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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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SUSintrepidity85
post Jan 1 2016, 09:08 AM

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QUOTE(anonymous552235 @ Dec 31 2015, 07:07 PM)
[attachmentid=5669492]
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if like that, better use BSN balance transfer more cheaper
SUSintrepidity85
post Jan 1 2016, 11:09 PM

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QUOTE(koinibler @ Jan 1 2016, 10:46 PM)
How come?
No BSN plan is interest free. There is always a charge on 2nd half of the tenure while this PBB is 0% for whole tenure
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pbb 12 months 2.5%

bsn first 6 months 0% subsequent months 0.3% ..

u do the maths
SUSintrepidity85
post Jan 7 2016, 04:50 PM

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QUOTE(kachuakia @ Jan 7 2016, 04:29 PM)
Can I know how do we know the cheque has been sent out. I just received the SMS that my BT has been approved.
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as usual, slow processing from aeon because they are using CHEQUE, not IBG..
SUSintrepidity85
post Jan 7 2016, 10:53 PM

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QUOTE(brotan @ Jan 7 2016, 10:39 PM)
why you need to know?

better you just apply BT at least 1 week before your due

then you don't have to worry anything
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I always do before 2-3 weeks using my outstanding amount
SUSintrepidity85
post Jan 8 2016, 03:18 PM

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QUOTE(kachuakia @ Jan 8 2016, 02:07 PM)
Actually I applied the day I got my statement, I read that Aeon is quite slow so I just want to know more since this is my first time and I don't want they screw it up and then the Bank slap me with late charges.
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then use ur own money to pay up first lor.. or pay minimum to avoid late payment ccris record
SUSintrepidity85
post Jan 9 2016, 06:57 PM

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QUOTE(Human Nature @ Jan 9 2016, 01:28 PM)
My BT from Aeon to PBB.

1st installment payment is already shown at PBB portal but did not receive any notification that my BT application is successful. Still no changes from Aeon side either.
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check on monday again .. see how first
SUSintrepidity85
post Jan 12 2016, 10:29 PM

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QUOTE(victorywp @ Jan 12 2016, 09:57 PM)
yeah, in the olden days when aeon also offer points for bt at rm1=1point lagi syok. also when mbb also offer 0% bt. so can play bt from aeon to mbb to pbb to etc2 and back to aeon. delay your payment to the max. lol... rclxms.gif
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i miss da boat cry.gif
SUSintrepidity85
post Jan 13 2016, 07:58 AM

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QUOTE(guy3288 @ Jan 13 2016, 01:00 AM)
me already poisoned for good till keep receiving calls offering personal loans, CCRIS letter etc.
too heavy on debts fr pb,aeon,citi PMVS,uob,mbf ,
pbb da best, mbf second, regularly got offer. MBB 3rd as channel to siphon out.

citi PM Amex saw i dont swipe card, only play BT , want to force Annual Fee on me, i potong, payBT bal,no penalty.
uob good, dont use card only BT also waived.
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mbf is under ambank already?

thinking of going apply later
SUSintrepidity85
post Jan 16 2016, 10:56 PM

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QUOTE(hurtedheart @ Jan 16 2016, 10:40 PM)
Would Pbb approve request for Increase credit limit for the sake of us doing BT ? Anyone tried?
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i would rather try till left rm100 then request for the credit limit increase?
SUSintrepidity85
post Jan 17 2016, 10:18 PM

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QUOTE(sms2u @ Jan 17 2016, 09:24 PM)
bank will normally remind that temp credit increase is for urgent usage like hospital, retail, ..and not for Balance Transfer purpose, they might reject ur temp credit increase if they found out u use for BT
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i doubt processing officer will approve for BT if they know it's just for temporarily increase CL
SUSintrepidity85
post Jan 18 2016, 07:58 AM

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QUOTE(victorywp @ Jan 18 2016, 12:41 AM)
the limit that is increased temporarily can't be utilised for bt.
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also cash advance.. haha..

have you experienced with temporarily credit limit increase before?
SUSintrepidity85
post Jan 18 2016, 11:00 AM

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QUOTE(ytan053 @ Jan 18 2016, 10:16 AM)
Regarding BT to Aeon Credit Card, can BT only the statement balance or the latest outstanding balance (i.e. statement balance plus charges subsequent to the statement balance)?
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outstanding also can, i tried before
SUSintrepidity85
post Jan 18 2016, 11:07 PM

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QUOTE(opjust @ Jan 18 2016, 04:16 PM)
just went to AMbank asking about their BT promo... currently for new to bank customer.. they are offering 0% for 12months and upon received CC.. if you swipe 1300 within 2months we can get rm388 cash rebate. sounds like a good dealuser posted image
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last time i cancel their credit card because back to few years they 're doing merging and online system and their credit cards went crazy

think now it's time to re-apply back
SUSintrepidity85
post Jan 19 2016, 09:39 PM

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QUOTE(btan @ Jan 19 2016, 03:19 PM)
maybank still had 0% balance transfer? i thaught still had 3.88 % one time payment.
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BSN lesser than 3.88%
SUSintrepidity85
post Jan 20 2016, 02:45 PM

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QUOTE(rapple @ Jan 20 2016, 12:20 PM)
Maybank where got 0%.. There is a one time upfront fee of 3%

Ambank only applied to new-to-bank customer only.
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3% is quite much if u re doing big amount
SUSintrepidity85
post Jan 20 2016, 05:46 PM

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QUOTE(sitizak @ Jan 20 2016, 05:09 PM)
Ambank CC application need 3 weeks for approval? Such a long waiting time.
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yours took 3 weeks?
SUSintrepidity85
post Jan 20 2016, 09:37 PM

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QUOTE(sitizak @ Jan 20 2016, 07:38 PM)
The SA asked me to wait 3 weeks.
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basically 7-14 working days
SUSintrepidity85
post Jan 21 2016, 04:09 PM

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QUOTE(hurtedheart @ Jan 21 2016, 01:36 PM)
Looks like email is faster? I called the CS & they told me 8 working days.. Btw, Which email address did you sent to? If less than 10k / card also can email them?
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not that long... 8 working days is too long
SUSintrepidity85
post Jan 27 2016, 11:32 AM

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QUOTE(rdevil33 @ Jan 27 2016, 11:10 AM)
Don't know why my BT application to Aeon was rejected. Anyone experience before ?
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overlimit or exceeded the limit they set?
SUSintrepidity85
post Jan 27 2016, 01:28 PM

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QUOTE(rdevil33 @ Jan 27 2016, 01:03 PM)
Just confirmed with cs is because I still have a existing BT.
Can only apply again (on May 2016) after I clear the BT payment.
Never know got this kind of rule.
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i see.. wait for few months lo.. not long.. haha..

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