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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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Human Nature
post Nov 9 2014, 12:56 AM

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QUOTE(victorywp @ Nov 9 2014, 12:55 AM)
why do you still want to proceed when it shows such error? yen shows as usd has a huge difference. you should contact/report to the website before proceed.
*
that's the problem, no way to contact..only thru phone cal..its in japan..if it is in USD, it will be over my CL dy..so cannot procceed
victorywp
post Nov 9 2014, 01:24 AM

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QUOTE(Human Nature @ Nov 9 2014, 12:56 AM)
that's the problem, no way to contact..only thru phone cal..its in japan..if it is in USD, it will be over my CL dy..so cannot procceed
*
but let's say if it's below your cl, you will proceed to buy? how do you get your refund from them later? and you sure they will refund back to you?
Human Nature
post Nov 9 2014, 01:28 AM

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QUOTE(victorywp @ Nov 9 2014, 01:24 AM)
but let's say if it's below your cl, you will proceed to buy? how do you get your refund from them later? and you sure they will refund back to you?
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IF below, i wont dare to proceed.

Yen 18500 becomes USD 18500 ler
cCyyCc
post Nov 9 2014, 07:51 PM

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• Bee Won Korean Cuisine - Festival City Mall
• Fish & Co - Paradigm Mall

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• Starbucks - Paradigm Mall

herc
post Nov 10 2014, 09:48 AM

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QUOTE(Ah hao @ Nov 7 2014, 01:44 PM)
congrats !

Im curious about the timing of weekly cash back bonanza, does it specified it start at Monday 10am or  12.01am start already?
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I am not sure with the time frame. Previously I made online transaction at local time 10am and it went to previous day (I guess it follow merchant time) then I missed the bonanza.

After that I try to swipe on Monday after 4pm to be safe. No problem there-after.
herc
post Nov 10 2014, 10:10 AM

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QUOTE(Human Nature @ Nov 8 2014, 01:46 PM)
For public bank cards, will the system allow a purchase if the amount is higher than the credit limit? This is for online transaction.

The reason, I am making a purchase for an amount in Yen but at the OTP page, the amount somehow changed to USD. For example, Yen 1000 but it is shown as USD 1000. So If my credit limit is only RM2000 (very much lesser than USD 1000 after conversion), will Public Bank allow the transaction to go through even thought it exceeds the credit limit?
*
I experienced that during trip to Vietnam, from HSBC card, charged for 150,000 Vietnam Dong but shows as USD 150,000, shocked me and did a roaming call to HSBC, CS says its SMS system error and indeed it's 150k dong only.

Best u call CS to verify.
Human Nature
post Nov 10 2014, 10:19 AM

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QUOTE(herc @ Nov 10 2014, 10:10 AM)
I experienced that during trip to Vietnam, from HSBC card, charged for 150,000 Vietnam Dong but shows as USD 150,000, shocked me and did a roaming call to HSBC, CS says its SMS system error and indeed it's 150k dong only.

Best u call CS to verify.
*
Thanks for sharing. For PBB, the OTP sms did not state the amount and currency, only the digit codes. Even I called CS, they said unable to check. Anyway, i decided to use amex for this purchase as my RM60 cashback already used up.
peri peri
post Nov 10 2014, 10:29 AM

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QUOTE(herc @ Nov 10 2014, 10:10 AM)
I experienced that during trip to Vietnam, from HSBC card, charged for 150,000 Vietnam Dong but shows as USD 150,000, shocked me and did a roaming call to HSBC, CS says its SMS system error and indeed it's 150k dong only.

Best u call CS to verify.
*
u should be proud if ur card can swipe and approve with usd150k
HeHeHunter
post Nov 10 2014, 07:01 PM

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ABS Trolley Case coming soon~
lovefoe
post Nov 10 2014, 10:13 PM

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Pbb system is very lousy as usual. Have not received my activation bonus until now. Called on the first month and asked me to wait for second month. Called on second month and asked me to wait for 3rd month.
And of course, my online application bonus is missing.

Failed cashback:
Just Heavenly BSC.
Agoda Hotel Booking (waiting for them to check)
thumbup.gif

It seems to them that Agoda is not an online hotel booking website...

Considering to cancel this card and go for cards that give free phone, free huawei tablet and etc...

And of course...higher credit limit.
TSronnie
post Nov 10 2014, 11:14 PM

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IMHO, Online Transactions which does not need the OTP (send via SMS) during payment won't count as Online Transactions by PBB VS
Shinichi
post Nov 11 2014, 07:47 AM

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Hi all, can i confirm if we will need to pledge FD of RM36K to apply this card? This is what i got when i called CS 2 months back...
lovefoe
post Nov 11 2014, 03:48 PM

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Failed to receive activation bonus and online application bonus.

PBB is a cheater. Think twice before applying.
Human Nature
post Nov 11 2014, 05:09 PM

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QUOTE(lovefoe @ Nov 11 2014, 03:48 PM)
Failed to receive activation bonus and online application bonus.

PBB is a cheater. Think twice before applying.
*
You meet the T&C? Most of us here managed to get them
DarReNz
post Nov 11 2014, 05:32 PM

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QUOTE(lovefoe @ Nov 11 2014, 03:48 PM)
Failed to receive activation bonus and online application bonus.

PBB is a cheater. Think twice before applying.
*
u supposed to get RM150 right ? did u send an email complaint through email ? if that still doesn't work cc bank negara

This post has been edited by DarReNz: Nov 11 2014, 05:33 PM
lovefoe
post Nov 11 2014, 05:49 PM

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QUOTE(Human Nature @ Nov 11 2014, 05:09 PM)
You meet the T&C? Most of us here managed to get them
*
Failed to meet. As I paid for insurance and they say it is not included.

Anyone get the RM 50 activation bonus?
lovefoe
post Nov 11 2014, 05:50 PM

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QUOTE(DarReNz @ Nov 11 2014, 05:32 PM)
u supposed to get RM150 right ? did u send an email complaint through email ? if that still doesn't work cc bank negara
*
Called a few times to check why I didnt get and none of them tell me why. Until yesterday the guy checked my transactions.

Otherwise I could have charged other spendings to the card.

This post has been edited by lovefoe: Nov 11 2014, 05:51 PM
Human Nature
post Nov 11 2014, 05:53 PM

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QUOTE(lovefoe @ Nov 11 2014, 05:49 PM)
Failed to meet. As I paid for insurance and they say it is not included.

Anyone get the RM 50 activation bonus?
*
the insurance is auto-debit?
DarReNz
post Nov 11 2014, 06:57 PM

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QUOTE(lovefoe @ Nov 11 2014, 05:50 PM)
Called a few times to check why I didnt get and none of them tell me why. Until yesterday the guy checked my transactions.

Otherwise I could have charged other spendings to the card.
*
black and white more effective than calling, that time one of my online transaction they didn't give me 5% after send email they called to check but have to wait a while only they credit it
lovefoe
post Nov 11 2014, 09:57 PM

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QUOTE(Human Nature @ Nov 11 2014, 05:53 PM)
the insurance is auto-debit?
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no. one off payment for the whole year. and it is the first time (new insurance).

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