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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List
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bee993
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 Dec 26 2014, 09:51 PM
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QUOTE(sms2u @ Dec 26 2014, 05:14 PM) 28 October 2014 0% AFFINBANK Balance Transfer Installment Plan (BTiP) is back! Save your money from high interest by transferring your credit card balance from other banks to AFFINBANK Credit Card. Transfer now until 30th April 2015 and enjoy the following attractive one-time upfront charges with AFFINBANK Balance Transfer Installment Plan. 0% AFFINBANK Balance Transfer Installment Plan (BTiP) is back! Save your money from high interest by transferring your credit card balance from other banks to AFFINBANK Credit Card. Transfer now until 30 April 2015 and enjoy the following attractive one-time upfront charges with AFFINBANK Balance Transfer Installment Plan. Tenure One time upfront charges Minimum transfer 6 0% RM5,000 12 4% RM1,000 18 7% RM1,000 24 9% RM1,000 http://www.affinbank.com.my/General/Whats-...%28BTiP%29.aspxbeen waiting for affin and rhb to restart the 0% BT..time to apply new card hehe  |
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sms2u
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Dec 27 2014, 02:01 PM
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QUOTE(bee993 @ Dec 26 2014, 09:51 PM) been waiting for affin and rhb to restart the 0% BT..time to apply new card hehe Rhb offer 1.2% 6 months BT now |
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bearbear
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Dec 28 2014, 12:48 AM
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QUOTE(sms2u @ Dec 27 2014, 02:01 PM) Rhb offer 1.2% 6 months BT now one month only  |
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lee1234
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Dec 29 2014, 12:37 AM
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Getting Started
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hi, sorry for some dumb question here
For example if I owe MBB 5k, does it possible that I do balance transfer from 2 bank (e.g. AEON and Public) then MBB will get 10k in total at the end?
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victorywp
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Dec 29 2014, 12:53 AM
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QUOTE(lee1234 @ Dec 29 2014, 12:37 AM) hi, sorry for some dumb question here For example if I owe MBB 5k, does it possible that I do balance transfer from 2 bank (e.g. AEON and Public) then MBB will get 10k in total at the end? yes, you are right. |
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fruitie
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Dec 29 2014, 12:58 AM
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Rise and Shine
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I just swiped another 8k on my MBB, but I only have Aeon for BT now. Promised myself that my previous BT was the first and last time. However, I cannot resist la.  |
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lee1234
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Dec 29 2014, 01:06 AM
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Getting Started
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QUOTE(victorywp @ Dec 29 2014, 12:53 AM) wow, then i can get 5k advance cash for free in the other meaning?? |
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sms2u
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Dec 29 2014, 09:52 AM
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QUOTE(lee1234 @ Dec 29 2014, 01:06 AM) wow, then i can get 5k advance cash for free in the other meaning?? U will pay extra RM5k. U plan to withdrawn the RM5k extra payment? No body can confirm what is the drawback with this action. |
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victorywp
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Dec 29 2014, 10:07 AM
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QUOTE(lee1234 @ Dec 29 2014, 01:06 AM) wow, then i can get 5k advance cash for free in the other meaning?? yes, just call the cs. |
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alexwsk
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Dec 29 2014, 12:08 PM
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wow, my latest BT installment already included in MBB latest statement balance
but the one time charge and reversal still no where to be seen yet, also it just exceeded 90% of my total CL (total outstanding now 90.8%)
This post has been edited by alexwsk: Dec 29 2014, 12:14 PM
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tbheng
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Dec 29 2014, 05:16 PM
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QUOTE(fruitie @ Dec 29 2014, 12:58 AM) I just swiped another 8k on my MBB, but I only have Aeon for BT now. Promised myself that my previous BT was the first and last time. However, I cannot resist la. Yes, mind u, it is addictive, sis... Maintain a good discipline and you can ride through it without incur any charges.  |
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fruitie
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Dec 29 2014, 05:26 PM
