Thanks for calculating Public Bank 12 months FD effective rate..
But provided if Public bank compounds the interest..

anyone knows if OCBC offers eFD? doesnt seems to be listed on their website.

wonder if their eFD rate is better than Maybank's eFD (e.g. 6mth = 3.25%)

The AWESOME 12 is available on the web now.

Effective Rate 3.85% Good deal with PIDM protection.

For 3.25%, u can get from CIMB FD 1 month.

i'm using eFD due to liquidity reasons. i have existing conventional FDs with Affin.

Did not receive that SMS from BR. Must be selected customer. What UT are they selling ?

Another thing is when I withdraw my 3 months matured FD last Wed, they told me they are adjusting their FD rate soon. Waiting to see it then will decide if need to pull out some FD later.

This post has been edited by bbgoat: Aug 30 2014, 04:20 PM

PBB seldom have good FD promo. This one looks good at 3.88% eff rate. Minimum 20k.

Wow, some more can terminate after the first 6 months in case other banks has better FD promo (clause 4.2).

https://www.pbebank.com/pdf/Promotions/tc-pbfdextra.aspx

This post has been edited by bbgoat: Aug 30 2014, 04:51 PM

No, the sms did not mention about what kind of UT wor...

Hopefully can see their new FD rates next week..Thanks

Thanks for pointing out can terminate after the first 6 months..
But if place any FDs longer than 3 months from now will probably miss the last train to MBSB 4.7%..Very headache..

Anyone know how does the Mach FD partial withdrawal works? Let's say I chose the 1 year FD with 3.6% interest. How does it differ with the 6 months 3.5% FD since I can withdraw it anytime without any compound ?

Be careful when you cash in or cash out from the bank if cashless transfer is not your option.
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This post has been edited by aeiou228: Aug 31 2014, 11:01 AM

no more sukuk after that

all listed there open to everyone, max RM50k per name/person per series.
you can buy using family members name.

in multiple of 3k is allowed without affecting other part of your principal.

From what i understand if you withdraw after 3 months you still entitle to 50% interest. Less than 3 months a big fat 0.

But the interest is credited monthly no? Unless you are saying they will pull back the interest given

yes that is what they will do, deduct from your principal as you withdraw.

oo thanks

I'm not aware of it as well...only found out when I searched for MBSB's 5% FD

Anyway, I wouldn't have much $$$ to place in MBSB during that period of time since it coincided with the global financial crisis...

I mentioned before Ocbc Islamic pure FD 3.9% Mederka promo. End 15 Sept. it will then drop to 3.8% till end of Nov

sifus, as carry the cash no longer safe nowaday , mind to share what is the better option to move funds from one bank to another bank for FD deposit?

There are an amount limit for online fund transfers to other bank (but not sure to do it over the counter). Then how about banker cheque? will the bank accept it if I carry the banker cheque and ask for new FD account opening? Then what should I put as payee name? (My own name or the bank name?)

what is that?