Hi. You can refer to this link for the information and form to download.
http://creditbureau.bnm.gov.my/reportobtain.htmlfor my case, my wife house at melaka and I'm working in KL (last time working in melaka). So I can request the CCRIS online. If you stay in certain state where they have the BNM branch, you have to go to the branch personally to get the report according to the link above. (Melaka don't have any branch, so they have to reply me via email)
BNM branch available in KL, Pulau Pinang, Johor Bahru, Kuala Terengganu, Kota Kinabalu and Kuching. Other than this, all can apply online.
Method I used,
1. download the request form
Form2. send via email to bnmtelelink@bnm.gov.my
3. email attached with IC photocopy, 2 bills/CC/bank statement with your name and address and the request form.
4. they will manual reply you within a day for processing.
5. received encrypted report within a week
6. call them to get the password to decrypt the report.
7. reply them with CCRIS Akuan penerimaan
8. If needed, reapply every 3 months to review.
Note:
- Because most my CC bill with melaka address (most are eStatement anyway). So I still using melaka address.
- It's free of charge.
- For loan declaration form, it actually in the same request form under different section. Request form has 3 section - application, loan declaration and dispute. I didn't really fill up the loan declaration.
my address is in Subang Jaya, Selangor and I requested for my CCRIS online last yr