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Rise and Shine
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QUOTE(tbheng @ Dec 29 2014, 05:16 PM) Yes, mind u, it is addictive, sis... Maintain a good discipline and you can ride through it without incur any charges. Yeah, damn it. Luckily I'm very disciplined when it comes to payment.  However, I'm not able to BT the total amount to Aeon as it will max out my CL. I only have 12k CL I think, 6k+ already used for previous BT. My first payment will due on 1st Jan and it will add back another 1118 into CL. Anyway, long way to think of this as my Maybank bill only due in mid of Feb. |
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tbheng
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Dec 29 2014, 05:44 PM
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QUOTE(fruitie @ Dec 29 2014, 05:26 PM) Yeah, damn it. Luckily I'm very disciplined when it comes to payment. However, I'm not able to BT the total amount to Aeon as it will max out my CL. I only have 12k CL I think, 6k+ already used for previous BT. My first payment will due on 1st Jan and it will add back another 1118 into CL. Anyway, long way to think of this as my Maybank bill only due in mid of Feb. Not sure is yours a watami card, if yes, even u BT 5k, it will get you 5k reward point worth RM20 credits. 2 free lunches...  |
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fruitie
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Dec 29 2014, 06:00 PM
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Rise and Shine
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QUOTE(tbheng @ Dec 29 2014, 05:44 PM) Not sure is yours a watami card, if yes, even u BT 5k, it will get you 5k reward point worth RM20 credits. 2 free lunches... Just Aeon Gold for PPL access. I'll apply for Watami soon but it makes no difference for me as both share CL isn't it? |
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tbheng
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Dec 29 2014, 06:07 PM
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QUOTE(fruitie @ Dec 29 2014, 06:00 PM) Just Aeon Gold for PPL access. I'll apply for Watami soon but it makes no difference for me as both share CL isn't it? Yes, normally shared limit. But AEON seems quite easy in approving CL increase request. Probably due to the nature of their business model.  And AFAIK, you only get reward points by BT to watami.  |
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fruitie
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Dec 29 2014, 06:25 PM
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Rise and Shine
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QUOTE(tbheng @ Dec 29 2014, 06:07 PM) Yes, normally shared limit. But AEON seems quite easy in approving CL increase request. Probably due to the nature of their business model. And AFAIK, you only get reward points by BT to watami. Aiks, I thought Gold also has. |
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guy3288
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Dec 29 2014, 06:34 PM
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my last 2 BTs got into problem while i went on leave.
Came back found out, 1st case RM3600 payment from MBB to pay MBF card supposedly done on 10.12.14, gone missing becos of the migration MBf into Ambank system. IBG was done during their system down time, money until now still cannot be located.Already saw got late payment charge RM35.96 and interest RM160.67 (18%) in MBF card/amonline.Any idea how they calculate this 18%? My bill was RM3596.0 due on 15.12.2014
2nd case, RM9000 from PBB to pay Aeon Watami was done on 18.12.2014 (IBG done to Citibank aeon account). Until today the money is also missing!
Very sueh! Any one has similar experience where BT was successful but payment not credited into receiver account?
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bearbear
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Dec 29 2014, 07:14 PM
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QUOTE(fruitie @ Dec 29 2014, 06:25 PM) Aiks, I thought Gold also has. Gold also ada, 1 pts for every rm2. I know cos i only use aeon card for bt yet points flow in every month. One of the best card after Maybank cards |
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fruitie
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Dec 29 2014, 08:03 PM
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Rise and Shine
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QUOTE(bearbear @ Dec 29 2014, 07:14 PM) Gold also ada, 1 pts for every rm2. I know cos i only use aeon card for bt yet points flow in every month. One of the best card after Maybank cards Cool. Then I may consider for another round of BT.  |
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mitodna
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Dec 30 2014, 09:00 AM
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QUOTE(alexwsk @ Dec 29 2014, 12:08 PM) wow, my latest BT installment already included in MBB latest statement balance but the one time charge and reversal still no where to be seen yet, also it just exceeded 90% of my total CL (total outstanding now 90.8%) better call MBB, or MBB no longer charge one time charge and reversal? |
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