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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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rapple
post Jul 8 2015, 10:40 AM

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Hi guys,

AEON can BT to Amex card?
rapple
post Nov 6 2015, 11:33 AM

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Anyone overpaid Public Bank to get a higher BT, example,

CL - 10k
Overpaid - 2.5k
BT - 10k


rapple
post Nov 9 2015, 04:45 PM

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I'm surprise PBB would approved my 100% CL balance transfer.
rapple
post Nov 16 2015, 12:32 PM

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QUOTE(GreenSamurai @ Nov 16 2015, 12:15 PM)
Thanks. Good to hear. I am asking because I prefer the bank A rates as well as ease of payment due to me having accounts with it but of course I can't balance transfer from bank A to bank A so I thought I could bt to another bank then straight away bt back once it's approved.
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Once you bt to bank B, the amount owing to bank b will only be charged to you in installment. How are going to BT back to bank A? Unless bank A is PBB card which requires no document to do BT.

rapple
post Nov 24 2015, 01:16 PM

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QUOTE(lieck @ Nov 24 2015, 01:02 PM)
Thanks for sharing...
0% bt? Thats really exist? Which cc ?
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AEON Credit offer 6 months 0% - min. 1k
PBB 6 months 0% - min. 5k
rapple
post Nov 27 2015, 11:17 AM

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QUOTE(iwubpreve @ Nov 27 2015, 09:42 AM)
would like to ask is it possible to do balance transfer to citibank "ready credit" card?

anyone try this? it also contain 16 digit visa labelled card.
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No. Ready credit is like an overdraft/loan facility.
rapple
post Nov 30 2015, 01:19 PM

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QUOTE(matador_15 @ Nov 30 2015, 12:50 PM)
hello everyone, what is the credit limit that the balance transfer can utilize ?
let's say if my cc has 12k credit limit, the balance transfer can only utilize 80% of it ?
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Usually 80% of available credit limit.

But for my case, I actually got PBB to do 100% of my CL to MBB.
rapple
post Dec 2 2015, 09:33 AM

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QUOTE(brotan @ Dec 1 2015, 01:21 PM)
is aeon still implementing the 1 BT every 6 months?
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Yes.
rapple
post Dec 11 2015, 09:36 AM

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QUOTE(wan7075 @ Dec 11 2015, 09:36 AM)
hi, would like to confirm just need to send the BT form only right? no other documents needed?
and email to custsvc@publicbank.com.my?

thanks.
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Yes just the form.
rapple
post Dec 18 2015, 02:54 PM

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QUOTE(sugarcookies @ Dec 18 2015, 10:00 AM)
Sifu can advise how to get free money if I don't have outstanding balance in my credit card account?  notworthy.gif
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Public bank doesn't required statement. Other banks not too sure.
rapple
post Dec 21 2015, 09:45 AM

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QUOTE(wan7075 @ Dec 21 2015, 09:29 AM)
now no more point for BT amount right?
my latest statement doesn't show the point even my BT is last payment 6/6..
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Yup no more points.
rapple
post Dec 22 2015, 11:24 AM

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Can I actually BT to my supp. card?
rapple
post Jan 6 2016, 01:02 PM

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QUOTE(Human Nature @ Jan 6 2016, 12:49 PM)
Hi guys, I am some basic question on BT mechanism, first time doing it.

Using this campaign as an example:
https://www.pbebank.com/pdf/Promotions/form-bt.aspx

So I want to swipe an amount of RM12000 using Aeon credit card and BT to Public Bank.

1. Swipe RM12000 using Aeon CC.
2. Fill up the BT form and send to PBB.
3. For 0% 6 months duration, I need to pay RM2000 per month to Public Bank for 6 months.
4. I do not need to pay anything to Aeon.
5. I do not need to pay any hidden charges to Public Bank.

Do I need to inform Aeon?

Thank you

p/s what benefit will Public Bank get from doing this? 0% interest
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4. No
5. No

To retain customer perhaps.

Early settlement have RM100 penalty.
rapple
post Jan 12 2016, 01:37 PM

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QUOTE(bee993 @ Jan 12 2016, 01:30 PM)
Guys...wats the limit for aeon bt d 80% or 90%

Email them 3 days d hvt received call...gt bad feeling...
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80%

rapple
post Jan 12 2016, 02:54 PM

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QUOTE(Ricky300 @ Jan 12 2016, 02:35 PM)
Anyone can confirm if PBB is no longer offering 0% balance transfer after 31 Dec 2015?
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Still have - min. 6k.
rapple
post Jan 14 2016, 11:36 AM

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QUOTE(anwa @ Jan 14 2016, 11:30 AM)
Would like to ask about Aeon BT. I recently got it and soon the first month statement is due.
Do I just pay the minimum payment or do I have to pay the full monthly installment in order to avoid any interest charges?

Previously when I took a BT from a bank overseas, I just need to pay minimum payment, no interest on the remaining sum until the 0% period is over.
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Pay full on your statement balance or else you will be charged with interest.

rapple
post Jan 18 2016, 04:58 PM

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QUOTE(joylay83 @ Jan 18 2016, 02:29 AM)
for AEON BT, which is faster, email the bt form to them, or straight send to menara olympia ground floor their HQ customer service?
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I email them this morning. Received call to verify at 3pm. Received sms saying application is successful at 4.58pm.
rapple
post Jan 18 2016, 05:58 PM

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QUOTE(ytan053 @ Jan 18 2016, 05:32 PM)
SO Fast. I Fax over the documents at 10am, no call until now  sweat.gif  the last time I fax over, they call me on the same day.
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Did you call them to check whether they received your application? Just to be sure. Email is always a better option than fax.
rapple
post Jan 20 2016, 12:20 PM

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QUOTE(sitizak @ Jan 20 2016, 11:47 AM)
Maybank 0% 12 mths
Public 0% 6 mths
Ambank 0% also now?
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Maybank where got 0%.. There is a one time upfront fee of 3%

Ambank only applied to new-to-bank customer only.

This post has been edited by rapple: Jan 20 2016, 12:23 PM
rapple
post Jan 21 2016, 12:56 PM

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QUOTE(kachuakia @ Jan 21 2016, 12:50 PM)
any one know how long does it take for MBB to refund my overpay to my CASA?
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Less than a week.

Mine took less than 3 day. Email them on the first day and get my refund on the third day morning.

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