QUOTE(intrepidity85 @ Jan 27 2016, 11:32 AM)
Just confirmed with cs is because I still have a existing BT.Can only apply again (on May 2016) after I clear the BT payment.
Never know got this kind of rule.
Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List
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Jan 27 2016, 01:03 PM
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Jan 27 2016, 01:28 PM
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Jan 27 2016, 02:01 PM
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Jan 27 2016, 02:36 PM
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Jan 27 2016, 03:37 PM
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Jan 27 2016, 04:06 PM
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Jan 27 2016, 04:41 PM
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Jan 27 2016, 05:00 PM
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Jan 27 2016, 05:28 PM
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hey,
i've been following this thread for a while.. I got 1 question. after BT.. do you need to settle the installment amount or you just need to pay the minimum 5%? if the BT is for 1 year.. do you need to BT to another card right before the BT term end or you could BT to another card way before the BT term end? any help is appreciated. Thank you |
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Jan 27 2016, 06:18 PM
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QUOTE(kerelbort @ Jan 27 2016, 05:28 PM) hey, Treat the bt installation like your normal cc expenditure i've been following this thread for a while.. I got 1 question. after BT.. do you need to settle the installment amount or you just need to pay the minimum 5%? if the BT is for 1 year.. do you need to BT to another card right before the BT term end or you could BT to another card way before the BT term end? any help is appreciated. Thank you Then u will understand what u need to do |
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Jan 27 2016, 06:50 PM
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QUOTE(kerelbort @ Jan 27 2016, 05:28 PM) hey, for some other banks they allow u to pay 5% mini've been following this thread for a while.. I got 1 question. after BT.. do you need to settle the installment amount or you just need to pay the minimum 5%? if the BT is for 1 year.. do you need to BT to another card right before the BT term end or you could BT to another card way before the BT term end? any help is appreciated. Thank you for some banks, they will require u to pay in full amount its better to pay in full amount lo since it's in installment |
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Jan 28 2016, 04:41 AM
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Feb 2 2016, 11:27 AM
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My balance transfer was approved and the fund sitting at my Maybank credit card account now. Called MBB the officer said max 10k can be done via the phone, asked me to email for amount more than 10k and ask me state the reason for the surplus and subject to approval.
Is there any reason they can reject my application? Can sifus share your experience about which bank provide better service in term of below: 1. Can transfer to other bank (Maybank said only can transfer to Maybank Saving) 2. Processing time (Maybank said takes 8 working days) 3. Limit to be done via phone? (Maybank 10k) 4. Must provide reason? (Maybank asked for it) Is this only Maybank? Look like I am choosing the wrong card to transfer to |
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Feb 2 2016, 11:30 AM
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QUOTE(sugarcookies @ Feb 2 2016, 11:27 AM) My balance transfer was approved and the fund sitting at my Maybank credit card account now. Called MBB the officer said max 10k can be done via the phone, asked me to email for amount more than 10k and ask me state the reason for the surplus and subject to approval. last time i've done for RHB.. can withdraw rm50k. but branch manager help me kaotim and need fill forms and state reason too. Is there any reason they can reject my application? Can sifus share your experience about which bank provide better service in term of below: 1. Can transfer to other bank (Maybank said only can transfer to Maybank Saving) 2. Processing time (Maybank said takes 8 working days) 3. Limit to be done via phone? (Maybank 10k) 4. Must provide reason? (Maybank asked for it) Is this only Maybank? Look like I am choosing the wrong card to transfer to withink 3 working days fund transfer to rhb savings acc |
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Feb 2 2016, 11:50 AM
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QUOTE(intrepidity85 @ Feb 2 2016, 11:30 AM) last time i've done for RHB.. can withdraw rm50k. but branch manager help me kaotim and need fill forms and state reason too. You walk in or email? What reason u gave? Can we just say balance transfer? Does it matter actually? withink 3 working days fund transfer to rhb savings acc 3 working days is fair for me, not mbb 8 working days |
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Feb 2 2016, 11:58 AM
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QUOTE(sugarcookies @ Feb 2 2016, 11:50 AM) You walk in or email? What reason u gave? Can we just say balance transfer? Does it matter actually? wow 8 working days for mbb?3 working days is fair for me, not mbb 8 working days i know the branch manager personally. of course walk in to his office reason i gave 'balance transfer overpay' from Aeon Credit so he fill up the forms for me and no questions been asked from HQ processing centre.. i did not see what is the form for.. |
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Feb 2 2016, 12:06 PM
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QUOTE(spikey2506 @ Nov 9 2015, 09:05 PM) My experience in applying for BSN BT May I know how you sent your application form? Branch/mail/fax?Sent application: 29th Oct BSN called for verification: 8th Nov (Which surprised me, as it was on Sunday) She informed me that it should be done by this Friday 13th Nov. So roughly two weeks for them to work on this |
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Feb 2 2016, 12:09 PM
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QUOTE(intrepidity85 @ Feb 2 2016, 11:58 AM) wow 8 working days for mbb? Let see how soon MBB does it. Hopefully much faster than what they said.i know the branch manager personally. of course walk in to his office reason i gave 'balance transfer overpay' from Aeon Credit so he fill up the forms for me and no questions been asked from HQ processing centre.. i did not see what is the form for.. I don't have RHB card, wanted to know more about others experience and decide best card to receive next balance transfer. |
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Feb 3 2016, 06:04 PM
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QUOTE(yusiang @ Feb 2 2016, 12:06 PM) after approval from BSN, usually it took only 3 working days for payment to be reflected but if you BT to aeon, they will send cheque which will take 7 working days. the reason is AEON is not a bank , so they cannot do IBG |
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Feb 3 2016, 06:27 PM
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deleted wrong thread
This post has been edited by guy3288: Feb 3 2016, 08:59 PM |
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