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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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cfa28
post Nov 4 2014, 04:23 PM

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Hi Guys, do u get the 6% CB when u pay your Telco or other Utility Bills Online ??
cyang
post Nov 4 2014, 08:08 PM

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Yes!
I got BONANZA CASH BACK - WEEK 10 RM20..

But it's so weird.
Week 10 supposde to be from 6 October - 12 October 2014.

My transaction on that week is

6-Oct MBB BT 1/6 1666.66
7-Oct Airbnb 222.47
10-Oct Pasta Zanmai 42.90

None of them are eligible..

Maybe they put it wrongly, should be WEEK 12?
Becoz I got 1 transaction Rm200 on 20 October..

This post has been edited by cyang: Nov 4 2014, 08:11 PM
Human Nature
post Nov 4 2014, 09:30 PM

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QUOTE(cyang @ Nov 4 2014, 08:08 PM)
Yes!
I got BONANZA CASH BACK - WEEK 10 RM20..

But it's so weird.
Week 10 supposde to be from 6 October - 12 October 2014.

My transaction on that week is

6-Oct MBB BT 1/6 1666.66
7-Oct Airbnb 222.47
10-Oct Pasta Zanmai 42.90

None of them are eligible..

Maybe they put it wrongly, should be WEEK 12?
Becoz I got 1 transaction Rm200 on 20 October..
*
i think you get the rm20 for your airbnb. BT is not eligible right?
cyang
post Nov 4 2014, 09:43 PM

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QUOTE(Human Nature @ Nov 4 2014, 09:30 PM)
i think you get the rm20 for your airbnb. BT is not eligible right?
*
But I ed got 6% CB for airbnb..
DarReNz
post Nov 4 2014, 10:17 PM

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actually how you all know whether your transactions eligible for 6% cash back, calculate yourself ?
Human Nature
post Nov 4 2014, 10:51 PM

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QUOTE(cyang @ Nov 4 2014, 09:43 PM)
But I ed got 6% CB for airbnb..
*
6% is the permanent feature for online cashback. RM20 is the weekly bonus bonanza thumbup.gif

QUOTE(DarReNz @ Nov 4 2014, 10:17 PM)
actually how you all know whether your transactions eligible for 6% cash back, calculate yourself ?
*
Yup, same like mbb2. Keep track on our own.
cyang
post Nov 4 2014, 10:59 PM

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QUOTE(DarReNz @ Nov 4 2014, 10:17 PM)
actually how you all know whether your transactions eligible for 6% cash back, calculate yourself ?
*
Yes I calculated myself. I dont have much transaction. That's y it is not difficult to track it.


QUOTE(Human Nature @ Nov 4 2014, 10:51 PM)
6% is the permanent feature for online cashback. RM20 is the weekly bonus bonanza  thumbup.gif
Yup, same like mbb2. Keep track on our own.
*
U mean on top of the 6% CB, for the same transaction, I got another RM20 as weekly bonus bonanza? Seriously?

I thought someone mention here you won't get any cash bonus for dining/groceries/onlinetransaction until you finish the montly RM60 quota. Guess I'm wrong though.. haha..

“Qualified Retail Transactions” shall include all local and overseas retail
spending, online purchases and new Zero Interest Instalment Plan (ZIIP)
full purchase amount (not monthly instalment) and exclude the
transactions that earn Cash Back under other on-going Cash Back
promotion
, flexipay, balance transfer, auto-debit, recurring payments,
payments for utilities, direct marketing, insurance premiums,
government related payments, payment via www.pbebank.com and
ATM, cash advance/ cash withdrawal, quasi cash, casino transaction,
interest payments, late payment fees, finance charges, annual fees,
reversals, payment to charity(ies) and any form of service/
miscellaneous fees.


DarReNz
post Nov 4 2014, 11:01 PM

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QUOTE(Human Nature @ Nov 4 2014, 10:51 PM)
6% is the permanent feature for online cashback. RM20 is the weekly bonus bonanza  thumbup.gif
Yup, same like mbb2. Keep track on our own.
*
actually for mbb2 i never counted cos kept using the amex card to get 5x points lol, thought it would be like hlb statement where it shows the category tongue.gif
DarReNz
post Nov 4 2014, 11:03 PM

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QUOTE(cyang @ Nov 4 2014, 10:59 PM)
Yes I calculated myself. I dont have much transaction. That's y it is not difficult to track it.
U mean on top of the 6% CB, for the same transaction, I got another RM20 as weekly bonus bonanza? Seriously?

I thought someone mention here you won't get any cash bonus for dining/groceries/onlinetransaction until you finish the montly RM60 quota. Guess I'm wrong though.. haha..

