Hi all sifu,

While Maybank willing to credit the "over payment" up to 10K to your saving account, how much is the amount that CIMB willing to credit to your saving/current account without much trouble? Any experience?

Bro,

By existing you mean existing BT with Aeon or other bank?

Thanks bro for the info. That 6 months is calculated starting the day your first application being approved or the day you settled the final payment of your first BT?

Thanks bro!

Mind share the reason Public bank in rejecting your application?

Seems more rejection from Public Bank recently?

Bro,

Mind sharing what does it means by 'too many credit cards syndrome'? They reject BT application or reject card application?

Thanks.

Bro,

Mind sharing how do they calculate the interest rate? I refer to their webpage and I still doesn't have a clue

Hi bro,

Thanks for your time first of all. Let's say I'm interested in plan D, where the tenure is 12 months, and the interest rate is "0% for the first 6 months and subsequent months at 0.30%".

Let's assume the amount I BT is RM 10,000. How much total in interest I will be paying if I repay to BSN using the following 2 payment patterns?

A. Every month RM 850 for first eleven months and the remaining on the 12th month
B. Every month RM 1500 for first six months, RM 150 from 7th month to 11th month and the remaining on 12th month


I'm asking the above because from the Saving Table they provided in their website, it seems like they charge you interest based on the initial amount of BT(in example above it's RM 10,000), regardless of your outstanding balance from 6th month onwards(Since plan D stated that "0% for the first 6 months and subsequent months at 0.30%").

The following link is the Saving Table from their website.

http://www.mybsn.com.my/content.xhtml?contentId=285

Hi bro marliv & opjust,

Thanks for your time. In fact this is exactly what I'm confusing. Bro marliv calculation is based on the initial BT amount, not the outstanding amount, while bro opjust is based on the outstanding amount from 7th month onwards.

Anyone have experience with BSN that can clarify this?