This is mine:-
Aeon & Rhb to Mbb
22/9 : email bt application to mbb
23/9 : email reply by customer officer in-charge
24/9 : BT approved
25/9 : 3% one-time Fee posted
29/9 : Payment to b transfered within 3 working days
xx/9 : 3% upfront fee waiver from mbb posted

Response time is pretty fast !!!

Note: Amt trasfered is round-up to the nearest RM, Eg if statement rm1118.88, BT amt wil b RM1119

I filled the form with all the round up to nearest RM amt, the customer service confirmed the figures approved.

Yes, thats me. Round-UP to the nearest RM, tranfered to my other cc already yesterday!!!

I've been overpaying to increase my BT limits for the last 6 mths, but so far, touch wood, all BT went thru...!!,

Haha, me too...

This post has been edited by AaIto: Oct 24 2014, 08:41 PM

How is it cash advance?
Kos u need outstanding balance from other credit card to do BT?

Lamode Ko,
When u said overpaid, u mean u paid mbb more than your statement amount to increase credit limit, then u do BT at MBB to Aeon more than Aeon's statement amount. Then how can u transfer overpaid amount from Aeon CC to Mbb SA?
I am like my brother above really confused of what you're doing. Can enlighten me a bit ah? Sorry a bit slow....

R u overpaying Mbb to increase credit limit? once credit limit increased, BT done, u request the overpaid amt to b transfered back toyour Mbb Sa?

This post has been edited by AaIto: Nov 21 2014, 12:15 AM

Yah, totally agreed with cyang bro.
Make sure u hv the cash to pay the cc, but instead do bt and if park the money in home flexi account, can save bout rm40/mth for every rm10k BT-ed. Free $$$$$ !!!

If no discipline, its really a BLACK HOLE !!!! STAY AWAY from BT!!!!!!

Bt amt is based on 80% of credit limit.
2 things u can do:-
(1) Reduce BT amount to rm9600
OR
(2) pay rm500 in advance to up ur limit to rm12500 so u can BT em10k

Cheers

Having credit card outstanding will reduce your loan-ability amount. The bank wil take 5% of your total cc outstanding as "monthly installment"

For example, if you have rm10k BT outstanding, then your "monthly installment" wil b rm500,
then your house loan-ability amount will reduce by about rm100k. (assuming 30 yrs loan at 4.6% effective interest)

Another good thing to add is that for Aeon CC, ccris record do not show total cc outstanding, but only show current mth cc outstanding. So thats great.

Mine os got rejected. Sent in application yesterday. Got the sms today.
I am considering if RHB 6mths 1.2% worth it... (promo ending 31 Jan 2015)...
(Oso Cimb officer kept begging to take their personal loan @ 5% pa... Times ahead not so good perhaps...)

Just received call from Maybank CS regarding my BT. Thats weird, normally it will be approved right away after emailed application. This time they called asked me to confirm ic no, then read to me whole bunch of banking infos... sounds like the scam call i received from the fake Abb cs. Anyone received call from mbb cs regarding their bt?

Apply for Aeon BT 25 Feb 2015 thru email just trying out if lucky.
1st time thru email kos more convenient than sending to branch nearby my hse.
Boy, was surprise it took them 7 days to process. That is only after i call them up on 4 Mac. Maybe left out my email (I didnt receive any acknowledgement reply neither.) A day later i receive a sms saying its been rejected. I called Aeon CS earlier to confirm if the BT is still avail, they said YES !!! A waste of time !!! Why can't Aeon set out and inform public that now can only apply BT once every 6 mths or something(Like what LYN forumer shared)

This post has been edited by AaIto: Mar 6 2015, 02:17 PM