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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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SUSintrepidity85
post Jan 19 2016, 09:39 PM

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QUOTE(btan @ Jan 19 2016, 03:19 PM)
maybank still had 0% balance transfer? i thaught still had 3.88 % one time payment.
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BSN lesser than 3.88%
sitizak
post Jan 20 2016, 11:47 AM

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Maybank 0% 12 mths
Public 0% 6 mths
Ambank 0% also now?
rapple
post Jan 20 2016, 12:20 PM

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QUOTE(sitizak @ Jan 20 2016, 11:47 AM)
Maybank 0% 12 mths
Public 0% 6 mths
Ambank 0% also now?
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Maybank where got 0%.. There is a one time upfront fee of 3%

Ambank only applied to new-to-bank customer only.

This post has been edited by rapple: Jan 20 2016, 12:23 PM
SUSintrepidity85
post Jan 20 2016, 02:45 PM

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QUOTE(rapple @ Jan 20 2016, 12:20 PM)
Maybank where got 0%.. There is a one time upfront fee of 3%

Ambank only applied to new-to-bank customer only.
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3% is quite much if u re doing big amount
MGM
post Jan 20 2016, 04:06 PM

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Need to confirm: for BT to AEON requires to fax application form + CC's statement to 03-20365888, need to fax IC too? If can do by email, what is the address?
TSbrotan
post Jan 20 2016, 04:08 PM

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QUOTE(MGM @ Jan 20 2016, 04:06 PM)
Need to confirm: for BT to AEON requires to fax application form + CC's statement to 03-20365888, need to fax IC too? If can do by email, what is the address?
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refer post #1

no ic needed
sitizak
post Jan 20 2016, 05:09 PM

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Ambank CC application need 3 weeks for approval? Such a long waiting time.
SUSintrepidity85
post Jan 20 2016, 05:46 PM

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QUOTE(sitizak @ Jan 20 2016, 05:09 PM)
Ambank CC application need 3 weeks for approval? Such a long waiting time.
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yours took 3 weeks?
sitizak
post Jan 20 2016, 07:38 PM

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The SA asked me to wait 3 weeks.
SUSintrepidity85
post Jan 20 2016, 09:37 PM

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QUOTE(sitizak @ Jan 20 2016, 07:38 PM)
The SA asked me to wait 3 weeks.
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basically 7-14 working days
ChiaW3n
post Jan 21 2016, 10:01 AM

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QUOTE(opjust @ Jan 19 2016, 01:38 PM)
If i were you.. i'll keep my 5k somewhere else that can earn me money.. since you wanna cut down 1card.. let's just stick to your plan on settle one CC and BT another one.
for balance transfer since there's no good interest rate offered by your bank, why dont you find for 0% one... you can apply PB CC or AMbank CC... both of that you can straight do BT 0% for 12months...

from your calculation, i think there is something wrong with that... if you were to BT 3k for 24months..with 0% you have to pay 125/month.... it can't be any lower than that.
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my situation was quite similar with this, but mine was from UOB and Maybank. It is better for me to transfer from Maybank to UOB, or the vice versa?
opjust
post Jan 21 2016, 10:38 AM

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QUOTE(ChiaW3n @ Jan 21 2016, 10:01 AM)
my situation was quite similar with this, but mine was from UOB and Maybank. It is better for me to transfer from Maybank to UOB, or the vice versa?
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Transfer to the one that has lower interest or 0 even better.
ChiaW3n
post Jan 21 2016, 10:46 AM

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QUOTE(opjust @ Jan 21 2016, 10:38 AM)
Transfer to the one that has lower interest or 0 even better.
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Okay, my plan now is to call up UOB first, to see whether they are still doing for 0% BT, but if i am not mistaken there is an admin fee of RM30, if not have to stick with Maybank with 12 months of 0% but there is an upfront fee of 3% of the BT amount. My another plan in my mind which is to use the EzyCash with Maybank as well, up to 90% of my credit limit, 6 months of 0% interest, but with an admin fee of 3.88%.

If anyone here would like to enlighten me? smile.gif smile.gif smile.gif
ChiaW3n
post Jan 21 2016, 12:55 PM

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QUOTE(kachuakia @ Jan 21 2016, 12:51 PM)
if time is on your side, then can consider taking 6 month 0% interest and 0 admin charge BT from Aeon?
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something i have to decide after my bonus and before cny, that's why.

If there is the only option, which one would you recommend or none of the above.
rapple
post Jan 21 2016, 12:56 PM

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QUOTE(kachuakia @ Jan 21 2016, 12:50 PM)
any one know how long does it take for MBB to refund my overpay to my CASA?
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Less than a week.

Mine took less than 3 day. Email them on the first day and get my refund on the third day morning.
hurtedheart
post Jan 21 2016, 01:36 PM

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QUOTE(rapple @ Jan 21 2016, 12:56 PM)
Less than a week.

Mine took less than 3 day. Email them on the first day and get my refund on the third day morning.
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Looks like email is faster? I called the CS & they told me 8 working days.. Btw, Which email address did you sent to? If less than 10k / card also can email them?
rapple
post Jan 21 2016, 01:40 PM

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QUOTE(hurtedheart @ Jan 21 2016, 01:36 PM)
Looks like email is faster? I called the CS & they told me 8 working days.. Btw, Which email address did you sent to? If less than 10k / card also can email them?
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I send through M2U enquiry.

This is the email they reply me: mbbcardservices@maybank.com.my

This post has been edited by rapple: Jan 21 2016, 01:42 PM
SUSintrepidity85
post Jan 21 2016, 04:09 PM

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QUOTE(hurtedheart @ Jan 21 2016, 01:36 PM)
Looks like email is faster? I called the CS & they told me 8 working days.. Btw, Which email address did you sent to? If less than 10k / card also can email them?
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not that long... 8 working days is too long
rdevil33
post Jan 27 2016, 11:10 AM

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Don't know why my BT application to Aeon was rejected. Anyone experience before ?
SUSintrepidity85
post Jan 27 2016, 11:32 AM

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QUOTE(rdevil33 @ Jan 27 2016, 11:10 AM)
Don't know why my BT application to Aeon was rejected. Anyone experience before ?
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overlimit or exceeded the limit they set?
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