
##am not understanding how this works, by reading your quote as below:

*there is a condition for od kfk. if people bang u is comprehensive policy, u can claim od kfk. insurance company legally must agree. but u must know the type of cover of the people bang u lah.

if people bang u only have third party policy, then u have no choice but option 2.

## How can i know what type of cover of the ppl bang me? i know only is old mini copper car, mr. bean type, please advise#

Hi Sifus,
my car hit by CAUSEWAY LINK bus , can i claims my loss from the bus company?

Btw, i made police report, sarjen received the bus driver report as well, he report me the 1 hit him.. luckily i have my dashcam recorded.
But have to wait 10 working days for the final report from police traffic.

Now i heard that is hard to claims from public transport like taxi, bus .. is that true?

Secondly, Sarjen refer a car workshop for me and he said that wont affect my NCD, n i dont have to pay anything. Is that real? (i rejected as i insist wanna send back service center as my car just 1 yr n 9months old, affraid that void warranty if repair outside)

Pls advise.

TQVM