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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List
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AaIto
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 Oct 25 2014, 11:16 PM
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Getting Started
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QUOTE(tbheng @ Oct 24 2014, 10:49 PM) 15 Oct - BT 10k from MBB to PBB via email - no charge 20 Oct - 10k posted into MBB 22 Oct - Call MBB to refund 10k to SA - no charge 24 Oct - 10k posted into SA All in 9 days. Very efficient and fast.  QUOTE(ronnie @ Oct 25 2014, 01:48 PM) Cash advance from bank without interest for 6 months How is it cash advance? Kos u need outstanding balance from other credit card to do BT?  |
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victorywp
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Oct 25 2014, 11:31 PM
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QUOTE(AaIto @ Oct 25 2014, 11:16 PM) How is it cash advance? Kos u need outstanding balance from other credit card to do BT? pbb doesn't need statement for bt application. |
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Lineage
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Oct 26 2014, 08:33 AM
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QUOTE(victorywp @ Oct 25 2014, 11:31 PM) pbb doesn't need statement for bt application. Besides PBB, what else bank dont need statement for BT application? I tried OCBC, they dont need statement, and dont bother other side of CL also..They just approve whatever customer request as long as meet their requirement which is max 90% of OCBC CL..  |
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victorywp
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Oct 26 2014, 08:40 AM
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QUOTE(Lineage @ Oct 26 2014, 08:33 AM) Besides PBB, what else bank dont need statement for BT application? I tried OCBC, they dont need statement, and dont bother other side of CL also..They just approve whatever customer request as long as meet their requirement which is max 90% of OCBC CL.. previously with uob and stanchart also don't need statement. mbb stated they need statement but if you don't submit they may approve too. |
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RokXIII
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Oct 26 2014, 09:29 AM
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QUOTE(victorywp @ Oct 25 2014, 10:55 PM) yeah, that day i bt from aeon to mbb. when aeon received the overpayment cheque from mbb, they gave me 3 options: 1) leave the overpaid amount to increase available credit limit 2) use the overpaid amount to pay off some of the existing bt 3) transfer the overpaid amount to casa Can we call them to make the request instead of waiting for them to give us the options? I mean, if they do not offer us the selections. |
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leo_kiatez
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Oct 26 2014, 10:44 AM
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QUOTE(Lineage @ Oct 26 2014, 08:33 AM) Besides PBB, what else bank dont need statement for BT application? I tried OCBC, they dont need statement, and dont bother other side of CL also..They just approve whatever customer request as long as meet their requirement which is max 90% of OCBC CL.. How long does ocbc take to credit the payment money? :-) |
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victorywp
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Oct 26 2014, 10:49 AM
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QUOTE(RokXIII @ Oct 26 2014, 09:29 AM) Can we call them to make the request instead of waiting for them to give us the options? I mean, if they do not offer us the selections. if you wait for them to call but they do not offer you the selections, you may try to "remind" them about the "forgotten" option.  |
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aeiou228
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Oct 26 2014, 11:45 AM
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OCBC BT to MBB
HLB BT to MBB
Faxed on 17th (Friday), BT credited on 23rd (Thursday). Minus the weekend and depavali, MBB took only 3 working days to credit the BT to my OCBC and HLB. Well done MBB cards.
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Lineage
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Oct 26 2014, 01:56 PM
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QUOTE(leo_kiatez @ Oct 26 2014, 10:44 AM) How long does ocbc take to credit the payment money? :-) Total 7 days including weekend..from application to receive money+transfer out to SA..hehe.. |
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codeiki
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Oct 26 2014, 04:10 PM
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Getting Started
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From what I understand, it's public bank and ?aeon allowed the overpayment of credit card transfer to saving?
And maybank, public bank and ocbc which don't need any statement for applications?
This post has been edited by codeiki: Oct 26 2014, 04:15 PM
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victorywp
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Oct 26 2014, 06:17 PM
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QUOTE(codeiki @ Oct 26 2014, 04:10 PM) From what I understand, it's public bank and ?aeon allowed the overpayment of credit card transfer to saving? And maybank, public bank and ocbc which don't need any statement for applications? mbb also allowed overpayment to transfer to casa. no need to count in ocbc since it's not 0% anyway. |
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tifosi
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Oct 26 2014, 07:54 PM
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I did a BT for 90% my available CL from MBB and MBB called me saying that they only approve 80%. Seems like they are inconsistent?
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lamode
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Oct 26 2014, 09:08 PM
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QUOTE(tifosi @ Oct 26 2014, 07:54 PM) I did a BT for 90% my available CL from MBB and MBB called me saying that they only approve 80%. Seems like they are inconsistent? like that must plan for available CL before BT liao lo    |
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victorywp
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Oct 27 2014, 01:15 AM
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QUOTE(tifosi @ Oct 26 2014, 07:54 PM) I did a BT for 90% my available CL from MBB and MBB called me saying that they only approve 80%. Seems like they are inconsistent? if you ask me, i really don't trust mbb giving 90% of cl out for bt. mbb don't earn from bt but from your usage. imagine if you have 10k cl, you just have 1k for usage. mbb won't be limiting their earning in this way. |
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tifosi
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Oct 27 2014, 01:27 AM
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QUOTE(victorywp @ Oct 27 2014, 01:15 AM) if you ask me, i really don't trust mbb giving 90% of cl out for bt. mbb don't earn from bt but from your usage. imagine if you have 10k cl, you just have 1k for usage. mbb won't be limiting their earning in this way. Well, someone did managed to BT 90% of the CL so I thought why not to give a try. And another guy also reported that MBB CS told him that it's 90% of the CL. |
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victorywp
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Oct 27 2014, 02:10 AM
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QUOTE(tifosi @ Oct 27 2014, 01:27 AM) Well, someone did managed to BT 90% of the CL so I thought why not to give a try. And another guy also reported that MBB CS told him that it's 90% of the CL. yeah, it will be good if can bt 90%, but if can't, no harm to try anyway.  |
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Without
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Oct 27 2014, 09:37 PM
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Regarding Aeon BT, can i just email my BT form to this customer.service@aeonmalaysia.com.my ? is it a must to provide card statement to Aeon CS?
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SUSDavid83
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Oct 27 2014, 09:41 PM
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QUOTE(Without @ Oct 27 2014, 09:37 PM) Regarding Aeon BT, can i just email my BT form to this customer.service@aeonmalaysia.com.my ? is it a must to provide card statement to Aeon CS? You send in your application and supporting documents (in term of scanned or online format). My friend did it before. On the other hand, my friend even cancelled the AEON CC via emailing the CS. Unexpectedly, the response of the email is fast. This post has been edited by David83: Oct 27 2014, 10:05 PM |
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victorywp
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Oct 27 2014, 10:00 PM
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QUOTE(Without @ Oct 27 2014, 09:37 PM) Regarding Aeon BT, can i just email my BT form to this customer.service@aeonmalaysia.com.my ? is it a must to provide card statement to Aeon CS? it is a must to attach your statement to aeon for bt application. |
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Without
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Oct 27 2014, 10:19 PM
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QUOTE(David83 @ Oct 27 2014, 10:41 PM) You send in your application and supporting documents (in term of scanned or online format). My friend did it before. On the other hand, my friend even cancelled the AEON CC via emailing the CS. Unexpectedly, the response of the email is fast. I will shot an email to their CS, hopefully can be done with email, it's quite hassle if there is no fax machine around. QUOTE(victorywp @ Oct 27 2014, 11:00 PM) it is a must to attach your statement to aeon for bt application. Thanks for the information.  |
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