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> Accident 101: i teach u claim loss of use

KOHTT
post Dec 21 2018, 11:20 AM

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QUOTE(saigetsu @ Dec 20 2018, 08:07 PM)
No. You can actually still make A police report. In order for you to make a claim, both parties need to make a police report. If he already compensate you, will unlikely make a police report.

When both parties make a police report police will determine who is the party at fault. The police will produce a document call ed keputusan. And the report is the one insurance need to process your claim.
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thanks for info.

I finally able to get hold of him yesterday and already back in RM50 back to his bank account.

Now it is up to him to make police report. My workshop pic also told me it will be quite hard to claim his ncd if he don’t make police report. Police may still come out with keputusan report w/o his report but it will be worded in such a way that is not acceptable to the insurance company
gjl90
post Dec 24 2018, 07:59 PM

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Hi guys, i have a car accident on yesterday and already make a police report. Today i go n get the police report as well the result report. The report stated that it is classified as RTM(Refer to Majistret), does this means that i have to go to court? Thanks
mokkf82
post Dec 27 2018, 10:23 AM

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I had accident on 15th Dec. Report made the same day, but waited almost two weeks now for the keputusan to ready. Still no feed back from the runner yet.
What is the fastest way to get the keputusan?
Without it, my car cannot be fix and claim the fellow that hit me from back.
saigetsu
post Dec 27 2018, 10:27 AM

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QUOTE(mokkf82 @ Dec 27 2018, 10:23 AM)
I had accident on 15th Dec. Report made the same day, but waited almost two weeks now for the keputusan to ready. Still no feed back from the runner yet.
What is the fastest way to get the keputusan?
Without it, my car cannot be fix and claim the fellow that hit me from back.
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follow up la. usually 2 weeks je
omnimech
post Dec 27 2018, 10:31 AM

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QUOTE(saigetsu @ Dec 27 2018, 10:27 AM)
follow up la. usually 2 weeks je
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tell the workshop you sent your car to go settle the keputusan.

It has never taken more than 2 days for me to get the keputusan.

And I only use certified workshops which are authorized by the insurance, so makes claiming much easier.

In my last accident, when I was rear ended. the car was repaired in 2 weeks and on the road on the 15th day.
mokkf82
post Jan 4 2019, 03:13 PM

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QUOTE(omnimech @ Dec 27 2018, 10:31 AM)
tell the workshop you sent your car to go settle the keputusan.

It has never taken more than 2 days for me to get the keputusan.

And I only use certified workshops which are authorized by the insurance, so makes claiming much easier.

In my last accident, when I was rear ended. the car was repaired in 2 weeks and on the road on the 15th day.
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Problem is it's not the workshop who follow up. I send my car back to the Manufacturer Service center, so they will not chase for the keputusan, but the runner did. But it takes ages for the runner to get the keputusan, as Sarjen takes long time to do the report.
Can we just call the polis station and ask for it?
saigetsu
post Jan 4 2019, 03:25 PM

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QUOTE(mokkf82 @ Jan 4 2019, 03:13 PM)
Problem is it's not the workshop who follow up. I send my car back to the Manufacturer Service center, so they will not chase for the keputusan, but the runner did. But it takes ages for the runner to get the keputusan, as Sarjen takes long time to do the report.
Can we just call the polis station and ask for it?
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Can. U got the number ref. Can call and ask for status
omnimech
post Jan 5 2019, 12:58 PM

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QUOTE(mokkf82 @ Jan 4 2019, 03:13 PM)
Problem is it's not the workshop who follow up. I send my car back to the Manufacturer Service center, so they will not chase for the keputusan, but the runner did. But it takes ages for the runner to get the keputusan, as Sarjen takes long time to do the report.
Can we just call the polis station and ask for it?
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The runners who are actual runners already know the cop, the workshop will give the runner rm100 to appease the seargeant.

The keputusan takes literally 5 mins .. if its a clear cut case.
Despatchboy
post Jan 17 2019, 07:55 PM

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Hi, one question can i claims LOU from my insurance if i banged ppl? Thank you.
saigetsu
post Jan 22 2019, 10:57 AM

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QUOTE(Despatchboy @ Jan 17 2019, 07:55 PM)
Hi, one question can i claims LOU from my insurance if i banged ppl? Thank you.
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no. unless u bought a cover called CART during renewal of policy

compensation against repair time.


Lada Putih
post Jan 24 2019, 11:18 AM

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Hi guys
My case is that I'm a parked car
Neighbour car knock into me and slam my door till paint chipped
I acquired cctv showing neighbours car plate
Upon balai Pulis carplate doesn't tally up
Neighbour avoids me like a plague
One late wee hour I caught them coming back
I took pictures of their road tax

Currently my question is that
The guy who knock me is an Indian
Name show up at balai is a Chinese
How do I proceed from here?

