Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
124 Pages « < 23 24 25 26 27 > » Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2

views
     
bbgoat
post Sep 30 2014, 08:43 PM

Look at all my stars!!
*******
Senior Member
6,614 posts

Joined: Mar 2011
QUOTE(BoomChaCha @ Sep 30 2014, 08:32 PM)
SCB will credit interest to priority saving account based on the total amount in priority current account:
2 options to participate and enjoy this 4% p.a. for 6 months.

Option 1
Deposit one time minimum and maintain RM 20K in priority current account for 6 months.

You can add more money to your current account on any calendar day within 6 month if you wish.

If you do not want to add additional money to priority current account also can but provided you
have to maintain minimum RM 20K in priority current account.

4% interest based the amount in priority current account will credit to your priority saving account monthly.

Option 2
Deposit minimum RM 10K every month for 6 months to priority current account.
You can add more money on any calendar day within 6 months if you wish.

I use this SCB current account to replace my Affin saving for temporary.
Tomorrow I will move all my Affin saving fund to SCB priority current account.

Aiya,  doh.gif ..  Ah Goat, I already reminded you yesterday on my Post #463
You did not read meh..? Aiyo..  doh.gif
*
Sorry lah, was busy doing FD musical chair. Have scanned through ur earlier mail but you mentioned Thursday as last day to join ?

Oh, so you are the PB customer of SCB already ? notworthy.gif notworthy.gif
raptar_eric
post Sep 30 2014, 08:47 PM

Live life to the fullest!
******
Senior Member
1,367 posts

Joined: Jan 2006
From: Kuala Lumpur



Latest promo from HLB Mach just released...

3.85% p.a. fixed rate for 12 months
3.70% p.a. fixed rate for 6 months

Min 1k placement..

valid from 1st Oct until 31st Dec.... dilemma.. should i go for it, or should I wait rate hike? sad.gif

i feel 6 months more safe, and rate is pretty good, compared to it's 12 months which is only 3.85... BCC posted got 4% upfront from mbb coming sad.gif

any suggestion from sifus?

Source: https://www.machbyhongleongbank.com/mach-fi...posit-promotion

This post has been edited by raptar_eric: Sep 30 2014, 08:58 PM
BoomChaCha
post Sep 30 2014, 08:56 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(bbgoat @ Sep 30 2014, 08:43 PM)
Sorry lah, was busy doing FD musical chair. Have scanned through ur earlier mail but you mentioned Thursday as last day to join ?

Oh, so you are the PB customer of SCB already ?  notworthy.gif  notworthy.gif
*
Sorry lah..recently my head very pusing..Ai..Tuesday became Thursday mistakenly.. doh.gif
Ah Goat, I was thinking if you can use IBG to send RM 10k to your priority current account..
but now is too late for SCB to receive.
Maybe you can call SCB tomorrow to see if this 4% promo is still available or not..?
I think it is good to IBG BR interest to SCB current account to consolidate funds.. biggrin.gif

I have to follow you ma.. notworthy.gif

This post has been edited by BoomChaCha: Sep 30 2014, 08:57 PM
BoomChaCha
post Sep 30 2014, 09:16 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(raptar_eric @ Sep 30 2014, 08:47 PM)
Latest promo from HLB Mach just released...

3.85% p.a. fixed rate for 12 months
3.70% p.a. fixed rate for 6 months

Min 1k placement..

valid from 1st Oct until 31st Dec.... dilemma.. should i go for it, or should I wait rate hike? sad.gif

i feel 6 months more safe, and rate is pretty good, compared to it's 12 months which is only 3.85... BCC posted got 4% upfront from mbb coming sad.gif

any suggestion from sifus?

Source: https://www.machbyhongleongbank.com/mach-fi...posit-promotion
*
Bro, your update FD info from Mach Bank has been updated on Post #2.
Thank you so much.. notworthy.gif

My personal opinion, if preparing for next OPR hike before GST, 6 months is the best.
If you do not want to take this gamble, or if you do not have the time to "play"
with it, then can consider May Bank 12 months with up-front interest...

