don't guess, read 1st post

aeon 6 months
mbb 12 months

and yeah, read post #1 before asking anything on the thread

This post has been edited by brotan: Dec 31 2014, 02:50 PM

My recent BT also don't have the one time charge and then credit back the amount into the account.

only this:

Balance Transfer: 12 months @ 2.8% and 6 months @ 1.2%
Promotion valid till 31 January 2015

http://www.rhb.com.my/cards/benefits/smart_move/main.html

Ah. I thought 0% going on.

u asked about ongoing promo mah, so now RHB has 1.2% promo lor

My bad. I should have be more specific.

How do bank calculate maximum credit limit on a CC ?

A bank agent told me that I only can do maximum balance transfer about
3-4 X (the salary). Is it true ?

Depends on bank, some are generous some are not. My experience is RHB very generous. May varies between 2.5x to 6x from my experience. Yes RHB gave me 6x.

your question is about maximum cl or maximum bt?

maximum cl is as explained above, maximum bt is about 80%-90% of your cl.

This post has been edited by victorywp: Jan 1 2015, 11:55 AM

thankss [QUOTE]

I think MBB decide not to do it... I still receive the "Balance Transfer Approval Letter" by snail mail.

yeah, me too. at first i thought they didn't receive my application. so after 1 week+, i resent the same application form. but was surprised when i found the approval letter already in my post box, arrived via snail mail.

Did MBB process your "resubmission" ?

i think they won't because i already burst my cl. lol...

Can I use printed version of unbilled transaction from online (OCBC) to do BT to Maybank?

Apply credit limit increase la. I got my limit increased recently. Can continue playing the game.

Hi guys, i need a card for BT, for handle my spending on wedding.

I checked the 1st page of the thread, saw Public Bank has "Plan C - 24 mths, 5% fee, 0% interest, Min - RM 3k per bank"

Can I actually apply Public Bank Esso Mobil Visa Gold for BT ?

If I swipe RM 10k from other cc, i BT to PB cc, and choose Plan C, then i just have to pay the 5% fee of the RM 10k right ?

Yes but why do you want to pay 5%? Go for 0%, unless you are not able to pay back within 6 / 12 months.

Thanks for fast response.

So it is better for me to take "Plan A - 6 mths, 0% fee, 0% interest, Min - RM 5k per bank" first, if i really cannot handle the monthly installment then baru choose other plan with fee charges right ?