Just found out this promotion only limited to several account.
Last time similar promotion (earmark 3 months and gift given one, with cat/dog picture I don't know what they called ), they opened for all CASA unlike this time around.

Thanks to Top Cat !

The 4% 12 mths with upfront interest was rather attractive. Some more can use the interest to earn more interest !! Top up the upfront interest to place another FD with MBB.

Originally MBB told me will end on Oct 8, but hrs later they called me, today last day !! Luckily have placed the FD today !

RHB 15 mth step up promo extended until further notice. The BM called me saying they have not reach their target yet, something like 400 mil. Was there to put in some more bullet.

SCB 18mth 4.25%. UOB 13 mth 4%. HL Bank 13 mth 3.9%. PBB 12 mth equivalent of 3.88% (or higher as reported in post 2). These are good FD promo's.

This post has been edited by bbgoat: Oct 1 2014, 06:06 PM

For me BR waived the RM2 IBG fee for FD+int. transfer to another bank since they don't issue banker's cheque.

Breaking News

FD interest rate hike as well as petrol price hike...

RON 95 and diesel will increase by RM 0.20 per liter after midnight...

http://www.thestar.com.my/News/Nation/2014...ncrease-20-sen/

http://www.malaysiakini.com/news/276342

This post has been edited by BoomChaCha: Oct 1 2014, 09:55 PM

FD rates "hike" is peanuts compared to the petrol hike of 9.52% !!!

according to this makcik

Rocket speed action to place May Bank FD...

Okay...Thanks for the update

How can I miss out saying thank you to you ??

Thank you for sharing the news as I would not have known it without you mentioning it in this thread. TQ, TQ TQ.

I calculated the effective rate of the MBB promo if we put back the interest for FD again to around 4.16% ! Lower than SCB but still high ! But remember it is for 12 mths vs 18 mths in SCB Unfortunately they stopped it yesterday.

This post has been edited by bbgoat: Oct 2 2014, 07:26 AM

CIMB secretly revise and reduce their board rates to match other banks like MBB & PBB.

maybe this reduction relates to this :- http://www.malaysiandigest.com/business/52...s-on-oct-8.html ???

the merger may NOT go through...

donno what to say to them

Me mana ada hamsap ...me only care about production & creation of...value


Luckily I managed to fill up my petrol tank before the news broke out.

Banks revised upwards their base rate at most pun by 0.25% nia...but petrol price kena hike >9%...manyak susah mau cari makan lor

It is my pleasure.
Actually credit goes to Top Cat RO Player...

MBB 4.00% up-front interest was a good deal. Glad to hear that you finally managed to place this FD...

Another round of inflation is coming soon.. So OPR should go up again soon

This post has been edited by BoomChaCha: Oct 2 2014, 08:52 PM

Where & when did you get the notice of CIMB's new IR?

Can't seem to find it in CIMBClicks.


Secret is the precise term to describe that manyak ular punya bank. During rates hike, they made public announcement. But when they want to revise the rates downwards, diam-diam execute

I'm their customer since Bank Bumiputra days & yet tarak inform me about the rates revision...ruined my FD plan because I've placed a few 1-month eFD with them...cilalak

Info on the new IR can be obtained from the CIMB Clicks.
Just checked mine, one account which due on 30th was given renewal 3.25% while another on 1st Oct was given 3.15%......................

Just placed FD in SCB again.
Fortunately, this time no sales talk but I was told that for option 3, I will only get the interest upon maturiy after 18 months & together with the principal will go into the savings account unlike previously they said I will get interest every 6 months even with option 3.

Goodbye is the 1st word that came to mind...

Ambank has the 3.85% p.a. for 5 months tenure. So let's say i put in 20k today, it will mature on 2nd march 2015. How to calculate the monthly interest? Is it (((3.85 x 5) + (3.20 × 7)) /12) × (200000/12)? Sorry...a bit blur with the calculation.

So you are still on option 3 for the latest FD cert. ?

This post has been edited by bbgoat: Oct 2 2014, 05:59 PM

20k x 3.85% x 5/12 mths