Top Cat RO Player contributed this May Bank 12 months with up-front interest info, not me... biggrin.gif

kmarc
post Oct 1 2014, 07:00 AM

The future is here - Cryptocurrencies!
Group Icon
Elite
14,576 posts

Joined: May 2006
From: Sarawak



Anybody knows about this UOB promotion?

http://www1.uob.com.my/personal/promotions...ips_190914.html

Funds earmarked for 3 months but I just don't understand how it works. Is it a fixed deposit? Is there any interest besides the gifts? hmm.gif
cherroy
post Oct 1 2014, 09:44 AM

20k VIP Club
Group Icon
Staff
25,802 posts

Joined: Jan 2003
From: Penang


QUOTE(kmarc @ Oct 1 2014, 07:00 AM)
Anybody knows about this UOB promotion?

http://www1.uob.com.my/personal/promotions...ips_190914.html

Funds earmarked for 3 months but I just don't understand how it works. Is it a fixed deposit? Is there any interest besides the gifts?  hmm.gif
*
It is not a fixed deposit.
Just need to deposit in saving/current account and earmarked for 3 months or in other word cannot withdraw the money for 3 months.

Yes, there still well be interest given that based on the board rate of the particular saving/current account you deposit.

xcxa23
post Oct 1 2014, 10:45 AM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


My town don't have uob and scb...
Maybank seems ok but still don't like the idea for putting some in sa..


This post has been edited by xcxa23: Oct 1 2014, 10:49 AM
kmarc
post Oct 1 2014, 01:24 PM

The future is here - Cryptocurrencies!
Group Icon
Elite
14,576 posts

Joined: May 2006
From: Sarawak



QUOTE(cherroy @ Oct 1 2014, 09:44 AM)
It is not a fixed deposit.
Just need to deposit in saving/current account and earmarked for 3 months or in other word cannot withdraw the money for 3 months.

Yes, there still well be interest given that based on the board rate of the particular saving/current account you deposit.
*
Thx. I guess it's not a good deal based on my calculation.

80k put in FD of 3 months with an interest of say 3%, will already net you RM600 in 3 months. Much more that the item being offered! rclxub.gif

Of course, the account will give some interest but I think that would probably be peanuts.....
giko
post Oct 1 2014, 01:32 PM

Casual
***
Junior Member
376 posts

Joined: Dec 2013


was at BR to ibg my fd to another bank:-

1. today's ibg was only 30sen, yes, 30sen & not the usual rm2!

why? per officer, it's only for senior citizen or handicapped persons but clerk said that it's 30sen per their terminal. so still don't know why...

2. my maturity date was today & clerk said can come at 9am when they opened to ibg the fd+int.

3. br's fd rates have not changed at all!
cherroy
post Oct 1 2014, 02:08 PM

20k VIP Club
Group Icon
Staff
25,802 posts

Joined: Jan 2003
From: Penang


QUOTE(kmarc @ Oct 1 2014, 01:24 PM)
Thx. I guess it's not a good deal based on my calculation.

80k put in FD of 3 months with an interest of say 3%, will already net you RM600 in 3 months. Much more that the item being offered!  rclxub.gif

Of course, the account will give some interest but I think that would probably be peanuts.....
*
It depends on the rate of the CASA then.

There is current/sav account that is giving 2.X~3%, so the deal may be seems good.
nexona88
post Oct 1 2014, 02:25 PM

The Royal Club Member
*********
All Stars
48,419 posts

Joined: Sep 2014
From: REality
QUOTE(giko @ Oct 1 2014, 01:32 PM)
was at BR to ibg my fd to another bank:-

1. today's ibg was only 30sen, yes, 30sen & not the usual rm2!

why? per officer, it's only for senior citizen or handicapped persons but clerk said that it's 30sen per their terminal. so still don't know why...

2. my maturity date was today & clerk said can come at 9am when they opened to ibg the fd+int.

