Hey guys, I see that you guys are doing BT from Aeon card. I don't have Watami but just the Aeon MasterCard Gold card. Is it still worth to do BT from this card to MBB for 0% BT? Do I have any privilege from Aeon? Plan to swipe 3k there if it's a good choice.

I don't know to ask this question here or Aeon cards thread. Appreciate it.

Thanks for the tips.
So that means I swipe 3k on my Aeon card then request to BT it to MBB, how long should I stick to MBB before I BT it back to Aeon? Sorry, I'm very new to this BT thingy.

I didn't know Aeon also offers 0% BT interest.

Looking at this logic, I might as well swipe the amount on my MBB and straight BT to Aeon? I can swipe on weekends and enjoy the RM 50 rebate then only BT out? Aiseh, I have an outstanding of 6k to pay to MBB by this 14th. If I know, I should have done the BT earlier... Too late now.

This post has been edited by fruitie: Dec 8 2014, 11:53 PM

OK, I think I got your logic now. I guess if I start doing this, I'll be busying doing BT every month.
For my 14th due date payment with MBB, I believe I won't have sufficient time to BT to Aeon now right? Thinking to pay RM 1k per month is better than paying full RM 6k.


Assuming if I manage to BT RM 6.8k from MBB to Aeon, that means every month I'm supposed to pay RM 1133 to Aeon. Once it is billed to my Aeon in every month, I will request to BT 2000 (is this OK as it is >1133?) out to MBB.
Then, I will need to pay RM 167/monthly to MBB?
I'll continue this cycle (Aeon>MBB) until RM 6800 clears in Aeon card.
By doing this way rather than BT the whole amount from Aeon back to MBB, I will not reduce so much of my MBB CL as my primary spending card is still AmEx.

Is my understanding correct?
Or is there any better way to manage this?

This post has been edited by fruitie: Dec 9 2014, 12:58 AM

Then, I can forget about this...
But today is already 9th, I don't think will have enough time to BT to Aeon now.
Sad.

Really? That's good enough for me.
OK, I will do it now.

Oh then we are in the same encounter. I don't mind paying to MBB but if can get back the amount, why not.
I just submitted via fax, hopefully some good news soon from AEON.

I don't know what amount to fill up so just filled up the total outstanding of my Visa+AmEx.

My first BT and hope it goes well.

I thought can be transferred back to my SA?
victorywp mentioned about this earlier.

Got it.
No harm for me to try, after all I will still need to pay the amount.
If it is approved, I will call to transfer back the amount to my SA.

No issue, I will call Maybank to enquire about this.

I just submitted my BT application from MBB to AEON before noon. How long should I wait before I can follow up with AEON?

I faxed my application to them.

Thanks.

Alright.

Gosh, really? I thought I read back and it seems fax is the faster way for AEON.
I will email them now. Can you please let me know the email address? Got the email address in other thread.

This post has been edited by fruitie: Dec 9 2014, 04:49 PM

No worries. I have just sent them an email.
Let's see if it will be approved.

Whoever that calls me first, I will clarify with them where did they get my application (either fax or email). I will inform them to proceed with one only.
Let's see.

That's fast, received call from AEON. Approved.

This post has been edited by fruitie: Dec 9 2014, 05:29 PM

Actually I don't understand this part, mind to explain to a newbie like me?
AEON told me that my monthly repayment is RM 1118 for 6 months.
So, I just BT to MBB every month for RM 1118? Then BT to AEON again? And the cycle continues until both promo ends? I think MBB will end in March right? Only 3 months left to play...

OK, I think this kind of repayment system is not suitable for a person like me. I might go at the end of day.

09 Dec noon - Application to AEON submitted via fax and email
09 Dec evening - Received verification call, was approved via phone
10 Dec - Received SMS that it is approved

This post has been edited by fruitie: Dec 10 2014, 04:04 PM

Then still have money to eat?
BT is a deep black hole...

I kinda regretted now to start BT-ing...
This shall be my first and last BT.

I told them, not to double pay me. However, I only received one call so far. So should be safe I guess?
I will tell them to only process one, will email them now.

Yeah, very dangerous. Though I'm pretty OK when comes to financial management but I don't want to spend so much of future money.
Scary, no more BT...

Ah, yes. That sounds doable as well.
But just afraid Maybank doesn't refund me.

OK can do early settlement, sounds good. I may clear all after CNY.

Hey for the iPhone 6, in order to enjoy the rebate of RM 300, Maybank imposed 6 months 0% interest la. Not that I cannot afford to pay whole full amount.
I sold off that phone immediately after I got it and earned some quick bucks.

Back to this BT, I admit I'm still new to this and really don't want to live in so much of debt every month...