Hi sifu here,

About 2 weeks ago, I have BT from PBB to AEON of RM6000, but my AEON credit card statement only around RM 1K+ at that time. Hence, result in a CR balance of around RM4K+ in AEON cc now.

Recently, I have requested a RM1000 BT to AEON but get rejected. Not sure what is the reason behind? Since I already overpaid not long ago, why they reject my application? I got sufficient CL >80%...This my 1st time get rejected...confused

1) do you mean bt from aeon to pbb rm6k? means pbb paid rm6k to aeon, correct?
2) do you attach your other cc statement in your bt application rm1k to aeon?

i always try to not overpay my AEON cards since earlier this year as this seems to be a "potential" cause for reject BT.

fully agreed and that might be the exact reason.

As reported earlier, for my 1st and 2nd BT, i used back the exact amount of figure as shown in the balance statement.
Both successfully approved.

Yes, agree. I 2nd that..

I've been overpaying to increase my BT limits for the last 6 mths, but so far, touch wood, all BT went thru...!!,

me too...

me tu tu tu

3 vs 3
so means it's 50%:50% doing overpayment and success to increase bt limit.

I think is related to paying be4 statemnet in my case.

MBF card also 0% BT.
Came just in time for me when my PBB CL has also gone low.


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good for you for having that mbf cc!

Nowadays still got MBF credit card?

But hardly see any roadshow or promotion for these cards?

sebab ambank sudah makan mbf.

I've received a snail mail from MBB on my 2nd BT application.
It has details on your installment each month ... Not bad

me too on my 2nd application... but 1st application i didn't receive.

same...i also jsut received this month..last month first bt they didnt send me...

received physical mail few days after successful BT. 1st timer here.

kinda good experience since it took few days from submit until fund received.

I think I overpaid too much (around 4K+) credit balance, that why get rejected (P.S: They might thought I rich, so no need BT ) . Not sure others who did overpayment, how much is the overpayment amount u all did?