AM I still able to claim from their insurance?
saigetsu
post Jan 24 2019, 12:28 PM

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QUOTE(Lada Putih @ Jan 24 2019, 11:18 AM)
Hi guys
My case is that I'm a parked car
Neighbour car knock into me and slam my door till paint chipped
I acquired cctv showing neighbours car plate
Upon balai Pulis carplate doesn't tally up
Neighbour avoids me like a plague
One late wee hour I caught them coming back
I took pictures of their road tax

Currently my question is that
The guy who knock me is an Indian
Name show up at balai is a Chinese
How do I proceed from here?

AM I still able to claim from their insurance?
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yes. u can. claim from the real owner which is malaysian. doesnt matter skin colour.

make police report, who is the car owner, who is the driver.

claim thirdparty under bang and run


saigetsu
post Jan 24 2019, 12:30 PM

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QUOTE(Lada Putih @ Jan 24 2019, 11:18 AM)
Hi guys
My case is that I'm a parked car
Neighbour car knock into me and slam my door till paint chipped
I acquired cctv showing neighbours car plate
Upon balai Pulis carplate doesn't tally up
Neighbour avoids me like a plague
One late wee hour I caught them coming back
I took pictures of their road tax

Currently my question is that
The guy who knock me is an Indian
Name show up at balai is a Chinese
How do I proceed from here?

AM I still able to claim from their insurance?
*
What you need are:
1. IC
2. Police report
3. Police decision
4. Car damage picture FROM the police with the report number
5. Your insurance policy.
6. The other party's insurance details (can get from JPJ, but you need to have the police decision first to request, normally if you are victim and police has ruled in your favour, JPJ will give)
7. A front page letter stating all the above are true and that you want to claim third party. You may need to summarise your case also.

You can also use https://www.mycarinfo.com.my/ to check which insurance the other party is using. Don't think can use for the above though.

Lada Putih
post Jan 24 2019, 05:38 PM

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QUOTE(saigetsu @ Jan 24 2019, 12:30 PM)
What you need are:
1. IC
2. Police report
3. Police decision
4. Car damage picture FROM the police with the report number
5. Your insurance policy.
6. The other party's insurance details (can get from JPJ, but you need to have the police decision first to request, normally if you are victim and police has ruled in your favour, JPJ will give)
7. A front page letter stating all the above are true and that you want to claim third party. You may need to summarise your case also.

You can also use https://www.mycarinfo.com.my/ to check which insurance the other party is using. Don't think can use for the above though.
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QUOTE(saigetsu @ Jan 24 2019, 12:28 PM)
yes. u can. claim from the real owner which is malaysian. doesnt matter skin colour.

make police report, who is the car owner, who is the driver.

claim thirdparty under bang and run
*
Thank you
This may help me greatly
HMMaster
post Feb 8 2019, 03:05 PM

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Recently I hit someone at the rear (both car rear to rear). What is the process for the insurance claim? (Both car)
saigetsu
post Feb 8 2019, 03:47 PM

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QUOTE(HMMaster @ Feb 8 2019, 03:05 PM)
Recently I hit someone at the rear (both car rear to rear). What is the process for the insurance claim? (Both car)
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https://forum.lowyat.net/index.php?showtopic=3547924&hl=
HMMaster
post Feb 8 2019, 04:49 PM

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QUOTE(saigetsu @ Feb 8 2019, 03:47 PM)
Thank you.
jerm57
post Feb 26 2019, 06:15 PM

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Last month my car got hit on the rear fender. The unker only offered peanuts to settle so opted to just make police report. Fast forward to today and still got no keputusan because the unker didn't make report. The sarjan say nothing I can do, JPJ will just blacklist the car owner. :/
Is this case solvable?

This post has been edited by jerm57: Feb 26 2019, 06:16 PM
saigetsu
post Feb 26 2019, 06:43 PM

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QUOTE(jerm57 @ Feb 26 2019, 06:15 PM)
Last month my car got hit on the rear fender. The unker only offered peanuts to settle so opted to just make police report. Fast forward to today and still got no keputusan because the unker didn't make report. The sarjan say nothing I can do, JPJ will just blacklist the car owner. :/
Is this case solvable?
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can claim third party. but u have to make declaration first with pesuruh jaya sumpah

n u also need uncle plate number
jerm57
post Feb 26 2019, 07:20 PM

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QUOTE(saigetsu @ Feb 26 2019, 06:43 PM)
can claim third party. but u have to make declaration first with pesuruh jaya sumpah

n u also need uncle plate number
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So after getting the sworn statement from commissioner of oaths, do I go back to polis or to the insurer? I also took pictures of the unker's plate and car.

This post has been edited by jerm57: Feb 26 2019, 07:22 PM

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