Thanks sifu. 
It's 4.33% PA, is this consider high? Or is there any other FD that higher than this one?

4.33% pa? That's the highest 12 months FD rate in Malaysia. You sure your calculation is correct ?

that promo was discussed before. if i remember correctly 80/20. means the rate has to multiply by 0.8.

pbb fd promo has never been interesting. one year look for uob or affin.

Question to all gurus here:
I've 50k cash in hand, but will be withdrawn after 12 months. Do you guys have any investments that gain more than our annual EPF rate (Excluding stock market, property, forex)?

Gen-X BR's profit rate in the 1st post is no longer valid. It has revised down the rate...again

Beside UOB 3.65% 13 month,any higher offer again?as i know RHB can apply for 3.5% for 1 years FD.

Received a call for HLB regarding bond issued by HLB. 4.6% per annum for 5 years. No PIDM protection. Callable by HLB after 3 years. Anyone else received this call? Thanks.

We should allow queries of this nature as its indirectly related to FD.
This will help to provide info on opportunities for FD folks.
My 2 cents.

I opened several FD in Public bank on Different time, the FD account number is the same. Is it the interest compounded it together?

Sorry I should go to ask the officer there but due to in rush, I forget to ask.

... From what have been stated on the first page of this post, I don't think BR need 20K deposit to be paid monthly already. They have drop it to 5K ...

--> Bank Rakyat Deposit Account-i ...

... I may be wrong. Please double confirm yourself if needed ...

~    ~

interest monthly basis or after maturing?

RM5K for monthly interest payment... hmm interesting, anyone can confirm this for tenures 2 months and above?

Thanks for reconfirming. Same as Post No.1. To add, the UOB 13 Months FD Promo no CASA thingy requirement.

Definitely not monthly BUT I would like to know if it is semi-annually or upon maturity. I forgot to ask this when I was informed of the promo last week.

RM5K for monthly interest payment... hmm interesting, anyone can confirm this for tenures 2 months and above?

Do we need to open a saving account with BR for the RM5K for monthly interest payment?

Wah, not only the profit rate has been revised down, the nego rate was lowered as well

The ABM gave any hint why they execute the flip flop policy?

Any annual fees or fees involved for applying for Bank Rakyat ATM card? (~Doesn't seem to find the BR webpage mentioning any annual fees)

Out of curiosity..what would happen to the FD interest if there is an early withdrawal of FD in BR? Will they ask for interest refund since the interest is paid monthly & interest rate for different tenure is different?

Thanks,HJebat & bbgoat for the reply..
Went BR today to open for RM5k FD..
The info I got from their customer service seems vry much contradicting.. Min FD amount for monthly interest payment to be credited to saving must be RM10k above & 6mths above tenure(after confirming with a few of her superiors from call)
For BR ATM card, there will be annual fees charges of RM8..
BR Co-op card, annual fees RM5 but must be member of any Koperasi (~which currently I am not any of the member)
BR debit card, one time RM12 charge..but at the moment can't register for online banking pin through ATM..
At the end, nvr apply for any saving accounts for monthly interest credit.

Just a quick question. Let's say I have a banker's cheque from Maybank and am going to place as a FD at OCBC on Friday. So when does my FD date starts?

If I have a banker's cheque of RM 50000, can I take that cheque and create 2 separate FD or I need 2 banker's cheque?

Regulars here usually get gifts, eg. face towel, pedicure/manicure set, umbrella, parker pen

Aiyo..parker pen or ball point pen? wasted. No ask, no give.

Plan to withdraw then invest in something that safe but with higher interest. Not sure about Public Mutual Fund...

... BR is also known to me to be not consistent on their gifts as well ...

No free gifts from CIMB, UOB, OCBC at all. No idea on other banks.