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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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cfa28
post Sep 24 2014, 10:56 AM

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Sorry to ask if has been asked before, for online Transactions, does it cover online booking for all Airlines

Only saw AA and Firefly? What about MAS, SIA, etc ??
cfa28
post Sep 24 2014, 11:41 AM

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QUOTE(Human Nature @ Sep 24 2014, 11:18 AM)
when i first inquired about airasia, the CS mentioned MAS too
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Great, tks. Need to rearrange my CC portfolio, long time have not visited the CC section.
cfa28
post Sep 26 2014, 09:16 AM

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Hi, is there any Public Bank CC SA here. Wanna apply for this Card and rather give some commission to LYN member than apply direct.

Please PM me.
cfa28
post Sep 26 2014, 03:38 PM

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QUOTE(cyang @ Sep 9 2014, 10:04 AM)
How long should I wait before reapply this card? Or it does not really matter?
I just hit the min requirement this month. But I got rejected last month.
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When u mean this month, u mean RM100K / 12 = >RM8,333

Perhaps PB wanna see EA Form for Annual Income > RM100K

Interested to apply for this Card also, need an evergreen dining card. RHB 15% only for selected restaurants and on weekends
cfa28
post Sep 26 2014, 04:29 PM

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QUOTE(cyang @ Sep 26 2014, 04:22 PM)
yup.. exactly.. anyway, i just resubmit the application last 2 weeks. lets see how the result.. hahaha..
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Last time Banks were very lenient in giving Signature / Infinite Cards.

My Salary was not even 50% of the Annual Salary req for Signature but CIMB gave it to me but never used it so cancel.

Now I heard, very strict, cannot qualify to apply again.

Congrats (to your increment / promotion) and good luck in your application
cfa28
post Oct 23 2014, 11:05 AM

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For those who applied online, how long did it take you to get Approved and received the Card.

Applied beginning of the month together with Maybank. Already received my Maybank Card last week but until now, not even received any SMS that my application was approved.

Just received automated confirmation that application was received. With Maybank, within 3-days, received SMS that application was approved and Card within 1-week later

But with PB, no sound at all. PB service deteriorating. Just want their Card for Dining and Online CB.

cfa28
post Oct 23 2014, 01:49 PM

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QUOTE(tigaxxx @ Oct 23 2014, 12:19 PM)
My application was slow to..about 2 weeks to get approved. (online application)...delivery was worse. .had to call them to resend to the nearest branch.
Maybank is very efficient. ..
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Hmm, thanks for feedback. Will have to wait longer and figure out which Branch I want them to send to so that I can collect during lunch time, can find easy parking.

Any Branch in Shopping Complex around KL City Centre.

Is there parking behind their HQ?
cfa28
post Oct 23 2014, 04:44 PM

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What tips, count me in although my Card has not even been approved yet
cfa28
post Oct 24 2014, 03:44 PM

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QUOTE(victorywp @ Oct 24 2014, 03:40 PM)
reveal MORE...
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Perhaps do more online Transactions or through Pay Pal?
cfa28
post Nov 4 2014, 04:23 PM

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Hi Guys, do u get the 6% CB when u pay your Telco or other Utility Bills Online ??
cfa28
post Jan 7 2015, 11:48 AM

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Hi Guys, If I pay my Digi Bill via the OCS link, does that qualify as Online and entitled to 6% CB?
cfa28
post Jan 8 2015, 09:01 AM

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QUOTE(HeHeHunter @ Jan 7 2015, 11:39 PM)
Yes.
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tks for the confirmation.

No need to do auto debit cos less CB
cfa28
post Jan 8 2015, 09:47 AM

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During my time, the ranking of was

Classic (Silver)
Gold
Platinum

Later increase to

Signature (or World Card for Master)
Infinite

cfa28
post Jan 8 2015, 09:53 AM

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QUOTE(peri peri @ Jan 8 2015, 09:50 AM)
yeah, hard to keep up to chase all this cards. Once work very hard until get a platinum, then suddenly signature come out, then platinum become middle income group. Now reach signature, but still feels like platinum status back than.
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Banks come out with too many categories of people

Masses - Poor People
Mass Affluent - Middle Income
Affluent - Upper Income
High Net Worth - R1CH people
cfa28
post Jan 14 2015, 12:13 PM

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QUOTE(Dannyl @ Jan 13 2015, 03:23 PM)
Anybody can shed some light on this?  Looking to apply now, but this is holding me back.  How did you guys apply?  Or is there any PB CC agent around?
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Okay, I applied through online and when I called I was told the same thing

So I said, in this case, I won't be using your Card anymore and cancel it before the expiry date

They gave me the activation CB immediately

There is no need to walk in to the Branch

All the T&C is there in PB Website


cfa28
post Feb 23 2015, 04:42 PM

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QUOTE(kart @ Feb 23 2015, 04:33 PM)
Priceless comment.  rclxms.gif

Public Bank Customer Service also tells me that it takes about two weeks to get your application approved, and the card to be delivered to your house or home branch.

How come Maybank can be so efficient in performing eligibility check, CCRIS check and CTOS check within an hour, whereby Public Bank needs 2 weeks? Kudos to Maybank for their speedy approval on credit card.  thumbup.gif

Perhaps, Public Bank Card Centre needs to organize 2-week long meetings, with Tan Sri Teh and Public Bank Upper Management, before they can process credit card application for a commoner like me.  tongue.gif
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Maybank has improved their service by a lot in recent years

Public Card stil has long way to go. My EMV chip got spoil so I got replacement Card and got few options how to activate the card

1) Self Service - via SMS

2) Call in

I normally use Option 1 - got a return SMS that says, TQ for using SMS to activate your Card. It will take 3-working days

I was like rclxub.gif rclxub.gif rclxub.gif

So I called the Number, spoke to a CS and told him what happened

The reply was that SMS Self Service needs 3-days, call in is immediate

Told them do you know how much biz Public loses in 3-biz days? Please fix your SMS activate to be immediate in line with your competitors


cfa28
post Feb 23 2015, 05:05 PM

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QUOTE(MeToo @ Feb 23 2015, 05:01 PM)
Noticed a problem with this card... it has Visa Wave function... dont even need signature... just wave and payment done... wah lau eh... if card stolen means gone case...
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same thing with signature also. Even if signature does not match you have to pay if you report the card loss too late.

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