Guys need some light here...

Referred to Maybank FD rates, effective is 3.85%, where the promotion rate for 12 months is up to 6%. So how they calculate it? Let say I deposit 10k for 3 months....

Actually I still blind with FD running process and interest earned... Hope sifus out there can enlightenment me. Thanks

Another question, how to eligible to earn 6% for maybank FD? Thanks

First row... At rate 3.30%... So i get 330 or 82.50? How u calculate to get 82.50?

This is true.Ai...This is what I am worried about also..

If Standard & Chartered Bank can extend this promo, it can create a big FD war
for all banks..  And this is what we would like to see...

guys, let say you have a fund of 300-500k, will you go to a bank and nego for best rate or place 100k in different banks ?

Nego wise, it depends on the bank, some bank may give more (like BR), some zero. SCB offer is the best so far !

What's the maximum you put FD in one bank?

Do you use few banks?

I only put in one bank at the moment and managed to nego FD rates every 6 months.

250k per account or per bank?

If multiple of 250k accounts?

mostly is company money, using one bank now, 6 months 3.45%pa

dont want to put too many months, need to be liquid in case...

Min deposit for basic saving acc is RM20
https://www.sc.com/my/cb/fees_and_charges.pdf
page 10

It is still 4.25%. It is a straight FD. Unless I miss out something ? 

Thanks for the confirmation.

So for RM100k deposit @ 5.31%, one will get RM6,637.50 interest after 15 mths right ? 
But I'm still confused, why SCB advertised 4.25% leh ?    why don't SCB advertise the hidden 5.31% as you pointed out to attract more depositors ?

latest from Ambank - 5months @3.85% . Straightforward, no CASA

Ambank has the 3.85% p.a. for 5 months tenure. So let's say i put in 20k today, it will mature on 2nd march 2015. How to calculate the monthly interest? Is it (((3.85 x 5) + (3.20 × 7)) /12) × (200000/12)? Sorry...a bit blur with the calculation.

In BR today. They just raised their 12 mth rate to 4.1%. The staff showed me a slip with the new rate. 24 mth 4.2%, 5 years 4.5%.

The staff again pestered me not to withdraw the FD. Still IBG it out. But the IBG cost only 30 cent this time. Last time was RM2, I think.

One more thing, she said no more nego rate ! 

However, if the robber acquires sophisticated tactic to change the name on the cheque ...