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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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matador_15
post Jan 5 2015, 05:25 PM

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Hi guys, i need a card for BT, for handle my spending on wedding.

I checked the 1st page of the thread, saw Public Bank has "Plan C - 24 mths, 5% fee, 0% interest, Min - RM 3k per bank"

Can I actually apply Public Bank Esso Mobil Visa Gold for BT ?

If I swipe RM 10k from other cc, i BT to PB cc, and choose Plan C, then i just have to pay the 5% fee of the RM 10k right ?
matador_15
post Jan 5 2015, 05:34 PM

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QUOTE(bearbear @ Jan 5 2015, 05:31 PM)
Yes but why do you want to pay 5%? Go for 0%, unless you are not able to pay back within 6 / 12 months.
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Thanks for fast response.

So it is better for me to take "Plan A - 6 mths, 0% fee, 0% interest, Min - RM 5k per bank" first, if i really cannot handle the monthly installment then baru choose other plan with fee charges right ?
matador_15
post Feb 16 2015, 11:00 AM

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anyone doing BT to Maybank?

about the 12mths 0% interest rate and upfront fee waived, the promotion is until 8th March 2015, however when i checked in their website, the form has changed and no longer has upfront fee waived:

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Can I use back the old form which has stated waived upfront fee with 0% interest rate ?
matador_15
post Feb 16 2015, 11:07 AM

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QUOTE(city_bug @ Feb 16 2015, 11:03 AM)
Yeah, you still able to see the promo in their website

http://www.maybank2u.com.my/WebBank/BT090914_AppForm.pdf
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Thanks bro for the quick response and the valuable info. smile.gif
matador_15
post Nov 30 2015, 12:50 PM

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hello everyone, what is the credit limit that the balance transfer can utilize ?
let's say if my cc has 12k credit limit, the balance transfer can only utilize 80% of it ?

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