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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List
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tbheng
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 Dec 19 2014, 04:46 PM
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QUOTE(onnying88 @ Dec 19 2014, 01:19 PM) The profit sharing does it mean sharing the profit of 2.25% into 95% bank and 5% to depositor? Let's say the interest from the 2.25% is Rm100, which mean Rm95 to the bank and Rm5 to the depositor? If not then why they list out the profit sharing ratio???  2.25% is what we get. It is already done the calc after the profit sharing. |
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onnying88
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Dec 19 2014, 05:09 PM
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QUOTE(tbheng @ Dec 19 2014, 04:46 PM) 2.25% is what we get. It is already done the calc after the profit sharing. that's not bad then. Transferring now.  |
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aeiou228
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Dec 19 2014, 06:22 PM
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I run out of credit limit for my MBB cards already. Need to apply for credit limit increase. MBB Credit Limit Increase Application form http://www.maybank2u.com.my/WebBank/CLIP-AppFormEng.pdfApplication instructions. http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-CardsThis post has been edited by aeiou228: Dec 19 2014, 06:23 PM |
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fruitie
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Dec 20 2014, 12:39 PM
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Rise and Shine
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An update for my case, I got back the full refund from Maybank.  The funnier part is Aeon transferred 6415 to Maybank and Maybank refunded me 6465.  Posting date Transaction date Description Foreign currency Local currency Debit Credit Debit Credit 19-Dec-2014 19-Dec-2014 REFUND CREDIT BAL-CSU RM6,465.00 17-Dec-2014 17-Dec-2014 LOCAL PYMT,CHEQUE NO 00720840 RM6,415.00  They included my cash rebate as well I think.  |
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tbheng
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Dec 21 2014, 10:32 AM
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QUOTE(fruitie @ Dec 20 2014, 12:39 PM) An update for my case, I got back the full refund from Maybank. The funnier part is Aeon transferred 6415 to Maybank and Maybank refunded me 6465. Posting date Transaction date Description Foreign currency Local currency Debit Credit Debit Credit 19-Dec-2014 19-Dec-2014 REFUND CREDIT BAL-CSU RM6,465.00 17-Dec-2014 17-Dec-2014 LOCAL PYMT,CHEQUE NO 00720840 RM6,415.00 They included my cash rebate as well I think. Good for you, sis.   Like I said, they are really not consistent in this. Hope for the same for my next request.  |
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fruitie
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Dec 21 2014, 10:41 AM
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Rise and Shine
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QUOTE(tbheng @ Dec 21 2014, 10:32 AM) Good for you, sis. Like I said, they are really not consistent in this. Hope for the same for my next request. Yeah and maybe it was my first time requesting, not too sure but got back all plus cash rebate is really a good news for me. |
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ronnie
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Dec 21 2014, 10:24 PM
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Soon MBB gonna stop this cashing out excess payment ....hahahaha
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sendohz
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Dec 22 2014, 08:20 AM
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QUOTE(ronnie @ Dec 21 2014, 10:24 PM) Soon MBB gonna stop this cashing out excess payment ....hahahaha Nononono...take back what you have just said~  |
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tbheng
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Dec 22 2014, 02:10 PM
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Just for sharing... Finally got my Credit Report from BNM after emailed the form 6 days ago. From my report, MBB and PBB did reported my total outstanding balance (including all BT unclear amount); but AEON only declare current statement balance. Nothing on arrears. |
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dopp
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Dec 22 2014, 05:38 PM
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Why would people go for those Pay XXXX and convert to instalment, kena charge interest rate. Rather than Pay XXXX, then balance transfer to other bank, eg PB bank 0% interest? Only thing i can think of is, the people only has ONE credit card. QUOTE(peri peri @ Dec 16 2014, 11:25 AM) normal PB card also eligible. but must be fund. 0% installment conversion plan and BT all ending this month |
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victorywp
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Dec 22 2014, 07:11 PM
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QUOTE(dopp @ Dec 22 2014, 05:38 PM) Why would people go for those Pay XXXX and convert to instalment, kena charge interest rate. Rather than Pay XXXX, then balance transfer to other bank, eg PB bank 0% interest? Only thing i can think of is, the people only has ONE credit card. another reason is that the other cc they holding does not offer 0% for bt. |
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pisanq
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Dec 23 2014, 03:08 PM
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this is longest waiting time for my BT from aeon to mbb. no sign at all at mbb, no 3%, no deduction on available CL
update: aeon unbill updated with payment from mbb. nothing detected from mbb yet haha
This post has been edited by pisanq: Dec 23 2014, 03:13 PM
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ronnie
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Dec 23 2014, 03:32 PM
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QUOTE(pisanq @ Dec 23 2014, 03:08 PM) this is longest waiting time for my BT from aeon to mbb. no sign at all at mbb, no 3%, no deduction on available CL update: aeon unbill updated with payment from mbb. nothing detected from mbb yet haha Same here... when did you submit your MBB BT application ? |
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aeiou228
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Dec 23 2014, 04:01 PM
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QUOTE(ronnie @ Dec 23 2014, 03:32 PM) Same here... when did you submit your MBB BT application ? same here, last monday 15th till now. |
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ronnie
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Dec 23 2014, 04:17 PM
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QUOTE(aeiou228 @ Dec 23 2014, 04:01 PM) same here, last monday 15th till now. OMG !!! I submitted on 19th ... Could it be MBB is being "over-whelmed" by too many applications |
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ronnie
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Dec 23 2014, 04:19 PM
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AEON BT application processed and approved just as quick |
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aeiou228
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Dec 23 2014, 04:24 PM
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QUOTE(ronnie @ Dec 23 2014, 04:17 PM) OMG !!! I submitted on 19th ... Could it be MBB is being "over-whelmed" by too many applications My BT is 15k and OCBC due date is 1st Jan. Maybe MBB think too early to pay. |
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pisanq
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Dec 23 2014, 04:29 PM
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for my case submitted on 18th. too many staff on leave to finish their AL
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ronnie
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Dec 23 2014, 04:46 PM
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QUOTE(pisanq @ Dec 23 2014, 04:29 PM) for my case submitted on 18th. too many staff on leave to finish their AL That's also another issue  |
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red_scorpion
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Dec 23 2014, 11:58 PM
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I submitted to MBA on 16th, saw the payment giro at ocbc on 19
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