3. br's fd rates have not changed at all!
*
wow, 30sen only.. Veli Good smile.gif

BR rate will change when they experiences a mass withdrawal for FD or Deposits nod.gif
okuribito
post Oct 1 2014, 02:59 PM

Regular
******
Senior Member
1,021 posts

Joined: Mar 2010
QUOTE(nexona88 @ Oct 1 2014, 02:25 PM)
wow, 30sen only.. Veli Good  smile.gif

BR rate will change when they experiences a mass withdrawal for FD or Deposits  nod.gif
*
yeah! i go with 3mth & they give 3.6%. any suggestion where give better 3 mth? those with casa really gotta read fine print & calculate properly.

what's IBG? blush.gif
bodybuilder
post Oct 1 2014, 02:59 PM

Regular
******
Senior Member
1,254 posts

Joined: Jan 2003
From: kuantan


i just put FD into MBSB
3.3% for 1 month....min rm1k
cHaRsIeWpAu^^
post Oct 1 2014, 03:31 PM

Enthusiast
*****
Senior Member
937 posts

Joined: Jun 2006



just put fd in BR today, 12months fd still 3.9%. hmm.gif
kmarc
post Oct 1 2014, 03:37 PM

The future is here - Cryptocurrencies!
Group Icon
Elite
14,576 posts

Joined: May 2006
From: Sarawak



QUOTE(cherroy @ Oct 1 2014, 02:08 PM)
It depends on the rate of the CASA then.

There is current/sav account that is giving 2.X~3%, so the deal may be seems good.
*
I called up UOB and enquired. They said the savings and current account all very low interest... 0.2-0.3%. They even said " Can consider as no interest!" Lol!!
cherroy
post Oct 1 2014, 04:00 PM

20k VIP Club
Group Icon
Staff
25,802 posts

Joined: Jan 2003
From: Penang


QUOTE(kmarc @ Oct 1 2014, 03:37 PM)
I called up UOB and enquired. They said the savings and current account all very low interest... 0.2-0.3%. They even said " Can consider as no interest!" Lol!!
*
e-account 2.78% for balance above 15k
Fun saver 3.05% for balance until 50k

While if AUM is significant, HYA is another option.
kmarc
post Oct 1 2014, 04:16 PM

The future is here - Cryptocurrencies!
Group Icon
Elite
14,576 posts

Joined: May 2006
From: Sarawak



QUOTE(cherroy @ Oct 1 2014, 04:00 PM)
e-account 2.78% for balance above 15k
Fun saver 3.05%  for balance until 50k

While if AUM is significant, HYA is another option.
*
Not too sure about e-account but they say fun saver not applicable for this promo. I did ask them on whether any account with high interest is under this promo.... they said nope.
BoomChaCha
post Oct 1 2014, 04:38 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(bbgoat @ Sep 30 2014, 08:06 PM)
RHB step-up FD promo ends today. The BM told me the HQ will decide if they will extend again. He will confirm with me tomorrow.
*
Duplicate.. doh.gif

This post has been edited by BoomChaCha: Oct 2 2014, 12:02 PM
nexona88
post Oct 1 2014, 04:41 PM

The Royal Club Member
*********
All Stars
48,419 posts

Joined: Sep 2014
From: REality
QUOTE(okuribito @ Oct 1 2014, 02:59 PM)
yeah! i go with 3mth & they give 3.6%. any suggestion where give better 3 mth? those with casa really gotta read fine print & calculate properly.

what's IBG?  blush.gif
*
http://www.myclear.org.my/faqs/interbank-giro-faqs/ icon_rolleyes.gif
giko
post Oct 1 2014, 04:58 PM

Casual
***
Junior Member
376 posts

Joined: Dec 2013


QUOTE(nexona88 @ Oct 1 2014, 02:25 PM)
wow, 30sen only.. Veli Good  smile.gif

BR rate will change when they experiences a mass withdrawal for FD or Deposits  nod.gif
the BR clerks can't change the 30sen IBG to RM2 as it's fixed on their terminals... rclxms.gif


124 Pages « < 23 24 25 26 27 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0223sec    0.68    6 queries    GZIP Disabled
Time is now: 30th November 2025 - 09:32 AM