“Qualified Retail Transactions” shall include all local and overseas retail
spending, online purchases and new Zero Interest Instalment Plan (ZIIP)
full purchase amount (not monthly instalment) and exclude the
transactions that earn Cash Back under other on-going Cash Back
promotion
, flexipay, balance transfer, auto-debit, recurring payments,
payments for utilities, direct marketing, insurance premiums,
government related payments, payment via www.pbebank.com and
ATM, cash advance/ cash withdrawal, quasi cash, casino transaction,
interest payments, late payment fees, finance charges, annual fees,
reversals, payment to charity(ies) and any form of service/
miscellaneous fees.
*
actually i've got both 6% CB and weekly bonanza
Human Nature
post Nov 4 2014, 11:04 PM

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QUOTE(cyang @ Nov 4 2014, 10:59 PM)
Yes I calculated myself. I dont have much transaction. That's y it is not difficult to track it.
U mean on top of the 6% CB, for the same transaction, I got another RM20 as weekly bonus bonanza? Seriously?

I thought someone mention here you won't get any cash bonus for dining/groceries/onlinetransaction until you finish the montly RM60 quota. Guess I'm wrong though.. haha..
will get, that one refers to other cash back promo

QUOTE(DarReNz @ Nov 4 2014, 11:01 PM)
actually for mbb2 i never counted cos kept using the amex card to get 5x points lol, thought it would be like hlb statement where it shows the category  tongue.gif
*
hehe, i take whatever cashback banks wanna give me.. sleep.gif
noien
post Nov 5 2014, 08:31 AM

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week 10 entered yesterday.
miss out week 9 when i spend a lot sad.gif
Human Nature
post Nov 5 2014, 01:51 PM

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Okay just to share on the complimentary PPL access.

Online transaction is not considered as the eligible 5x swipe.

Customer needs to sign the slip with the on-going rate. The bank will only charge the amount if the 5x swipes requirement is not fulfilled after the 30 days period.
kingsway
post Nov 6 2014, 12:30 PM

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Hi,

May be a bit pushing it, but just curious, does buying car products or snacks from Petrol station considered as "retail"? How about car tyres? What's your comment?

Thanks
laymank
post Nov 6 2014, 01:55 PM

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QUOTE(kingsway @ Nov 6 2014, 12:30 PM)
Hi,

May be a bit pushing it, but just curious, does buying car products or snacks from Petrol station considered as "retail"? How about car tyres? What's your comment?

Thanks
*
should be 'retail' transactions.
And not relevant for any cashback, if that's what you are after.
herc
post Nov 6 2014, 03:14 PM

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04 NOV 04 NOV BONANZA CASH BACK - WEEK 10 40.00 CR rclxms.gif
Ah hao
post Nov 7 2014, 01:44 PM

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QUOTE(herc @ Nov 6 2014, 03:14 PM)
04 NOV 04 NOV BONANZA CASH BACK - WEEK 10 40.00 CR  rclxms.gif
*
congrats !

Im curious about the timing of weekly cash back bonanza, does it specified it start at Monday 10am or 12.01am start already?


Human Nature
post Nov 8 2014, 01:46 PM

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For public bank cards, will the system allow a purchase if the amount is higher than the credit limit? This is for online transaction.

The reason, I am making a purchase for an amount in Yen but at the OTP page, the amount somehow changed to USD. For example, Yen 1000 but it is shown as USD 1000. So If my credit limit is only RM2000 (very much lesser than USD 1000 after conversion), will Public Bank allow the transaction to go through even thought it exceeds the credit limit?

This post has been edited by Human Nature: Nov 8 2014, 01:46 PM
HeHeHunter
post Nov 8 2014, 03:07 PM

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QUOTE(Human Nature @ Nov 8 2014, 01:46 PM)
For public bank cards, will the system allow a purchase if the amount is higher than the credit limit? This is for online transaction.

The reason, I am making a purchase for an amount in Yen but at the OTP page, the amount somehow changed to USD. For example, Yen 1000 but it is shown as USD 1000. So If my credit limit is only RM2000 (very much lesser than USD 1000 after conversion), will Public Bank allow the transaction to go through even thought it exceeds the credit limit?
*
No. That's the use of credit limit. Unless you request for temporary limit increase. smile.gif
HeHeHunter
post Nov 8 2014, 03:12 PM

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I think certain bills are eligible for bonanza...
Week 10 transactions:
07 OCT 06 OCT PAYONLINE 115.65 DR
07 OCT 06 OCT PAYONLINE 10.30 DR
07 OCT 06 OCT PAYONLINE 144.15 DR
07 OCT 06 OCT PAYONLINE 288.20 DR
07 OCT 06 OCT PAYONLINE 172.05 DR
07 OCT 06 OCT PAYONLINE 165.05 DR

04 NOV 04 NOV BONANZA CASH BACK - WEEK 10 20.00
victorywp
post Nov 9 2014, 12:55 AM

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QUOTE(Human Nature @ Nov 8 2014, 01:46 PM)
For public bank cards, will the system allow a purchase if the amount is higher than the credit limit? This is for online transaction.

The reason, I am making a purchase for an amount in Yen but at the OTP page, the amount somehow changed to USD. For example, Yen 1000 but it is shown as USD 1000. So If my credit limit is only RM2000 (very much lesser than USD 1000 after conversion), will Public Bank allow the transaction to go through even thought it exceeds the credit limit?
*
why do you still want to proceed when it shows such error? yen shows as usd has a huge difference. you should contact/report to the website before proceed.

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