Let's say I wanna transfer 5k to BSN card for 12 months since it has 0% for 6 months, how much will I pay eventually? I'm not sure how does the 0.30% charge to me?
http://www.mybsn.com.my/content.xhtml?contentId=194

I wanna pay RM 10k to PTPTN and would like to use my Watami to pay then BT out into to two BTs. These payments will be split into two quarters to maximize my cash back.

Public bank rejected my application. If possible I want to earn cash back from Watami too, else I have no choice but to BT from OCBC GE Plat to Aeon MasterCard Gold. Then, I don't apply Watami.

This post has been edited by fruitie: Feb 10 2016, 12:30 PM

Mind share the reason Public bank in rejecting your application?

Banks cannot share rejection reason. So, I don't know as well.

Anyone experience late transfer with Maybank?

Maybank transfer excess amount to saving account required 2 weeks compare to 3-5 days last year.

Not sure if this has been answered before, but need the answer urgently.

Will balance transfer affect my credit score?

I was offered to BT 1.5k from Aeon to HSBC to get the RM 250 cash back and 6 month 0% installment.

Just thinking whether it is worth to do so. Will cancel it if it will affect my credit score.

no, it won't effect your credit score if you pay on time.
however, it will increase your commitment as 1.5k will shows as CC outstanding, and bank usually consider 5% of that into your monthly commitment.

Thanks for the prompt reply. It should be ok as long as it would not affect the long term credit score. Not going to apply for loan within 6 months period

My 2nd payment for BT has not appear under unbilled despite already 1 month. Will it only appear when statement is generated?

My experience applying BSN BT. I download form from bsn website including credit card form and bt form and submit together using mail. Took about a month when this morning people from bsn call me for verification etc.

So from my maybank cc BT to bsn cc amount rm10k. Installment is approx rm315.++ for 36 months.

p/s - apply BT to Public Bank but kena reject

Seems more rejection from Public Bank recently?

Probably 'too many credit cards' syndrome
Even my application for gold card got rejected. And i really wanted to use the PBB BT

Probably, I applied for Plat Islamic though.

Bro,

Mind sharing what does it means by 'too many credit cards syndrome'? They reject BT application or reject card application?

Thanks.

I supposed it's reject credit card application. Well, PBB is "famous" for that.

I made the request on 2/2/2016 and only saw the excess fund in my saving account this morning (I did check last Friday/Saturday online but didn't see it though) but the transaction date shown 12/2/2016. So it's within the 8 working days timeframe that MBB mentioned.

I think better try other banks for any new BT-er, and for those BT-sifu would be grateful if you could share your experiences on the efficiency of excess fund transfer for other banks

I made request on 29th jan and today cal again today to follow up, say will be available on 17th.

I made BT application from cimb to bsn cc.
1st FEB - Sent via courier and they received on the next day.
6th FEB - Received call from BSN for verification. Told me will be processed 7-10 days.
16th FEB (Today) - I logged into cimbclicks and the BT has been credited.

Just fyi if anyone would like to do BT to BSN cc.

Wow that's long really
I will try other bank for the next BT opportunity.

If I wanna do a BT to PBB but I have yet to get a credit card. How long it take for me to do everything For application cc n BT? Can I do two application the same time

Thanks for sharing. This is quite long but maybe due to festival season. So far my records for both BT for receiving banks Aeon and PBB only took 5 working days. Only the excess fund transfer from credit card to saving account seems slow.