Standard option is it will re-enter 18 months tenure at board rate. (shitty rate as expected)

Ya read through.
Sorry not familiar with FD promotion thingy.
For OCBC promo, option 1, it's mention tenure 18 months. 6 months : 3.6 % and remain 12 months is 4%.

What happen after 18 months? I normally put my FD 5-10 years .

Hi. Need some advice here.
I'm thinking of uplift Mach 6 month FD and place OCBC 18 month FD (since they need fresh fund). Does Mach branch issue banker cheque? Or I should go to Hong Leong bank?

i switch some to sspn...

yep must teach them a lesson.

no hamper no deposit kpi drop

As usual.. I like Maybank because I transfer a lot to other MBB accounts holders. So its faster and free. The amount of cash sitting in the account is less than 50k... Anything more will be in FD... So MBB savers will serve me well. You can even do eFD online.

Affin pays slightly more, but in my case, the 10cents per GIRO and waiting time for others to received the money is not acceptable.

PBB effective rates are a JOKE.... Best place in OCBC or HLBB.

If u want the best rates for long term... PUT into KWSP... Max is RM60,000 per year at 6%, no one can beat that.. Its guaranteed also by the Government...

Another step up promo, can ask them to fly kite.

Yup. Any current or saving accounts will do. Unless their T&C says otherwise.

here's wat i got for hlb and uob:

hlb
fresh funds current promo is 12m 3.85%, need another 10% in casa earmarked 6m.
or 15m 4.00%, need another 10% casa earmarked 6m.
effective is really about 3.675%.
existing funds, 12m think it's 3.4%.

uob
fresh funds 12m 3.85%, no frills.
existing funds 12m 3.40-3.45%.

so, depending on where yr funds are now, choose the right bank.

Thanks for reporting, updated Post#1

Affin Bank only increase 0.1% for their 12 month FD 

RHB 3.45% 12 months higher than CIMB.

Thanks! I'll check out Mach then...
For this promo, need to open over the counter? Or can transfer online from savings account?

FD that more than 12 months, bank need to give the interest every 6 months, so they need a saving account to credit the interest.
No account, interest no where to go.

Most banks need ATM card to set up internet account. Have tried to return ATM cards which can be cancelled after setting internet account. CIMB said need to keep ATM card with the internet banking. Affin gives a paper card (no fee) for setting up of internet banking. Yes, I seldom use ATM card to withdraw money, kept CB ATM/debit card.
So, ur super high 5 yr BR FD over already ? 

Also ur BR FD monthly interest crediting issue settled ? 

Wasai, doing your Sat nite cha cha at 3am ?? 

Good ! you got the good deals.  I only got the last one that matured in June 2013.